Got direct link or not? Lazy to read 100+ pages.

Cimb 4% 3 months, can put several fd? Or 1 account only can put 1 Efd?

do some work, no free lunch! or go to class belajar, murid.

People say can. Me only can put 1.

I'm thinking to place all money in 1FD for this, or separate? Or put some here, and some at UOB...

can..i have few under same cimb clicks acc

would appreciate if you can quote the info provided by me properly

Sorry. Have no idea how to double quote.

below, right corner of the post..you can click the [+ QUOTE] to the posts that you want to quote and reply in one shot

After pressing quote, and if I click reply from another person's reply, the quote will not appear? Only the post which I want to reply will appear.

Terms and Conditions

4.2 Interest / Profit earned will be credited to the Eligible Customer’s designated Conventional or Islamic Current Account or Savings Account (CASA/CASA-i) maintained with the Bank.

4.4 The Eligible Customer will not be entitled for any interest/profit whatsoever if the Eligible Customer makes an early withdrawal before the completion of three (3) months from the date of placement. If the Eligible Customer makes an early withdrawal after completion of three (3) months from the date of placement, the interest/profit payable will be half (50%) of the Bank’s contracted rate based on completed months on the principal amount only.

For TD Account, the Eligible Customer agrees to provide ibra’ (rebate) to the Bank in the event of early or partial withdrawal in accordance with the Specific Terms and Conditions for Commodity Murabahah-based Term Deposit as published in our website at

For FD Account, this Terms and Conditions are to be read together with the General Terms and Conditions of Accounts and Services available at

This post has been edited by cj7lee: Oct 8 2015, 01:25 PM

After clicking the [+ QUOTE] on the posts that you want to reply, it will turn red correct? Then you scroll to bottom of the page and click [ADD REPLY]

this is some really good stuff and info.

btw instant and inter bank transfer, all fees r waived for all banks from 1 October 2015 to 31 Deember 2015 (CIMB until 4 Jan 2016)

I completed all my transactions with CIMB in a matter of seconds!

Amazing.

UOB 13 mth FD suppose to pay the 6 mth interest on 1/10. Did not receive it on that day, thinking they are going to settle it on the 13 mth. Luckily today checked, they paid on the 2/10.

Something wrong with their system on 1/10 ? The first 6 mth interest was received correctly on 1/4.

Hard time to find IBFT button in their website. Used ibg to fwd the fund out. Still charge RM0.11. While banks are supposed to give free ibg/ibft until end of Dec.

Then tomorrow have to go out to do another placement. Ha ha. Either MBB or maybe AmBank. Not sure yet.

Need some help from SCB regulars here,

I tried to transfer the interest credited into my Just one Saving Account from SCB to CIMB,

9.30Am,i saw interest already credited.

but the system kept showing me , "The entered amount has exceeded your online daily banking transaction Limit. Please try again with a lower amount, Error Code 2225)."

i did not have any transaction for months.

My set limit is RM20k, i only tried transfer RM14k,tried even RM100 also same!

Fed up, i called CS service 9.30Am, she said maybe system not updated told me wait till 12 noon. Now i keep trying also same, cant get it done, called another CS, she told me the fund is ready, available for use, she doesnt know what is the issue....sigh...I tried IBFT to MBB, same problem too.

Anybody has done any IBFT or IBG from SCB recently? Thanks.

I last did the IBFT on SCB website on 1/10, no issue.

This post has been edited by bbgoat: Oct 8 2015, 02:16 PM

on the same day the interest credited? IBFT to which bank?

Yes, on the same day. IBFT appeared in CB just minutes later or immediate. No issue with their IBFT once fund appeared in my SCB acct.

No issue for me too previously. My default transfer limit setting is only 100 and need to get TAC to change it higher, transfer and then set it 100 again. All done within minutes.

add: your interest alone 14k?

This post has been edited by Human Nature: Oct 8 2015, 03:00 PM

anybody encountered error in placing the eFD with CIMB...?

i got this