lol. maybe tun under scholarship from ambank. ahahaha

Bodybuilder? What do you mean? Well if more people follow my footsteps, banks will have to give better rates. You want better rates don't you?

Haha... If I am on scholarship by ambank, I will not recommend affin bank last time, nor will I acknowledge that mbsb is the best for long term nor will I recommend maybank Islamic efd for 1 month. Rest assures if there is a bank SA better than Truesavers, I will not hesitate to jump ship. Remember my loyalty is to the numbers in my bank account NOT THE bank! I am a supporter of which bank is able to give me the best rates.

This post has been edited by Ramjade: Oct 23 2015, 03:09 PM

Tun said if we can change 100k people to deposit at 3.25%, then it will force the banks to provide better promotion rates?

Well it might. We never know. Say 100K people respectively close efd with ambank, cimb and put with Maybank Islamic efd, those other banks need money. They will be wondering why 100k people left them. After doing research they will know the no of them jump ship to maybank. So they might offer better rates or same rates as maybank Islamic efd. That way, we have more choice to choose from.

Remember banks have quota to meet. If cimb, ambank lose 100K customers respectively to maybank, they are in deep trouble.

This post has been edited by Ramjade: Oct 23 2015, 02:56 PM

Yea lo.. u go n think for 100k people who are going to put 10k in bank...

Huhu..

Wad u evaluate is figure only. But in reality, the decision is more than just a figure.

Bro is efd. One does not need to drive to the bank. So I don't think there's much decision involved. Unless of course if one does Not have a m2u accoubt. Then is different story

ha I think you guys need to give Tun a break. Healthy competition generally will be good for us normal consumers. If the banks keep vying to give out the highest interest to us, it should be a win situation for us

I just checked my OCBC eSmartSaver account.
Despite not depositing any money last month, I still got 4% credited into my account. Not bad.

but another problem is, I can't seem to find Instant interbank fund transfer from Maybank & CIMB to OCBC. Why??

and when I clicked fund transfer from OCBC, the only option available is IBG, not the instant version. Why?

Cause ocbc does not have ibft. Only ibg. Do not move any money out or else your interest will drop to 0.5%

Ocbc internet banking offer MEPS instant transfer and it is instant fund transfer.

That option is not available in few days for last week and it start available few day in last weeks.

I do have some bigger amount FD at 3-month renewal though. Longer than that might as well invest structured products and bonds.

U should have 2 option available.
It is called MEPS Instant Transfer for instant transfer to other bank from OCBC.

There are 2 radio button for you to choose if u using OCBC internet banking.
! Radio button is IBG ad another radio button is MEPS Instant Transfer

Oh yeah. They have. My mistake. I just check the news

Update us which u choose...interesting in structured products

Every bank has different structured products with interest ranging from 7% upwards provided you must be high net worth individual. Otherwise investing in stable REIT is also a good option to FD.

bro we talk about fd here!

bro please give correct info, do not assume.

how they assess the hnwi? how much in bank roughly?

This post has been edited by mohdyusof: Oct 24 2015, 08:45 AM

tun mesti watch his mulut. simply give answer.

Cimb is rm50k then you become preferred customer. There are few "levels" one can upgrade. But the general level is >RM250k to qualify.

Some depend on amount of loans with them, some depend on how much you spend on with their credit card.

This post has been edited by Ramjade: Oct 24 2015, 08:49 AM