If you don't know whether all banks' saving accounts are protected under PIDM then in the first place why are you giving advise to other forumer stating that BSN is protected under PIDM?

If you don't know then just google what is PIDM before giving advise, don't mislead others when you don't even know.

And why are you differentiating savings accounts with fixed deposits? PIDM protects the depositors against the loss of their insured deposits which includes both savings account and fixed deposits.

If you don't know then just refrain from posting. Don't come and spam here just for the sake of post count.

This post has been edited by Ah SiAnG: Feb 4 2016, 10:16 PM

this is a public forum , not your dad forum where everyone has a freedom to speak

second i already apologise for the wrong information i provide and you're obviously want to troll and lit up the fire

third for the sake of post counts, who are you to judge?

for the sake of flamming, i will let the mod/admin to decide

one post wrong info with apologise yet the flamming continues and raging like no tomorrow

i can't believe mature people act-like-that

hence, post reported.

Not sure about others in my branch. For my case, they can issue BC regardless of the amount. Sometimes just 10k or so. But maybe an exception coz been banking with them for quite some time.

This post has been edited by Human Nature: Feb 4 2016, 10:19 PM

If place below RM 50K, interest will pay each 4 month
If place above RM 50K, interest will pay monthly
*Minimum placement is RM 1000

yes, you have your freedom to speak but if you are trolling or feeding others wrong information then be prepared to be corrected.

if you want to spam you can spam at any other thread but not in my thread.

actually, i read through ur posts. i didn't see any sincere apologies from you. in fact it's like our politicians nowadays. sorry for offending those who are offended but i'm not wrong. lol.

This post has been edited by blogomatic: Feb 4 2016, 10:27 PM

hlisb 6mth fd 4.5% no same hl fd 6 mth 4.5%
t&c
The profit payment will be credited to CASA/-i or add-on to the principal sum in the TD-i upon
maturity

Thank you for replying me....haizz...the HLB i visited always full of people...no one cares me~~ if ada branch lain i wanna lompat ship..

sorrry...it is Off topic

Oh.. Thanks for the info..
So it means the BR staff was not telling the truth..

Wah.. 4.8% for 1 year
Would you mind telling what is the the minimum deposit amount? Thanks
Just tell us the rough figure also appreciate it..

Wah... Ah Sir.. this leng lui is breaking your record 1 yr @ 4.6%...

BR called so went there to collect this gift.
Quite surprise it is much better than before..



This post has been edited by BoomChaCha: Feb 4 2016, 11:09 PM

Yeah that's exactly what i told them, but they laugh about it and say no such thing. I just hope there's additional numbers appear in my saving account after a month or 6 months later.

This post has been edited by Clement1001: Feb 4 2016, 11:12 PM

the branch manager also called to HQ for approval. but need 300k amount.. so since they offer me good freebies theres no reason for me to decline

your friend got 4.8% .. how to win him?

You can call Cik Nor at BSN Bandar Sri Permaisuri branch 03-91739601 to confirm,
this is what she told me:

If place below RM 50K, interest will pay each 4 month
If place above RM 50K, interest will pay monthly
*Minimum placement is RM 1000

http://www.mybsn.com.my/location.xhtml?menuId=6

PIDM insured against the deposit in the bank, be it saving, FD, junior account or even current account.
There is no differentiation in term of FD or saving in term of PIDM coverage.

Don't need to circling on PIDM anymore, below is the summary,

BSN is not under PIDM, but it is guaranteed by gov.
BR is not under PIDM
Most commercial banks out there are under PIDM, the list has been posted by forumer, which can be referred upon.

PIDM coverage is max at 250k per entity (not account) in a bank.

End of story.

Ok, will call her up tomorrow. Thanks

Her service is quite good and quite friendly..

4.8% for 1 year is for sure over one or two million..

This post has been edited by BoomChaCha: Feb 4 2016, 11:26 PM

fresh fund requirement?

not really comfortable if go for 1 million ..

i am interested for their freebies actually lol.. cheapskate me

Yes..fresh fund..minimum 10K
I placed with a banker's check and mixed with cash for one FD cert ..

Don't forget to ask for monthly interest and open iRakyat online account,
BR Coop ATM card is still free so far..

Everybody should ask for freebies, not cheapskate, but this is our FD depositors' right...

This post has been edited by BoomChaCha: Feb 4 2016, 11:41 PM

you guys lucky, BR pretend dont know me this year....no news...