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Household Residensi Hijauan Lumayan @ Taman Naga Emas, In between Salak South and Sri Petaling

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ShahAfendi
post Feb 22 2016, 01:14 PM

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QUOTE(Tiaso @ Feb 22 2016, 12:34 PM)
They actually extend the closing date again? Is the sales really that bad? Any particular reasons?

Source : https://rumawip.kwp.gov.my/projek-detail.php?prdid=4

Tarikh Buka Permohonan 08-Jan-2016
Tarikh Tutup Permohonan 07-Mar-2016
(they actually revised the "tarikh buka permohonan")
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Reason their cannot find buyers which fullfill dbkl cateria and mybe some of the current buyers loan not approved/rejected
ShahAfendi
post Feb 22 2016, 01:16 PM

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QUOTE(wanw84 @ Feb 21 2016, 11:11 PM)
hi.. need your guys opinion.

i applied 4 banks:

MBSB (100% loan - approved) - approx 4.85% - ceiling rate (11%)
RHB (90% loan - approved) - 4.5% - ceiling rate (10.5%)
Bank Islam (100% loan -  no reply yet)
Bank Muamalat (100% loan - no reply yet)

I was leaning to MBSB, since i can get back my 10K deposit and save it just in case of bad economy.
But in the same time, i know that MBSB rate is quite high.
MBSB papers will be ready this week. Should i just sign it or wait for bank islam or bank muamalat?
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If u have enough times u can consider others bank because u have 45days to get loan approved after u pay the booking fees.
ShahAfendi
post Feb 22 2016, 09:02 PM

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QUOTE(wykl @ Feb 22 2016, 08:29 PM)
finally signed Loan Offer and SnP/SPA smile.gif

just need to sign the Loan Agreement and wait for stamping to be done..
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Bro u ask the lawyer how long it takes to sign L.A?
ShahAfendi
post Feb 23 2016, 02:26 AM

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QUOTE(wykl @ Feb 22 2016, 10:51 PM)
my lawyer for the loan agreement is different from the SnP and i asked the banker, he said about 2 weeks time from now..

how bout your progress bro?
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Already sign LO friday last week.. Going to sign snp this week..
ShahAfendi
post Feb 23 2016, 10:26 AM

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QUOTE(wykl @ Feb 23 2016, 09:35 AM)
one more question guys, anyone paid the RM30k down payment and got the official receipt from the developer? how does it looks like?

mine is a booking receipt and they photocopy the bankdraft with acknowledgement only.. is there any other official receipt?
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Lol just got back from developer office.. Forget to ask about that.. In layout plan the road will connect to jalan cahaya 4..
ShahAfendi
post Feb 23 2016, 12:07 PM

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QUOTE(wykl @ Feb 23 2016, 11:29 AM)
haha.. yea bro, its already listed there. prepare RM2k for the signing of SnP  smile.gif
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Their is no confirm our development will connect to jalan merah silu? Jalan cahaya 4 is so narrow la u can view in the google earth..
ShahAfendi
post Feb 23 2016, 02:59 PM

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QUOTE(kimirockz @ Feb 23 2016, 02:52 PM)
jz got the details from banker

getting loan for 90% and also 1 car park.

is it they charge for loan processing fee?
-loan offer processing fee : rm232
-lawyer fee : he told me max is 5860, depends on how much discount the lawyer give.
-SnP
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Which bank?
ShahAfendi
post Feb 23 2016, 03:28 PM

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QUOTE(kimirockz @ Feb 23 2016, 03:03 PM)
pbb bro
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Rm5860.. Wow i though 4-5k..
ShahAfendi
post Feb 24 2016, 04:27 PM

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Mine Loan agreement 6.2k.. This price ok?
ShahAfendi
post Feb 24 2016, 04:45 PM

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QUOTE(wykl @ Feb 24 2016, 04:39 PM)
Bro, my loan agreement is 4.7k and with rebate later on.. so about 3.1 or 3.2k only...

How come yours is 6.2k? is it included the SnP fee?  hmm.gif
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No.. This include professional charge and disbursements fees.. do we need to submit our snp stamped to lawyer or we the lawyer should get it for us?
ShahAfendi
post Feb 24 2016, 05:07 PM

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QUOTE(kimirockz @ Feb 24 2016, 04:50 PM)
no prob  smile.gif
hope to see more floors next month same date lol
how much loan u get? and which bank?
banker told me the max amount of lawyer fee is 2% from the amount of loan.
mayb diff bank diff rate
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Pbb 90%.. Yup mybe diff lawyer diff rate
ShahAfendi
post Feb 25 2016, 10:13 PM

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Pbb also calling me twice asking me if i got loan or not.. huhu
ShahAfendi
post Feb 25 2016, 10:23 PM

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QUOTE(PrincZe @ Feb 25 2016, 10:18 PM)
so what did u say? mean market is good rclxms.gif
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market is ok.. people still need buying house.. house become more expensive every year.
ShahAfendi
post Feb 27 2016, 11:04 PM

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QUOTE(nktious @ Feb 27 2016, 09:05 PM)
I got the layout floor plan taken last year if you dont mind  biggrin.gif
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Can post here 😁😁😁
ShahAfendi
post Mar 1 2016, 11:49 AM

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Who already got snp copy? I just call the lawyer she say not sign yet due to developer signature.. Currently i waiting from lawyer to pass the snp original copy to the bank lawyer after that can proceed with loan agreement. Mybe 1-2 weeks more..
ShahAfendi
post Mar 1 2016, 08:17 PM

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Anybody got reminder letter from developer to expedite finding loan? 😂😂😂😂
ShahAfendi
post Mar 1 2016, 08:23 PM

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QUOTE(nktious @ Feb 29 2016, 11:38 PM)
Danau called me to fax them Bank Loan Offer Letter, izzit necessary?
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Extend the letter offer or u will get reminder letter same as me.. Hahahaha..
ShahAfendi
post Mar 2 2016, 05:02 PM

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Just call the developer regarding the letter.. She say after snp stamped and loan agreement sign their will issue bill to our bank to release the money (means their already finish 20% total 30k). In 21 day bank need to do the 1st dibursement and if bank still not release the money we get panalty (10% per anum)
ShahAfendi
post Mar 3 2016, 02:19 PM

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Can report to dbkl if u feel cheated
ShahAfendi
post Mar 3 2016, 05:14 PM

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Lawyer snp call say their already stamp the document.. Their will sent to me via poslaju.. 😃😃😃😃😃😃
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