Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
125 Pages « < 6 7 8 9 10 > » Bottom

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.11, Strictly for FD Discussion Only

views
     
cybpsych
post Dec 14 2015, 07:28 PM

---------------------
*********
All Stars
65,264 posts

Joined: Jan 2003
QUOTE(ikanbilis @ Dec 14 2015, 07:11 PM)
Hlbb 4.5% 6 months promo valid until when?
*
read 13 posts above.
gsc
post Dec 14 2015, 07:52 PM

Regular
******
Senior Member
1,624 posts

Joined: Apr 2011
QUOTE(Ramjade @ Dec 14 2015, 11:36 AM)
Step up or pure FD? If is really pure FD, HL have really outdone themselves. Effective rates for 1 year will be >4.5%!! shocking.gif thumbup.gif first time a chinaman bank being so generous.
*
How did you calculate for 1 year is >4.5%.?You cannot x2 the 6 months promo rate and claimed it is more than 4.5% for 12 months FD.



Just came back from HLB and placed 6 months FD at 4.5%. 12 months is 4.2%, this is what the counter guy said. Need to open saving account for bank to credit the monthly interest.


Promo ends either 31 Jan or RM 3.5 b quota is reach.

This post has been edited by gsc: Dec 14 2015, 07:58 PM
cklimm
post Dec 14 2015, 08:54 PM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014
QUOTE(gsc @ Dec 14 2015, 07:52 PM)
How did you calculate for 1 year is >4.5%.?You cannot x2 the 6 months promo rate and claimed it is more than 4.5% for 12 months FD.



Just came back from HLB and placed 6 months FD at 4.5%.  12 months is 4.2%, this is what the counter guy said. Need to open saving account for bank to credit the monthly interest.
Promo ends either 31 Jan or RM 3.5 b quota is reach.
*
3.5b seems little, will the quota reached in no time?
Quite worried as most of my funds maturing in Jan
Ramjade
post Dec 14 2015, 09:35 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011
QUOTE(gsc @ Dec 14 2015, 07:52 PM)
How did you calculate for 1 year is >4.5%.?You cannot x2 the 6 months promo rate and claimed it is more than 4.5% for 12 months FD.



Just came back from HLB and placed 6 months FD at 4.5%.  12 months is 4.2%, this is what the counter guy said. Need to open saving account for bank to credit the monthly interest.
Promo ends either 31 Jan or RM 3.5 b quota is reach.
*
Bro, if say somehow there's another same promo 6 months down the road, with monthly interest given, one will get effective rates of >4.5% (compounding interest at work)
Bonescythe
post Dec 14 2015, 09:57 PM

One Quarter In...
*********
Senior Member
28,187 posts

Joined: Mar 2007
From: Underworld
QUOTE(cklimm @ Dec 14 2015, 08:54 PM)
3.5b seems little, will the quota reached in no time?
Quite worried as most of my funds maturing in Jan
*
Hehe.. better be fast.. today i just did xxxk on it
wil-i-am
post Dec 14 2015, 10:01 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(sweetpea123 @ Dec 14 2015, 11:30 AM)
HLB till next month end.  6 months 4.5%. Interest credited monthly into savings.  Min rm10k.  Fresh fund.  Pure FD.  No investment catch
*
The best deal for 6 mths so far rclxms.gif
Ramjade
post Dec 14 2015, 10:24 PM

20k VIP Club
*********
All Stars
24,333 posts

Joined: Feb 2011
QUOTE(wil-i-am @ Dec 14 2015, 10:01 PM)
The best deal for 6 mths so far  rclxms.gif
*
Couldn't agree more. To sweeten the deal, it's coming from one of the kiamsap (stingy) bank in Malaysia. rclxms.gif
sandkoh
post Dec 14 2015, 10:33 PM

Enthusiast
*****
Senior Member
817 posts

Joined: Mar 2014
QUOTE(Bonescythe @ Dec 14 2015, 09:57 PM)
Hehe.. better be fast.. today i just did xxxk on it
*
leave some for us. xxxk drool.gif drool.gif

hnwi spotted! notworthy.gif
Bonescythe
post Dec 14 2015, 10:46 PM

One Quarter In...
*********
Senior Member
28,187 posts

Joined: Mar 2007
From: Underworld
QUOTE(sandkoh @ Dec 14 2015, 10:33 PM)
leave some for us. xxxk  drool.gif  drool.gif

hnwi spotted! notworthy.gif
*
No la.. i am snwi
Bonescythe
post Dec 14 2015, 10:48 PM

One Quarter In...
*********
Senior Member
28,187 posts

Joined: Mar 2007
From: Underworld
QUOTE(wil-i-am @ Dec 14 2015, 10:01 PM)
The best deal for 6 mths so far  rclxms.gif
*
Tenure is not too long not too short. Interest is handsome, and most importantly, monthly interest crediting.. this i like the most ahh
gsc
post Dec 14 2015, 11:50 PM

Regular
******
Senior Member
1,624 posts

Joined: Apr 2011
QUOTE(cherroy @ Dec 14 2015, 02:07 PM)
I still cannot find details info the 4.5% 6 month pure FD as posted.

