The gift from AmBank is standard or on case-to-case basis?

Hard to say. BR is almost like std if you know how to ask. AmBank wise would depends. For some it may be std.

Called OCBC RM, was told the Hugo Boss pen may be available only end of Oct for Penang. They will call once the pen is available.

Any Penang guys received the pen ?

WHich branch have such gift ?

Mind to share a snapshot of the water tumbler?

I think you don't need to ask which branch. Most important is whether you got the cash to match unker goat's deposit or not.

This post has been edited by Ramjade: Oct 7 2015, 06:51 PM

BNM international reserves fell to US$93.3 billion (RM415.1 billion) as at Sept 30, 2015 from US$95.3 billion (RM360.1 billion) as at Sept 15, 2015

unkle goat have cash for u to study overseas? not sure if still have enough since he alredy has one son in us.

Very keen to investigate further on 5 years 4.55% with semi annual interest - end Oct

Capital guarantee and PIDM covered?

Seems better than MBSM..

How much have to deposit to get the gift?

Bank Rakyat is giving a step up FD promo,
up to 6.88%pa, effective rate 4.15% p.a.....weak



read T/C here
https://s3-ap-southeast-1.amazonaws.com/ban...-iberjangka.pdf

This post has been edited by cklimm: Oct 7 2015, 08:21 PM

Unker goat is penang people. So obviously the branch will be a HL branch in penang. For that question, I cannot answer you. Better PM unker bbgoat to know how much to get the gift.

I think around 50k can get gua

Deposits r cover by PIDM

Not competitive as effective rate is 4.15% for 12 mths FD

thats why i call it "weak", no pidm summore

Anyone signed up for this yet?

5 years 4.55% with semi annual interest - end Oct

hope to see some of the rational of signing up and review of experience..

You sign up first and tell us?

FD/IFD-i Countdown 3 [ MBB | T&Cs (Conventional) | T&Cs (Islamic) ]
5 October 2015 - 31 October 2015

Deposit now for greater returns on your 3-month Fixed Deposit. This offer is applicable for fresh fund placements made over the counter at any Maybank and Maybank Islamic Branches in Malaysia.

3 months Step-up
1st and 2nd month @ 3.60% p.a.
3rd month @ 4.60% p.a.

Effective rate 3.93% p.a.

don't quite understand how it works.

say deposit of RM100k
1 year RM100k x 4.55% = 4550
if interest is paid semi annual, then 2275 paid half yearly?
so is 2275 being added back to RM100k for a slightly bigger payout end of the full year?

and what happen when the guy exit after say 2 years?
confusing with these promo.