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 Fixed Deposit Rates In Malaysia V. No.11, Strictly for FD Discussion Only

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Human Nature
post Feb 4 2016, 09:20 PM

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QUOTE(intrepidity85 @ Feb 4 2016, 04:24 PM)
sry for that

and dont be offensive like i did something very wrong.

i thought every banks savings is protected by PIDM.. ? no?
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but you are contradicting yourself here.

QUOTE(intrepidity85 @ Feb 3 2016, 08:01 PM)
agree with this.. among all banks, only BR give special gifts / invite for dinner with lucky draws for my area

best of all, always less ppl at BR and no need for long queue like BSN

overall, good service though no PIDM
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SUSintrepidity85
post Feb 4 2016, 09:21 PM

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QUOTE(cklimm @ Feb 4 2016, 08:07 PM)
MBf Finance Berhad-1999
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http://www.nytimes.com/1999/01/05/business...t-klbank.t.html

i didn't see anything broke. i comprehend 'take over'

or you may provide more useful links for us to read
SUSintrepidity85
post Feb 4 2016, 09:22 PM

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QUOTE(Ramjade @ Feb 4 2016, 08:18 PM)
I heard bank bumiputra also broke?
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wow.. so far i only heard the word 'merge'.. hmm any links to show that? im not in finance field actually.

This post has been edited by intrepidity85: Feb 4 2016, 09:43 PM
airtawarian
post Feb 4 2016, 09:22 PM

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QUOTE(lai_dm @ Feb 3 2016, 11:13 PM)
how much deposit to get free gift ?
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RM 10,000. Actually no free gift for others. The manager said only for me.

QUOTE(LNYC @ Feb 3 2016, 11:38 PM)
which branch u went? it took me more than an hour..
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Kl branch

QUOTE(kochin @ Feb 4 2016, 09:24 AM)
mad.gif i texted the branch manager.
ask specifically got free gift bor for my fd deposit?
ang pau packet also elek.
haih. epic fail!  doh.gif
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Haha... That free gift the manager told me only special for me. That's why I put fd there.
LNYC
post Feb 4 2016, 09:27 PM

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QUOTE(airtawarian @ Feb 4 2016, 09:22 PM)
RM 10,000. Actually no free gift for others. The manager said only for me.
Kl branch
Haha... That free gift the manager told me only special for me. That's why I put fd there.
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Wah~~ drool.gif drool.gif
envy you..ada special care for you wub.gif wub.gif

which KL branch ah? i want to try my luck see see
Human Nature
post Feb 4 2016, 09:37 PM

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QUOTE(marcross @ Feb 4 2016, 09:32 PM)
Wonder how u guys close to the branch manager?
How much FD to put to get their number?
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something if you make too many complaints, you will get their numbers too biggrin.gif
SUSintrepidity85
post Feb 4 2016, 09:38 PM

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finished lunch with BR manager

tomorrow morning decide to put 300k extra cash lock for 1 yr @ 4.6% he promise me will give me 2 hampers will take picture once he deliver 2 hampers as promised + 1 dinner + lucky draws
SUSintrepidity85
post Feb 4 2016, 09:38 PM

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QUOTE(marcross @ Feb 4 2016, 09:32 PM)
Wonder how u guys close to the branch manager?
How much FD to put to get their number?
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if u have good relation with that branch, u will get to know branch manager eventually and get all goodies hehe..
kit2
post Feb 4 2016, 09:40 PM

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QUOTE(intrepidity85 @ Feb 4 2016, 09:22 PM)
wow.. so far i only heard the word 'merge'.. hmm any links to show that? im in finance field actually.
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how old are you? smile.gif

i remember bank bumi broke and was bailed out by govt.
yygo
post Feb 4 2016, 09:45 PM

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QUOTE(Human Nature @ Feb 4 2016, 09:20 PM)
but you are contradicting yourself here.
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good catch, sharp eyes! notworthy.gif

QUOTE(intrepidity85 @ Feb 4 2016, 09:38 PM)
finished lunch with BR manager

tomorrow morning decide to put 300k extra cash lock for 1 yr @ 4.6% he promise me will give me 2 hampers will take picture once he deliver 2 hampers as promised + 1 dinner + lucky draws
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dinner some more. must be individual dinner for 2. laugh.gif
kyenli
post Feb 4 2016, 09:47 PM

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QUOTE(keyser soze @ Feb 4 2016, 03:48 PM)
Still have. Your choice...
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why longer tenure has lower interest geh? 4.4% 15 mths. 4.45% 12 mths. RHB

This post has been edited by kyenli: Feb 4 2016, 09:48 PM
cklimm
post Feb 4 2016, 09:47 PM

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QUOTE(kit2 @ Feb 4 2016, 09:40 PM)
how old are you? smile.gif

i remember bank bumi broke and was bailed out by govt.
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Same case happened to MBF, these are good enough to show banks arent as safe as we think.
SUSintrepidity85
post Feb 4 2016, 09:47 PM

