Special Thanks to the Gen-X

Original FD Thread
Fixed Deposit Rates in Malaysia v2
Fixed Deposit Rates in Malaysia v3
Fixed Deposit Rates in Malaysia v4
Fixed Deposit Rates in Malaysia v5
Fixed Deposit Rates in Malaysia v6.1
Fixed Deposit Rates in Malaysia v7
Fixed Deposit Rates in Malaysia v8
Fixed Deposit Rates in Malaysia v9

Notice / Disclaimer:-
Call & Visit the respective banks for confirmation & latest promotion.
We are not liable to any misinformation which might cause any financial or opportunity loss (which include FD rates & any others information).

Malaysia Major Commercial Banks and Foreign Banks Fixed Deposit / Time Deposit Rates as of 10 October 2015.

Bank	1 month	3 months	6 months	12 months	Remarks
Affin Bank	3.25%	3.3%	3.40%	3.7%
Alliance Bank	3.15%	3.2%	3.25%	3.3%	FD Gold 12 months 3.40% (Interest paid monthly)
AmBank	3.15	3.2%	3.25%	3.35%
Citibank	2.95%	3.10%	3.10%	3.20%
CIMB Bank	3.15%	3.2%	3.25%	3.30%
Hong Leong Bank	2.95%	3.00%	3.10%	3.30%
HSBC Bank	3.00%	3.10%	3.15%	3.30%
Maybank	3.15%	3.20%	3.25%	3.30%
OCBC Bank	2.90%	3.00%	3.05%	3.25%
RHB Bank	3.15%	3.20%	3.25%	3.45%
Public Bank	3.15%	3.20%	3.30%	3.35%	PB Golden 50 Plus 12 months 3.45%
Standard Chartered Bank	2.95%	3.10%	3.15%	3.25%
UOB Bank	3.05%	3.10%	3.10%	3.30%

Fixed / Time Deposit and Savings Account Promotions November 2015.
Please call the nearest bank to reconfirm the rates (go to the bank website for bank contact number where you can also get the contact number of the branch nearest to you) before going to the bank to check if promotions are still valid.

*
Affin Bank - Minimum Fresh Fund RM10K. Promo until end of December 2015. - Contributed by wil-i-am.

4-6 months - 4.00%p.a.
12 months - 4.20%p.a.

*
Affin Bank Year End Fixed Deposit Bonanza 2015 - Minimum Fresh Fund RM10K. Promo until end of December 2015. - Contributed by nbi

1 month - 4.05% pa
2 months - 4.10% pa
15 months - 4.60% pa



*
Alliance Bank - e-Alliance Term Deposit-i. Minimum Fresh Fund RM10K. Promo until 31 December 2015. - Contributed by wil-i-am.

6 months - 4.05%p.a.
9 months - 4.15%p.a.

Terms & Conditions



*
Alliance Bank - Fixed Deposit & e-Fixed Deposit Campaign. Minimum Fresh Fund RM25K. Promo until 31 March 2016. - Contributed by ??!!

6 months - 4.25%p.a.
9 months - 4.35%p.a.

Fixed Deposit Campaign T&C | e-Fixed Deposit Campaign T&C



*
CIMB Unfixed Deposit Special Interest Rates, Minimum Fresh Fund RM10K. Valid until 31 December 2015 - Contributed by poorman & cklimm

3 months - 4.10%p.a.
6 months - 4.20%p.a.
12 months - 4.30%p.a.

CIMB Page | Terms & Conditions



*
Hong Leong Bank Year End Fixed Deposit Promotion, Minimum Fresh Fund RM10K. Valid until 31 December 2015 - Contributed by cybpsych

1 month - 3.40%p.a.
3 months - 3.95%p.a.
12 months - 4.23%p.a.

*
Hong Leong Islamic Bank Term Deposit-i Promotion, Minimum Fresh Fund RM10K. Valid until 31 December 2015 - Contributed by cybpsych

6 months 4.05%p.a.
12 months 4.20%p.a.

*
Mach by Hong Leong FD. Minimum Fresh Fund RM10K. Valid until 31 December 2015. - Contributed by cklimm

1 month 3.40%p.a.
3 months 3.95%p.a.

