A lot of detours and half - truths are found in this book, in conclusion. Take it with a pinch of salt, guys and gals.

FYI the guy who wrote the book is still in AUSSIE and so is his family. His new book is about success stories in AU LOL ( Draft stage).

But he sure made alot of money from those malaysians who bought his book.

yeah, i read his blogs too, he's still there despite all the negativity

he has a new book? must be a very good side biz

Key to migrating successfully

1. Be humble
2. Drop all expectations
3. Prioritize whats actually important to you and family
4. What do you want out of life
5. ASSIMILATE

My general thoughts is many who bitch and moan about migrating or the bad of this and that when they migrated is because they want the exact same lifestyle as in Malaysia with all the creature comforts.

If anyone has these thoughts don't even thing of migrating cause you will be depressed and disappointed from the day you land .

The ones i have met here who always complain have their expectations set to high . MD in kl come here also want to be MD and don't even want to try anything else.

Basically there is a safety net.
Medical and aged care services are heavily subsidised.
If your super (EPF) is below a certain threshold, the govt tops it up to ensure that minimal living standards are met.
Basically the Oz government is panicking a bit now, cos the population is aging and there r not enough taxpayers to take over.
Hence they are allowing all the mainlanders to come in and invest n contribute to the tax revenue.

well that book was written by 2 brothers who lived in melbourne. the whole book was complaining about the hardship of immigrants living here which is true.
however, if it's really that bad, both brothers still live in melbourne, why they don't go back where they belong?

lol.....i just post something exactly the same! spot on!
sure pandai making money....hehe

I suppose this is an unsaid advantage about moving to SG from MY - your lifestyle pretty much stays unchanged, if not better due to the stronger currency. It's like a bring your bags and move right in kinda deal.

I do miss Oz but I suspect being there and living as a student is very different from actually having to work full time and earn a proper living.
Won't mind making the switch but the industry that I work in is a non-starter in Oz.

This post has been edited by madmoz: May 4 2016, 10:31 AM

haha, met some datuk & datin here. some are good but some are ganasai....

the good one:-
they been thru the poor hardship before. they become rich later, for the sake of giving the best to children, they migrated and bringing millions here. both of them sitting at home doing nothing, so they decide to bend their knees, don't mind the hands dirty, working as cleaner. Datin work as pick and pack in warehouse while the kids in school. a lot ang moh tot they're poor and work on a job which no one really wanna do. One day, they open house for CNY, invite some colleagues to their home. They realised how rich they are with a big mansion. Asking why they wanna work this lousy job? Passing time nia....the pay is $20/hr...not even a peanut in his shipping biz...

the ganasai one:-
this stereotype is pelik bit. they dun wanna hands dirty, ordering ppl to work for him and don't pay for fees. expect u work for free. still thinking they're higher status. he said 1 u cannot said 2. treat u like a slaves.
i told them to be humble in any ways coz here is Oz. Then they start telling u story how successful they are and how much they earn....blablabla....looked down on blue collar ppl. thinking of importing indon maid here and pay peanuts.

My conclusion is that not all rich ppl that good or ganasai. but it's all about character and attitude. yes, once u'migrated here, u even knew some tan sri too. however, that doesn't matter really coz biz is biz, fren is fren...

Thanks, shazam7.

If you are talking about the super co-contribution … you are only eligible if you are employed/self employed and are contributing into the super yourself as well. The amt is so small that you will not survive. Unemployed are not eligible

source : https://www.ato.gov.au/individuals/super/in...o-contribution/

Aged care is income tested and you would need to have a substantial amt of cash or top hospital cover to live comfortably in aged care residence. The amt the govt contributes is less and less.
I have seen those figures in the public hospital and conditions are pretty bad in the big badly funded public services. You really don't want to be sick and poor. You will only get priority treatment if you are at your death bed.

We can no longer rely on the govt to fund our healthcare and I hope I will never have to set foot in a hospital and die peacefully at home.

This post has been edited by ssurrey: May 4 2016, 12:43 PM

if u got life insurance it is covered doesn't matter where u are

life yes, don't think medical card is... you cannot claim if you are out of malaysia for a certain period, need to check further with my agent, not exactly sure on this one

Not super co-contribution. I am talking pension.
Yes it is not much, but again, I am saying it is a safety net in the event the super runs out or is not enough to cover basic living expenses.

I realise aged care is income tested and the govt does not have an endless pool of $ to fund it. I mean ppl here are complaining abt 20+% tax alredi, dont think it can be like the Nordic countries where tax is 50+% but aged care/health is taken care of.

I also realise the Oz health system/aged care is not the best, but it is a damn sight better than MY/SG/US.

End of the day its a balance of tax paid vs services provided.

This post has been edited by shazam7: May 5 2016, 07:30 AM

Aged care and health system is not great here. but it's better than anywhere else. unless u wanna migrate to places like norway, germany or other EU countries (not the bankrupt one....lol)
i got my ex manager in 60's whining about the pension and healthcare. u still can get regular check up and surgery operation at the government expenses (u already paid ur tax anyway) just the queuing time is crazy.
insurance always the options.
Now Oz is facing welfare trap, paying too much. if u dun really get into old ozzie pension lifestyle, please do. they can simply call the ambulance or asking for serious check up whilst the small headache...that's why they're open up the borders for more skilled professional like us to work here, contribute taxes and feed these bloke. in return government give u lifestyle....lol

for me it's still far better than anywhere else dy. malaysia don't even have a welfare to take care pensioners.

OK, come to another question about taxes.
Recently, i came back from KL and had a dinner in OVERSEAS RESTAURANT near Armada Hotel. had 2 table cost like RM2400 all including 6% GST. When i look thoroughly, there's 10% service tax. the 6% to be ontop of the total sum. this blew me away thinking of why is there another 10% service while u got 6% GST imply already? It means that the total GST we're paying is app. 15% to be precise.
What's the meaning of GST? goods and services tax......

Correct me if I am wrong here about Malaysia Government hospital which costs RM1 to visit a doctor plus medication (if any). Witnessed a patient who paid RM3100.00 to have two valves replaced during an open heart operation recently. Not sure how Australian health care system works on similar scenarios ? Thanks.

RM1 what so called 1M clinic. u won't find any doctors but nurses (oh yeah....) to diagnose u. Been to government medical centre b4. Yes, operation on any illness can be very cheap in malaysia BUT how long u gonna queue?
Besides that, my experience with some UM doctors are ganasai. I'm not accusing all but some bad apples in there.

Oz healthcare sometimes is shit too. depending which hospital u're heading. I always look for hospital with less people....of course not the sangkala area. still, queuing up is a thing. Overall services still better than malaysia. My wife went to surgery last year. yeah, they really do take care of u and won't like scolding like shit. change clothing everyday, greet u and make sure you're in a good care. food is superb too. that's the general hospital here.
the whole hospital is bright and clean.

Probably local Ozzie expect something better than now while malaysian like us seen the worst hospital before. if Ozzie live and stay in malaysia general hospital, i thk they'll be thinking living in hell....lol

Thanks for sharing here. Let's say in Australia, if I have no money; can I still receive treatment in the hospital ? I know Malaysia doesn't have age care centre that's why the mushrooming of old folks homes. Is age care in Australia mean there are places why the old people go for shelter ? I am not too sure how the system works there.

during my uni years, we need to buy medicare... a hostel mate of mine met a car accident and did a major operation, if i remember correctly, this leg patah or something like that... cost of the operation was AUD40k and he didn't need to pay a single cent

not sure if its the same now though cos it was many years back

Thanks.