Need some help from SCB regulars here,

I tried to transfer the interest credited into my Just one Saving Account from SCB to CIMB,

9.30Am,i saw interest already credited.

but the system kept showing me , "The entered amount has exceeded your online daily banking transaction Limit. Please try again with a lower amount, Error Code 2225)."

i did not have any transaction for months.

My set limit is RM20k, i only tried transfer RM14k,tried even RM100 also same!

Fed up, i called CS service 9.30Am, she said maybe system not updated told me wait till 12 noon. Now i keep trying also same, cant get it done, called another CS, she told me the fund is ready, available for use, she doesnt know what is the issue....sigh...I tried IBFT to MBB, same problem too.

Anybody has done any IBFT or IBG from SCB recently? Thanks.

on the same day the interest credited? IBFT to which bank?

I called them 3x today, finally 3rd CS found the problem, it showed only RM100 IBG transfer limit there, but on my screen
it shows 20k limit. Awaiting for technical people to sort out......

Did you have to wait for 24 hours for the change transaction limit to be effective?
All done within minutes?? CS told me to try change limit and wait for 24 hrs!

You remember got TAG code? Mine it just ask for "confirm", no TAG code .

i tested it again, system never send me TAG or ask for TAG.
See attachments

Worse, after i clicked "confirm", it went back to previous screen ie step 1 page,
it didnt complete my request?...sigh

You are right!, very sharp.
earlier becos of unable to do IBG, i simply changed the limit, from 20k to 15k, no need TAG no wonder.

Just now again i tested to increase limit from 15k to 30k, yes TAG sent to me. I happily entered the TAG hoping i can do IBFT now, but alas still same problem, sigh.....

Me just unlucky, got "locked" at RM100, cannot increase limit.... Until now still same.

yeah you guys have helped but so far still same...i think only SCB can do something to unlock me.

i dont see special column for IBFT change limit, it is just change transaction limits
and should apply to both IBG and also IBFT right?


After reading your post, yeah why not i try do IBG and see......., but before doing IBG, I tested IBFT again 1 more time, suddenly okay pulakl!! Thanks anyway.

Finally problem solved.............by SCB people?no calls from them so far...
or just system gila gila?

MBB 12month GIA-i done, the officer told me for this promotion the interest rate is "guaranteed" as promised ie at 4.5% effective rate. i mean likely we will be paid that rate till end of 12months. the statement capital not guanranteed can be ignored she said.

I feel assured, so can place more tomorrow.

yeah that "capital not guaranteed" is just a formality, islamic mah...

I am sure they must have received alot of ."huh? capital not guaranteed?" to come up with that answer.

you know she couldn't do it. Certain things are never meant to be in black and white. I doubt she tells that
to all and sundry.

Should be monthly interest into my MBB SA. I specifically wrote that in the form.
I have not taken my Cert, left my S/book there cos my transfer from BR was stuck,
the BR girl made a mistake did IBG instead of IBFT.

I checked MBB online saw the Maybank Islamic Flexi FD already listed there. Clicked open it showed
profit payment mode : SA number.

same tenure, i will go for the highest rate, 4.7% anytime better.
Extra RM2000 every year for 1M, multiply that amount and time, can be a lot in due course.
mbsb , br , amb, to me all the same.

4.5% pays monthly cant beat 4.7% pays 6 monthly.
In that RM1M eg, every month u take RM3750 put in FD also cannot earn the additional RM2000
in a year.


MBSB can bank in the interest into your bank.
Mine is always banked into my CIMB, can see online same day. very convenient.

For now i think MBB GIA-i is the best, 1 yr FD 4.5%pa , monthly interest!

So finally u realised MBSB 4.7% is better?
0.2% extra no joke u know....especially over long term

For short term eg 1 month FD, a one time 5% rate also not
much to me.

yeah why worry pidm or not, i just go for the jugular.
the highest interest for similar tenure, me going all out for the MBB GIA-i now ..
before quota all taken up.

asnb fp banyak la.....

joking la u, me small fry only......

Wow now 4.6%, monthly interest also... Looks like my final 2 MBB GIA-i tak jadi buat la. going for this better,diversify bank.