Terms & Conditions



*
HSBC Advance Term Deposit-i - Minimum Fresh Fund RM5K, Maximum RM30K. Valid until 31 December 2015 - Contributed by cklimm

3 Months - 5% p.a.

Terms & Conditions



This post has been edited by Ah SiAnG: Dec 4 2015, 06:10 PM

*
MAYBANK - Minimum Fresh Fund RM10K. Valid until 15 January 2016.
- Not covered by PIDM and the capital is not guaranteed.

12 months - 4.5%p.a.

Campaign Fact Sheet | Terms & Conditions | Product Disclosure Sheet




*
MAYBANK - Minimum Fresh Fund RM25K. Valid until 31 December 2015.
-Contributed by cybpsych

1 month - 3.6%p.a.

*
MAYBANK - Minimum Fresh Fund RM10K. Valid until 31 December 2015.
-Contributed by wil-i-am

6 months - 4.17%p.a.

*
OCBC Bank - FD Promos. Minimum Fresh Fund RM10K. Valid until 31 December 2015. - Contributed by familyfirst

6 months - 4.3% p.a.
12 months - 4.5% p.a.

Terms & Conditions



*
PUBLIC BANK - PB Bonus Reward Campaign. Minimum Fresh Fund RM10K. Valid until 31 December 2015. Contributed by Nom-el

4 months - 4.175% p.a.

Terms & Conditions for customers who participate from 11 November 2015 onwards

Terms & Conditions for customers who participated prior to 11 November 2015



*
PB FD XTRA Campaign. Minimum Fresh Fund RM20K. Valid until 31 December 2015 - Contributed by starry & cybpsych

12 months - 4.3%p.a.

*
RHB Bank. Minimum Fresh Fund RM10K. - Contributed by Avangelice

3 Months - 4.2% p.a. - Valid until 31 January 2016
15 months - 4.4% p.a. - Valid until 31 March 2016



*
UOB BANK - FD Promos. Minimum Fresh Fund RM10K. Valid until 31 December 2015. Contributed by bbgoat.

3 months - 3.85% p.a.
5 months - 4.0% p.a.
8 months - 4.1% p.a.
12 months - 4.25% p.a.

Flyer

*
UOB BANK - FD Promos Contributed by cherroy.

6 months - 4.2% p.a.
12 months - 4.4% p.a.

*
UOB BANK - FD Promos.Minimum Fresh Fund RM10K. Valid until 31 December 2015. Contributed by Nom-el.

3 months - 4.15% p.a.

*
Bank Simpanan Nasional FD. Valid until 31 December 2015 - Contributed by cklimm

1 month - 3.2% p.a.
6 months - 3.3% p.a.
9 months - 3.5% p.a.
12 months - 4.0% p.a.



*
Bank Rakyat FD. Fresh Fund RM10k. Valid until 6 January 2016 - Contributed by cklimm

12 months for 4.15% p.a.

Terms & Conditions



*
Bank Muamalat Fixed Term Account-i (FTA-i) Short-Term Campaign : “Wang Besar!2 – Step Up” AND “Wang Besar!2 – 3o6” - Valid until 11 January 2016 - Contributed by cklimm

WB2-Step Up - 6 Months effective rate = 3.95%p.a.
Minimum Fresh Fund: RM1,000 up to RM4,999,999.99

1st 3 months Placement - 3.90%
Next 3 months Placement - 4.00%

WB2-3o6
Minimum Fresh Fund: RM5,000,000

3 months Placement - 3.95%
6 months Placement - 4.10%

Terms and Conditions | PIDM Register



*
MBSB - Minimum Fresh Fund RM1K. Valid until 31 December 2015.

18 months - 4.5%p.a.

*
Bank Rakyat Term Deposit Account-i - Minimum Fresh Fund RM20K. Valid until 31 December 2015. - Contributed by wil-i-am & bbgoat

12 months - 4.3%p.a.



This post has been edited by Ah SiAnG: Dec 5 2015, 01:05 PM

*
BANK RAKYAT - NOT Eligible for PIDM

If you are willing to go deposit with a non PIDM member, then check out Bank Rakyat Deposit Account -i which is based on Islamic Principles and like all Islamic banks' products, the profit rate cannot be guaranteed.



