Lol not so free, I do what I said previously. Just ban the branch and go another branch

Actually you can just email bnm if you want to complain. They response to emails.

go and read yourself old boy (with poor memory)!

rm5 also want to terminate fd and place new one.

This post has been edited by yygo: Nov 4 2015, 01:16 PM

stop arguing with tun. nanti he change the topic and said this and that. his behaviour

lol. you are tired, we also tired of you. hope you won't mention your fav statement anymore. just put in your signature will do. even unker dreamer also understood at last.

You are too obsessed with your own opinion already. I think it is the other way round where readers of this thread and also other threads are the one getting tired and annoyed by your obsessive compulsive disorder to repeat the same thing over and over again. This thread is viewed mostly by matured audience and I believe they don't live a frugal student life anymore. Therefore your opinion may not be applicable to most of us here.

This post has been edited by aeiou228: Nov 4 2015, 01:39 PM

There are only 3 things that is important to this thread.

1) Expectations/Forecast of interest rates
2) APR (or p.a. basis) of board rates/promo rates
3) Net FD interest, which means interest received less incidental costs incurred, not to mention the impact of withholding tax.

1 definately not even discussed here
2 definately not even discussed, and if so highlighted, not comprehensible by majority.
3) brought up some time ago, and now ding dong abt it again. (excl. withholding tax)

The only thing that keeps this section of LYN alive is the info. on promo rates from different banks.

Master this 3 items, then I would say this thread would offer best advice.

....................

This post has been edited by thisisyourname: Nov 4 2015, 05:22 PM

It seems CIMB will maintain the 4.3% for 12 mth pure FD for the months of Nov & Dec. They will stop in Jan for sure.

If you don't like listening to a broken record, just log into your account, click on the username you wish to ignore/mute, and do the following:



Once this is done, you won't see the contents of that member's posts anymore

You placed your 4.3% last week even before 1st Nov ?

Thanks ! That will comes in handy !

Pbb housing loan is 4.4% whereas AmBank FD is 4.6%. Flexi loan borrower can untung 2% from FD for two years instead of covering the loan balance if no OPR hike within the same period.
I guess the competition in FD promo rates shall not stray far from the everage housing loan lending rate of 4.5%.

I tot is 0.20% instead of 2%

only if the banks allow you to pay loan, after your 2 years FD mature.

Yes. Your are correct. Tq for the correction.

with all the crazy rates like that, I opt for lower tenure 3 months CIMB 4.25% (subject to approval ). Still smarting over the 4.12% 36 months with Ambank I put in 2014

cimb 3 months 4.25%? i tot 4.1% only. for pb only?

yeah, pending approval

tq
pure fd & only pb member only?

3 months 4.25%? that will be the best for 3 months fd.