yalor, i syiok sendiri onli la

not interest added to principal. every month, same principal fund, but different rate according to the promo rate.

Can I know what is your interest payment mode?

i replied this yesterday

the cert will show the instructions. principal to renew, interest/profit credit to casa (monthly)

why the interest is "capitalised monthly"

meaning the stuff did the normal convention type??

omg.

then whats your profit rate?

is it " NIL " ??

errr dont know about "capitalised monthly". no idea.

profit rate stated on the cert is NIL. but you can see the rate in M2U App Quick Balance (M2U desktop doesnt show much)

that's why i wanna monitor the rate and dividend monthly

m2u do not show any rate at all.

dont know about you. i can see in M2U App Quick Balance. normal m2u desktop or m2u app (normal login) doesnt show the rate.

Hmm ok. Thanks anyway.

That day when I placed the GIA-i, after I told MBB staff that interest is to credit to my Wadiah acct, he crossed out the "Capitalized Monthly" on the cert and wrote my acct number on the cert.

I then checked M2U and it did show that profit is to be credited to my Wadiah acct. You should double check M2U whether it shows profit credited to your SA.

This post has been edited by bbgoat: Oct 10 2015, 12:48 PM

Added to principal.

Zzzzzzzzzz

Arrrggghhhhh

Btw we have the choice to add to pokok or into casa? Or compulsory to xasa?

To CASA ony

your choice certainly my choice

half half strategy works for me too..

but then, which half for which promo?

Probably means only end of 12 mths you will get the interest. Like mine initially the staff put "Capitalized Monthly" on the cert. Later after I told him want monthly interest, he then hand written on the cert (then MBB stamp) my SA.



You have to decide your self based on your circumstances.

Hate SC bank maximum daily transfer limit... It only limit to 10k per day. Need to separate few days to transfer.

Btw, the CIMB 4% 3months is PIDM protected right?

of course

You mean Std Chartered Bank ? It is 30k per day. You have to change the default limit.

This post has been edited by bbgoat: Oct 10 2015, 08:35 PM

So, u have vested interest in 3 products?

Hahaha, these 3 are the latest in a way. Just dabble a little bit here and there.

Oh include AmBank 5 yrs 4.55%.

This post has been edited by bbgoat: Oct 10 2015, 10:36 PM

But when I want to change, the limit there is only 10k. Is it yours is preferred or what that's why different?