Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2
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 Oct 7 2015, 09:03 AM
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#1
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Senior Member
4,722 posts Joined: Jul 2013  
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Gonna park some money with CIMB, eFD hassle free too...
T&C below: The Promotional Rate is applicable for one (1) cycle of 3 Month eFD placement only. I assume this means i can only place one time irregardless of the amount... is my interpretation correct? |
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Oct 7 2015, 05:04 PM
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#2
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Senior Member
4,722 posts Joined: Jul 2013
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QUOTE(Ramjade @ Oct 7 2015, 11:17 AM) But can auto credit to our account upon maturity? cimb not so canggih. you have to manually uplift yourself at cimbclicks. |
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Oct 8 2015, 03:06 PM
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#3
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Senior Member
4,722 posts Joined: Jul 2013
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anybody encountered error in placing the eFD with CIMB...?
i got this QUOTE We're unable to process your request. Please visit the nearest CIMB Bank branch to perform the transaction. If you require further assistance, please call us at 1 300 880 900 or 603-22956100 if you're overseas. |
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Oct 15 2015, 02:23 PM
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#4
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Senior Member
4,722 posts Joined: Jul 2013
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QUOTE(Ramjade @ Oct 15 2015, 01:26 PM) Must drill into people’s mind not to give free lunch to bank ma. If lesser people give free lunch to bank, those banks who get free lunch all this while have to work harder for our money. i believe the logic should be, we need ppl to give free lunch to bank... else there will be less banks to offer me 4%+ FD rate p.a. Need to continue writing. If put signature, no one will read.  Then banks will continue to have free lunch and we get not so good rates.  All banks have target. Target not good, need to find more customers. bank earn money from them... at the same time come up with PROMO fd which lowers their margin, to earn money from ppl who seeks for the promo... |
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Nov 13 2015, 08:58 PM
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#5
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Senior Member
4,722 posts Joined: Jul 2013
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QUOTE(kit2 @ Nov 13 2015, 04:32 PM) this sounds silly. i bet they thought you were laundering. you should raise your voice and ask why. This is standard I think. Annoying but necessary. And in my case it was same city different taman. The officer said cannot open because there is another public bank nearer to the address in ic. Luckily brought utility bills out by accident, so account openedi find malaysian banks are over paranoid. everytime i walk into a bank to open an account, the first thing they will ask is where i work and where i live. they will be hesitant to open account for you if your answer is nowhere near the branch. |
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Nov 19 2015, 11:20 AM
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#6
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Senior Member
4,722 posts Joined: Jul 2013
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So i went to RHB yesterday to enquire on their FD promo. the person at the branch told me that they do consider fresh fund even if transferred into the account online.
the person said they consider it fresh if it is within 2-3 days.  |
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