I don't want go to the bank, only then being told it is a step up.

So anyone who got the info, please share the source of info. Ty.
*
Only effective today. Actually I did not plan to place FD but saw the flyer and decided to place it. It is certificate type. I prefer statement based. But only Islamic banking is statement based.

This post has been edited by gsc: Dec 14 2015, 11:58 PM


Attached thumbnail(s)
Attached Image
CP88
post Dec 15 2015, 12:57 AM

Look at all my stars!!
*******
Senior Member
2,677 posts

Joined: Dec 2010
QUOTE(Bonescythe @ Dec 14 2015, 09:57 PM)
Hehe.. better be fast.. today i just did xxxk on it
*
Seems like sifu is transferring his $$ to FD. sweat.gif

Anticipate a knee jerk in bursa in for the next 6 months?
Bonescythe
post Dec 15 2015, 08:53 AM

One Quarter In...
*********
Senior Member
28,187 posts

Joined: Mar 2007
From: Underworld
QUOTE(CP88 @ Dec 15 2015, 12:57 AM)
Seems like sifu is transferring his $$ to FD.  sweat.gif

Anticipate a knee jerk in bursa in for the next 6 months?
*
Apa lah.. i am just a small taufu. No effect one la
kochin
post Dec 15 2015, 09:00 AM

I just hope I do!
********
All Stars
10,314 posts

Joined: Dec 2009
From: Malaysia
6 months 4.5% HLB?
monthly crediting?
wow sounds great!

can do efd or not?
or must walk in?
Bonescythe
post Dec 15 2015, 09:34 AM

One Quarter In...
*********
Senior Member
28,187 posts

Joined: Mar 2007
From: Underworld
QUOTE(kochin @ Dec 15 2015, 09:00 AM)
6 months 4.5% HLB?
monthly crediting?
wow sounds great!

can do efd or not?
or must walk in?
*
Walk in branch. Minimum 10k
Must have saving acc to do monthly crediting
sandkoh
post Dec 15 2015, 10:15 AM

Enthusiast
*****
Senior Member
817 posts

Joined: Mar 2014
QUOTE(gsc @ Dec 14 2015, 11:50 PM)
Only effective today. Actually I did not plan to place FD but saw the flyer and decided to place it. It is certificate type. I prefer statement based. But only Islamic banking is statement based.
*
unkle fast this time! thumbup.gif

statement based fd, like uob? hmm.gif islamic banking is statement based? i tot it depends on bank whether fd statement based or not. hmm.gif
sandkoh
post Dec 15 2015, 10:17 AM

Enthusiast
*****
Senior Member
817 posts

Joined: Mar 2014
QUOTE(Bonescythe @ Dec 14 2015, 10:46 PM)
No la.. i am snwi
*
QUOTE(Bonescythe @ Dec 15 2015, 08:53 AM)
Apa lah.. i am just a small taufu. No effect one la
*
6 figure fd & small taufu. more like big taufu! brows.gif
Bonescythe
post Dec 15 2015, 10:48 AM

One Quarter In...
*********
Senior Member
28,187 posts

Joined: Mar 2007
From: Underworld
QUOTE(sandkoh @ Dec 15 2015, 10:17 AM)
6 figure fd & small taufu. more like big taufu! brows.gif
*
Rm 1200.15

6 figure also... haha

Small net worth kuci mayong only..

But still got a bit more xxxk for next year promo..

This post has been edited by Bonescythe: Dec 15 2015, 10:49 AM
sandkoh
post Dec 15 2015, 11:44 AM

Enthusiast
*****
Senior Member
817 posts

Joined: Mar 2014
QUOTE(Bonescythe @ Dec 14 2015, 09:57 PM)
Hehe.. better be fast.. today i just did xxxk on it
*
QUOTE(Bonescythe @ Dec 15 2015, 10:48 AM)
Rm 1200.15

6 figure also... haha

Small net worth kuci mayong only..

But still got a bit more xxxk for next year promo..
*
u mean Rm 1200.15k. ultra hnwi spotted. brows.gif

""still got a bit more xxxk"" laugh.gif

This post has been edited by sandkoh: Dec 15 2015, 11:47 AM
CP88
post Dec 15 2015, 12:24 PM

Look at all my stars!!
*******
Senior Member
2,677 posts

Joined: Dec 2010
QUOTE(sandkoh @ Dec 15 2015, 11:44 AM)
u mean Rm 1200.15k. ultra hnwi spotted. brows.gif

""still got a bit more xxxk""  laugh.gif
*
I couldn't agree more on this! thumbup.gif
« Next Oldest · Finance, Business and Investment House · Next Newest »
 

125 Pages « < 6 7 8 9 10 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
 0.0223sec    0.28    6 queries    GZIP Disabled
Time is now: 30th November 2025 - 11:04 AM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.