It depends on the duration

you know a lot for a student. kau ada epf?

placed some kuaci amount to MBB 12mth GIA (eff rate 4.50%pa)

counter staff blur. I challenged her to check her facts. even showed her mbb website lol

got the cert. didnt state the rate. but psr 30:70 (bank:customer). if use MBB app, can see the Islamic flexi fd rate at 4%.

interest credit to m2u savers (non Islamic, they said any casa would do)

to get ambank fd promotion rate have to go to the branch, cannot online.

Since I received the 6th mthly interest from SCB starting March 2015, has been using their IBFT FOC !

Funds appear immediately at the other bank.

Hang out too much at the forum.

Study hard

@bbgoat has reported similarly one i think on the profit sharing this monday.

your kuaci fund is a life saving fund for others.

study hard in the forum?

U got it

Same here. Seem every stuff is blur too.

The stuff told me interest is compounded into the pokok. I was like wtf. She still insist. I feel weird because she dint ask any account number. Now sudden sibeh worry. Sien. Damn. Tomorrow go ask again. Hopefully is direct in the account related to holders

some special situation fund..the first launch five years ago got 100% return
launched this Monday and this morning she told me 140mil of 150mil already taken up

I spent a few months complaining about my missing FD interest for the 1st round, so don't want to complain about the IBFT. Anyway, when I IBG in the morning, I still get it in the evening & I don't need to open another promo FD since is only a few K for me

It seems pent up demand is pretty strong

If you check Maybank2U, it will show which acct the interest will be credited to. I have seen mine shown to be credited to my Wadiah acct.

This post has been edited by bbgoat: Oct 9 2015, 08:10 PM

ai yo yo, min 10k. 10k also a kuaci amount to you? big amt for me yo!

even the cert will show the instructions. principal to renew, interest credited to casa (monthly)

Not really lah... . Warrior
It depends lah..

EPF is always the best option for people who are reaching 55 years old.


Yes.. will be in 2017
I need to do a blood test first before I decide to place another round of 5-year FD or not...

Aiyo.. Don't say like this lah.. Warrior..
Minimum placement of 5 years FD for MBSB is RM 1K mah..

Wah... AmBank long term 5 years 4.55%..??

Ah Goat Sir is NO.1
Ah Goat is the first man to place AmBank 5 years FD at 4.55% in the forum..

Did you get any gift..?

This post has been edited by BoomChaCha: Oct 10 2015, 08:09 AM

Last week for the 12 mth 4.2% already received AmBank logo umbrella (now 2 already, not opened yet) and a water tumbler. Nothing much from them, though I did receive a barbecue set (not used yet) this year also RM20 cash gift etc.

So this time do not want to get another umbrella.

Guys, so much talk last 2 days, who is next ?

This post has been edited by bbgoat: Oct 9 2015, 10:43 PM

Already decided not to go for the ambank 5 years promo..dad felt 5 years tenure is too long..despite having 12 months FD with ambank rolling over for decades....