Thanks to all members who highlighted that deposit more than RM5K with BR is now eligible for monthly dividend. However, please note that many members here reported that their monthly dividends were not be credited monthly but they have to call up BR staff to have it done manually every month!!!
Special thanks to bbgoat for reporting the tenure to be eligible for monthly dividend:-



eFD or eTD.Contributed by Nom-el



Contributed by ikanbilis


Bank Rakyat introduces Xclusive membership card - New added by okuribito on 20 November



Banks that pay interest for non-working days
OCBC
Bank Rakyat
UOB
May Bank (Need to remind May bank staff to add interest)
Affin Bank - updated by cybpscyh on 12 Dec 2014
Alliance Bank
Kuwait Finance House

Banks that do not pay interest for non-working days(after FD maturity date eg Saturday, Sunday & Public Holidays)
Am Bank
RHB
Standard & Chartered Bank

Bank that non-voluntary credit interest unless appeal
Public Bank (Need to complain to BNM then only pay interest)

Charges for issuance of Banker's cheque - Contributed by bbgoat



New IBG Transfer Timing - Updated by gchowyh on 16 December 2014



List Of Banks With Survivorship Clause - Updated by magika on 16 November 2014
1. OCBC
2. RHB
3. Alliance
4. Ambank
5. Cimb
6. Hlb
7. Affin
8. MBB



A simple FD calculator to help you - by Human Nature on 13 January 2015
http://www.miniwebtool.com/fixed-deposit-calculator/

This post has been edited by Ah SiAnG: Nov 25 2015, 08:20 PM

bbgoat RHB got promo for 15 months @ 4.26%p.a.?
or you meant HLBB?

Updated at Post #2
Thanks

Gen-X thanks Captain Gen-X, appreciate it

Ramjade, this is a thread discussing fixed deposit rates. Please stick to the topic.

If you want to promote savings account etc, please go to the dedicated thread and stop spamming here.

Thank you.

This post has been edited by Ah SiAnG: Oct 15 2015, 07:18 PM

Can I opt not to have their debit card and cheque book?

Since I plan to uplift the FD and close the Advance account after the FD due in 3 months time.

I see. Just to confirm, currently I have a HSBC basic savings account, I am still entitled to participate in this promotion right? Since currently I am not a HSBC advance account holder.

This post has been edited by Ah SiAnG: Oct 21 2015, 09:56 PM

But it did mentioned that the promotion is opened to new HSBC Advance customers.

And if it is only opened to new customers, isn't it redundant to define fresh funds as "monies from sources other than any existing account with HSBC and must not exceed 7 working days in any of the eligible customer's account with HSBC"?

This post has been edited by Ah SiAnG: Oct 21 2015, 10:08 PM

Do you have the source of what you are saying?

so far i only heard of cimb prime(>RM50k), cimb preferred (>RM250K) and cimb private banking (Advisory Portfolio >RM3,000,000 & Discretionary Portfolio >RM5,000,000).

there are all priority customers.

and please, always check and verify the information you are posting and stop misleading others. be responsible of what you are posting.
this is not the first time you have misguided others and corrected by others.

This post has been edited by Ah SiAnG: Oct 24 2015, 10:20 AM

thought of opening Alliance Bank's e-Alliance Term Deposit-i but prior to that gotta open a savings account to access to alliance online.

but even basic savings account has issuance fee and annual fee for its atm card, not so worth after all right?

oh really? will drop by and ask if have time.

their e-FD 6 months for 4.05%p.a. or 9 months 4.15% p.a. is kinda attractive, for short term deposit

yup can't agree more.

do you have an account with them? which account you opened?

it simply means nothing was given

the account to be opened is Alliance Hybrid Account issued with Alliance Hybrid AP Platinum Debit Card?

agree with you on the cash back part, even some credit cards merely offer 0.2%/0.3% cash back for retail spending.

can also enroll for Alliance Personal like Bonescythe with 50k

This post has been edited by Ah SiAnG: Oct 24 2015, 08:27 PM

the only charges is rm12.72 per year right? any other hidden charges?

and did you opt for the cheque book facility?

yea, would consider to open one as well but it will be good if they would waive the annual fee and issuance fee for me

besides their cash back their eFD promo rates is the one that attracts me the most

best rate actually, 4 months for 4.075%p.a.

even better than alliance bank's 6 months eFD

will update at page 1 after it is published on CIMB website or verified by other members here.

This post has been edited by Ah SiAnG: Oct 28 2015, 07:45 PM