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Household Residensi Hijauan Lumayan @ Taman Naga Emas, In between Salak South and Sri Petaling
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ShahAfendi
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 Feb 22 2016, 01:16 PM
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New Member
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QUOTE(wanw84 @ Feb 21 2016, 11:11 PM) hi.. need your guys opinion. i applied 4 banks: MBSB (100% loan - approved) - approx 4.85% - ceiling rate (11%) RHB (90% loan - approved) - 4.5% - ceiling rate (10.5%) Bank Islam (100% loan - no reply yet) Bank Muamalat (100% loan - no reply yet) I was leaning to MBSB, since i can get back my 10K deposit and save it just in case of bad economy. But in the same time, i know that MBSB rate is quite high. MBSB papers will be ready this week. Should i just sign it or wait for bank islam or bank muamalat? If u have enough times u can consider others bank because u have 45days to get loan approved after u pay the booking fees. |
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wykl
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Feb 22 2016, 01:47 PM
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QUOTE(wanw84 @ Feb 21 2016, 11:11 PM) hi.. need your guys opinion. i applied 4 banks: MBSB (100% loan - approved) - approx 4.85% - ceiling rate (11%) RHB (90% loan - approved) - 4.5% - ceiling rate (10.5%) Bank Islam (100% loan - no reply yet) Bank Muamalat (100% loan - no reply yet) I was leaning to MBSB, since i can get back my 10K deposit and save it just in case of bad economy. But in the same time, i know that MBSB rate is quite high. MBSB papers will be ready this week. Should i just sign it or wait for bank islam or bank muamalat? congrats! i was having bad time trying to get 90% loan.. maybe my salary is not high enough  sign Loan Offer last week and gonna sign SnP in these few days, anyone know when usually the Loan Agreement & Stamping is done?  |
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Tiaso
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Feb 22 2016, 02:05 PM
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QUOTE(ShahAfendi @ Feb 22 2016, 01:14 PM) Reason their cannot find buyers which fullfill dbkl cateria and mybe some of the current buyers loan not approved/rejected Are you sure? Other RUMAWIP sold out pretty fast regardless of the DBKL criteria and loan approval. This one seems to be pretty slow. 4 months since launched, changed the "tarikh buka permohonan" to make implication as if its a new project(i do have friend who thinks that it's just launched when view website) Though the location is strategic, but all i see from these posts are only talking about loans. Anyone have further insider information regarding this developer/project?  This post has been edited by Tiaso: Feb 22 2016, 02:11 PM |
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wykl
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Feb 22 2016, 02:28 PM
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QUOTE(Tiaso @ Feb 22 2016, 02:05 PM) Are you sure? Other RUMAWIP sold out pretty fast regardless of the DBKL criteria and loan approval. This one seems to be pretty slow. 4 months since launched, changed the "tarikh buka permohonan" to make implication as if its a new project(i do have friend who thinks that it's just launched when view website) Though the location is strategic, but all i see from these posts are only talking about loans. Anyone have further insider information regarding this developer/project? bro, what insider info u wanted to know?  |
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Tiaso
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Feb 22 2016, 02:35 PM
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QUOTE(wykl @ Feb 22 2016, 02:28 PM) bro, what insider info u wanted to know? One of the main thing I would really want to know why the changes in the permohonan? The previous reply doesn't really convince me. Only thing I can think of is the bad sales. I don't have KL address, so I am wondering is there any other way for me to get one? Also, how is the area (facilities, food, existing population, etc etc.) This post has been edited by Tiaso: Feb 22 2016, 02:36 PM |
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wykl
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Feb 22 2016, 03:05 PM
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QUOTE(Tiaso @ Feb 22 2016, 02:35 PM) One of the main thing I would really want to know why the changes in the permohonan? The previous reply doesn't really convince me. Only thing I can think of is the bad sales. I don't have KL address, so I am wondering is there any other way for me to get one? Also, how is the area (facilities, food, existing population, etc etc.) It is only for those who residing in KL or has been worked in KL for 5 years. About the amendment of the closing date, I try to ask later. I will either call or go to the office directly soon. |
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kakashin
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Feb 22 2016, 03:51 PM
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Getting Started
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QUOTE(wanw84 @ Feb 21 2016, 11:11 PM) hi.. need your guys opinion. i applied 4 banks: MBSB (100% loan - approved) - approx 5.45% - ceiling rate (11%) RHB (90% loan - approved) - 4.5% - ceiling rate (10.5%) Bank Islam (100% loan - no reply yet) Bank Muamalat (100% loan - no reply yet) I was leaning to MBSB, since i can get back my 10K deposit and save it just in case of bad economy. But in the same time, i know that MBSB rate is quite high. MBSB papers will be ready this week. Should i just sign it or wait for bank islam or bank muamalat? If you don't mind me asking, is ur RHB loan inclusive of MRTA? My loan from RHB was approved as well, 90% loan @ 4.55% without MRTA. The officer mentioned that if include MRTA, maybe can get 4.45%. This post has been edited by kakashin: Feb 22 2016, 03:52 PM |
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andre128
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Feb 22 2016, 06:09 PM
