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 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

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value_investor
post Oct 24 2015, 11:55 AM

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QUOTE(mohdyusof @ Oct 24 2015, 08:42 AM)
how they assess the hnwi? how much in bank roughly?
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Sorry my fault, you can invest in structured products even not HNWI as long as you are Preferred account (min RM250k opening), while most structured products has minimum investment RM100k upwards.

mohdyusof
post Oct 24 2015, 12:03 PM

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QUOTE(Bonescythe @ Oct 24 2015, 11:41 AM)
Hlb no more 200k

Is 250k ad
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since when? hmm.gif

website still say 200k.

https://www.hlb.com.my/main/priority
mohdyusof
post Oct 24 2015, 12:05 PM

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QUOTE(value_investor @ Oct 24 2015, 11:55 AM)
Sorry my fault, you can invest in structured products even not HNWI as long as you are Preferred account (min RM250k opening), while most structured products has minimum investment RM100k upwards.
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depends on bank. some structure product may be 50k, but most like 100k upwards.
Bonescythe
post Oct 24 2015, 12:30 PM

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QUOTE(mohdyusof @ Oct 24 2015, 12:03 PM)
since when? hmm.gif

website still say 200k.

https://www.hlb.com.my/main/priority
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Since my rm told me lor in july

New to bank customer. 250k

Existing customer 300k. Then u will get a golden abascus.. something like that...



This post has been edited by Bonescythe: Oct 24 2015, 12:31 PM
mohdyusof
post Oct 24 2015, 12:31 PM

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QUOTE(Bonescythe @ Oct 24 2015, 12:30 PM)
Since my rm told me lor.

New to bank customer. 250k

Existing customer 300k
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ok. hl website still not updated.
tonytyk
post Oct 24 2015, 12:36 PM

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QUOTE(Bonescythe @ Oct 24 2015, 12:30 PM)
Since my rm told me lor in july

New to bank customer. 250k

Existing customer 300k. Then u will get a golden abascus.. something like that...
*
Golden abacus for existing customer only?
Bonescythe
post Oct 24 2015, 12:49 PM

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QUOTE(tonytyk @ Oct 24 2015, 12:36 PM)
Golden abacus for existing customer only?
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New and existing also got.

Until december 2015


Attached thumbnail(s)
Attached Image
mohdyusof
post Oct 24 2015, 01:00 PM

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QUOTE(Bonescythe @ Oct 24 2015, 12:49 PM)
New and existing also got.

Until december 2015
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existing one cannot. please read tnc carefully.
bbgoat
post Oct 24 2015, 01:29 PM

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QUOTE(Bonescythe @ Oct 24 2015, 12:49 PM)
New and existing also got.

Until december 2015
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QUOTE(mohdyusof @ Oct 24 2015, 01:00 PM)
existing one cannot. please read tnc carefully.
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Last year when I join, the PB was supposed to be min 200k. So looks like they have increased it for new customer to 250k.

Last year received a pair of rice bowls and chopsticks. This year giving out abacus ? biggrin.gif

Oh, actually another pair of traditional Chinese clay spoons, not in the photo.

Attached Image

This post has been edited by bbgoat: Oct 24 2015, 01:44 PM
Bonescythe
post Oct 24 2015, 01:38 PM

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QUOTE(mohdyusof @ Oct 24 2015, 01:00 PM)
existing one cannot. please read tnc carefully.
*
Aiizz

U mistaken me.. exisitng client with hlb bank but not yet pb..
mohdyusof
post Oct 24 2015, 01:43 PM

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QUOTE(Bonescythe @ Oct 24 2015, 01:38 PM)
Aiizz

U mistaken me.. exisitng client with hlb bank but not yet pb..
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haha, i see.
Bonescythe
post Oct 24 2015, 07:06 PM

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QUOTE(bbgoat @ Oct 24 2015, 01:29 PM)
Last year when I join, the PB was supposed to be min 200k. So looks like they have increased it for new customer to 250k.

Last year received a pair of rice bowls and chopsticks. This year giving out abacus ?  biggrin.gif

Oh, actually another pair of traditional Chinese clay spoons, not in the photo.

Attached Image
*
Hmm.. looks like i had been mistreated.

Which is ur branch ?
TSAh SiAnG
post Oct 24 2015, 07:17 PM

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thought of opening Alliance Bank's e-Alliance Term Deposit-i but prior to that gotta open a savings account to access to alliance online.

but even basic savings account has issuance fee and annual fee for its atm card, not so worth after all right? wink.gif
Bonescythe
post Oct 24 2015, 07:28 PM

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QUOTE(Ah SiAnG @ Oct 24 2015, 07:17 PM)
thought of opening Alliance Bank's e-Alliance Term Deposit-i but prior to that gotta open a savings account to access to alliance online.

but even basic savings account has issuance fee and annual fee for its atm card, not so worth after all right?  wink.gif
*
It is just tat rm 8 or 12 for 1 year afterall..


bbgoat
post Oct 24 2015, 07:30 PM

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QUOTE(Bonescythe @ Oct 24 2015, 07:06 PM)
Hmm.. looks like i had been mistreated.

Which is ur branch ?
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Penang branch. You are not in Penang ? biggrin.gif

They did not give you anything ? hmm.gif

This post has been edited by bbgoat: Oct 24 2015, 07:32 PM
cklimm
post Oct 24 2015, 07:31 PM

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QUOTE(Ah SiAnG @ Oct 24 2015, 07:17 PM)
thought of opening Alliance Bank's e-Alliance Term Deposit-i but prior to that gotta open a savings account to access to alliance online.

but even basic savings account has issuance fee and annual fee for its atm card, not so worth after all right?  wink.gif
*
can try insist dont want atm card, want online banking only. but why bother with this bank, not top rate at all
TSAh SiAnG
post Oct 24 2015, 07:34 PM

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QUOTE(cklimm @ Oct 24 2015, 07:31 PM)
can try insist dont want atm card, want online banking only. but why bother with this bank, not top rate at all
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oh really? will drop by and ask if have time.

their e-FD 6 months for 4.05%p.a. or 9 months 4.15% p.a. is kinda attractive, for short term deposit rolleyes.gif
Bonescythe
post Oct 24 2015, 07:43 PM

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QUOTE(bbgoat @ Oct 24 2015, 07:30 PM)
Penang branch. You are not in Penang ? biggrin.gif

They did not give you anything ?  hmm.gif
*
Saya bukan dari penang..
Gave me 2 束香蕉. Understand ?

This post has been edited by Bonescythe: Oct 24 2015, 07:43 PM
Bonescythe
post Oct 24 2015, 07:45 PM

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Wad i like about alliance is tat they offer highest fd rate being place thru online.. correct me if i am wrong, but so far, i see they are highest for now.
bbgoat
post Oct 24 2015, 07:46 PM

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QUOTE(Bonescythe @ Oct 24 2015, 07:43 PM)
Saya bukan dari penang..
Gave me 2 束香蕉. Understand ?
*
Already know that u are not from Penang. laugh.gif

Penang lang, do not understand. Too deep. Elaborate ? hmm.gif brows.gif

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