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QUOTE(yygo @ Feb 4 2016, 09:45 PM)
good catch, sharp eyes! notworthy.gif
dinner some more. must be individual dinner for 2. laugh.gif
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i did not bother to reply him at all tongue.gif

but since you highlight it i will explain. bank savings protected by PIDM and fixed deposit account protected by PIDM are 2 different things. not sharp but a bit blunt.

nah with rhb as well. must have good relation with managers/bankers ma.. nowadays we need banks to triple our wealth smile.gif

This post has been edited by intrepidity85: Feb 4 2016, 09:47 PM
SUSintrepidity85
post Feb 4 2016, 09:49 PM

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QUOTE(cklimm @ Feb 4 2016, 09:47 PM)
Same case happened to MBF, these are good enough to show banks arent as safe as we think.
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that means during that time all depositors money gone like that? i thought gov take over or merge will not affect on depositors money? correct me if im wrong

i need to clarify this with branch manager tomorrow.
Human Nature
post Feb 4 2016, 09:49 PM

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QUOTE(intrepidity85 @ Feb 4 2016, 09:47 PM)
i did not bother to reply him at all tongue.gif

but since you highlight it i will explain. bank savings protected by PIDM and fixed deposit account protected by PIDM are 2 different things. not sharp but a bit blunt.

nah with rhb as well. must have good relation with managers/bankers ma.. nowadays we need banks to triple our wealth  smile.gif
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well you can always spin again. we are at FD threads and you were talking about FD in both posts.

anyway, I have just reported you for multiple posts again. Twice at this page alone and several times before this. Happened at the credit card section too.

edited: three times at this page alone!

This post has been edited by Human Nature: Feb 4 2016, 09:52 PM
yygo
post Feb 4 2016, 09:53 PM

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QUOTE(intrepidity85 @ Feb 4 2016, 09:47 PM)
i did not bother to reply him at all tongue.gif

but since you highlight it i will explain. bank savings protected by PIDM and fixed deposit account protected by PIDM are 2 different things. not sharp but a bit blunt.

nah with rhb as well. must have good relation with managers/bankers ma.. nowadays we need banks to triple our wealth  smile.gif
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if a bank do not have pidm, both saving and fd also not protected by pidm.

wat do u mean bank savings and fd protected by pidm are 2 different things? please enlighten us. hmm.gif

This post has been edited by yygo: Feb 4 2016, 09:54 PM
SUSintrepidity85
post Feb 4 2016, 09:59 PM

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QUOTE(yygo @ Feb 4 2016, 09:53 PM)
if a bank do not have pidm, both saving and fd also not protected by pidm.

wat do u mean bank savings and fd protected by pidm are 2 different things? please enlighten us. hmm.gif
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based on first quote of my post = i was merely asking as if all bank saving accounts are protected by PIDM as i have no knowledge in this. Correct me if i was wrong? no?

based on second quote, i mentioned BR is good for offering / can negotiate with high % interest though no PIDM for FD with freebies, etc.

two different questions with two different answers,

my english sucks .. make u kenot comprehend well tongue.gif tongue.gif
Human Nature
post Feb 4 2016, 10:04 PM

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1st post, you were responding to a member query whether BSN FD is protected or not. When proven wrong, you claim ignorance that you thought FD by all banks are protected.

2nd post, you already know that BR is not protected.

This post has been edited by Human Nature: Feb 4 2016, 10:07 PM
airtawarian
post Feb 4 2016, 10:10 PM

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QUOTE(LNYC @ Feb 4 2016, 09:27 PM)
Wah~~ drool.gif  drool.gif
envy you..ada special care for you wub.gif  wub.gif

which KL branch ah? i want to try my luck see see
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Maybe you can try ask your branch. No need envy la. I just treat everyone nicely. Sometimes joke with the staff there.

QUOTE(marcross @ Feb 4 2016, 09:32 PM)
Wonder how u guys close to the branch manager?
How much FD to put to get their number?
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I'm not actually close with manager. I just met the manager twice only. But the manager really nice humble. I only have office number. Haha...
BoomChaCha
post Feb 4 2016, 10:10 PM

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QUOTE(coolstore @ Feb 3 2016, 11:50 PM)
btw, cimb fresh fund 12 mths is 4.3% now

and sbd mentioned affin 12 mths 4.5% but after checking only 3.7% (quoted by affin jln ipoh KL)
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QUOTE(babysiew @ Feb 4 2016, 09:08 AM)
affin 3.7%? but someone said 4.5%... confusing sad.gif
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QUOTE(TANjb @ Feb 4 2016, 09:45 AM)
Anyone into Affin FD ? Can comfirm - 3.7% or 4.5% ? Tqvm.
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I just placed Affin FD 4.5% for 12 months yesterday, please see picture:

Attached Image

QUOTE(cj7lee @ Feb 4 2016, 09:52 AM)
BR also does not issue banker cheque...
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According to BR staff, if the amount is big like RM 200K and above, then Yes, BR will issue a banker's check..

This post has been edited by BoomChaCha: Feb 4 2016, 10:37 PM

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