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Getting Started
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QUOTE(wykl @ Feb 20 2016, 11:01 PM) just login and select the project.. i'll post the pictures if i pass by that place.. there are few ways... one is from taman naga emas, and another is jalan sinar.. and another one is from seri petaling (road is not yet open) .. u may refer to the first post for more info... i have try, not available, only can view detail |
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wykl
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Feb 22 2016, 08:28 PM
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QUOTE(andre128 @ Feb 22 2016, 06:09 PM) i have try, not available, only can view detail it should be quite straightforward bro... try contact their IT support for help.. Talian Am : 03-88897888 Faks : 03-88897640 E-Mel : urusetiarumawip@kwp.gov.my |
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wykl
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Feb 22 2016, 08:29 PM
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finally signed Loan Offer and SnP/SPA just need to sign the Loan Agreement and wait for stamping to be done.. |
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ShahAfendi
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Feb 22 2016, 09:02 PM
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New Member
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QUOTE(wykl @ Feb 22 2016, 08:29 PM) finally signed Loan Offer and SnP/SPA just need to sign the Loan Agreement and wait for stamping to be done.. Bro u ask the lawyer how long it takes to sign L.A? |
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wykl
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Feb 22 2016, 10:51 PM
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QUOTE(ShahAfendi @ Feb 22 2016, 09:02 PM) Bro u ask the lawyer how long it takes to sign L.A? my lawyer for the loan agreement is different from the SnP and i asked the banker, he said about 2 weeks time from now.. how bout your progress bro? This post has been edited by wykl: Feb 22 2016, 10:55 PM |
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wanw84
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Feb 22 2016, 11:40 PM
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New Member
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QUOTE(kakashin @ Feb 22 2016, 03:51 PM) If you don't mind me asking, is ur RHB loan inclusive of MRTA? My loan from RHB was approved as well, 90% loan @ 4.55% without MRTA. The officer mentioned that if include MRTA, maybe can get 4.45%. My loan includes MRTA @4.5%. The MBSB with 105% loan (include mrta and other fees) @5.4%. Which is quite high. Not sure which to pick or should i wait. |
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ShahAfendi
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Feb 23 2016, 02:26 AM
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New Member
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QUOTE(wykl @ Feb 22 2016, 10:51 PM) my lawyer for the loan agreement is different from the SnP and i asked the banker, he said about 2 weeks time from now.. how bout your progress bro? Already sign LO friday last week.. Going to sign snp this week.. |
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wykl
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Feb 23 2016, 08:30 AM
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QUOTE(wanw84 @ Feb 22 2016, 11:40 PM) My loan includes MRTA @4.5%. The MBSB with 105% loan (include mrta and other fees) @5.4%. Which is quite high. Not sure which to pick or should i wait. wow.. then borrowed you 105%  but the rate is too high.. better wait for better offer QUOTE(ShahAfendi @ Feb 23 2016, 02:26 AM) Already sign LO friday last week.. Going to sign snp this week.. I see.. When you gonna sign your loan agreement? |
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kimirockz
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Feb 23 2016, 08:47 AM
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will get the details from banker today.
hope is a good one
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wykl
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Feb 23 2016, 09:33 AM
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QUOTE(kimirockz @ Feb 23 2016, 08:47 AM) will get the details from banker today. hope is a good one good luck and see you around Taman Naga Emas  |
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wykl
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Feb 23 2016, 09:35 AM
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one more question guys, anyone paid the RM30k down payment and got the official receipt from the developer? how does it looks like?
mine is a booking receipt and they photocopy the bankdraft with acknowledgement only.. is there any other official receipt?
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ShahAfendi
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Feb 23 2016, 10:26 AM
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New Member
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QUOTE(wykl @ Feb 23 2016, 09:35 AM) one more question guys, anyone paid the RM30k down payment and got the official receipt from the developer? how does it looks like? mine is a booking receipt and they photocopy the bankdraft with acknowledgement only.. is there any other official receipt? Lol just got back from developer office.. Forget to ask about that.. In layout plan the road will connect to jalan cahaya 4.. |
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kimirockz
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Feb 23 2016, 10:36 AM
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QUOTE(wykl @ Feb 23 2016, 09:35 AM) one more question guys, anyone paid the RM30k down payment and got the official receipt from the developer? how does it looks like? mine is a booking receipt and they photocopy the bankdraft with acknowledgement only.. is there any other official receipt? yup i got the same too. booking receipt and bankdraft photocopy |
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