yeah.. i read that too..

the line that says

"You may buy a unit trust via the Cash Management Fund with ease, as long as there is sufficient holdings in your Cash Management Fund. You may simply specify the ‘Cash Management Fund’ as the payment method during the buy process. The invested amount will be deducted from your Cash Management Fund holdings, and it will be used to buy a unit trust immediately as long as the buy order is placed before 3pm on a business day."
and
"You may place an inter-switch order to switch your Cash Management Fund to another unit trust without any lag time. The sales proceeds of your Cash Management Fund sell order, after deducting the prevailing FSM sales charge, will be used to buy into the fund which you have chosen to switch-buy, without any lag time. This transaction is equivalent to placing a buy order using the Cash Management Fund."
  just so that i got it correct... term 1, used when i click on Buy, then i'm presented with an option to use CMF  and term 2, it's basically like switching from UT A to UT B.  correct me if i'm wrong..  kinda new to investing

Think of it like your e-wallet and the amount you have is represented as units. When you need to purchase a fund X, you pay for that in the form a switch sell-buy (your CMF units are converted into the corresponding value and then used to buy fund X). Either that, or you pay by other methods (e.g. online transfer). Betul la kot...

Not sure if there is any difference in processing time between the two.

hmmm.. okay.. that part i got it right..
just thinking about the charges if both would be the same...

anyway, can't wait till next week.. hopefully some good funds have 0% sales charges 

Charges? Switching CMF to any fund X will have to pay the sale charge indicated for fund X. If you meant charges for purchasing CMF units then there are no charges up front.

itu i tau ler..
just confuse niaa.. why have 2 options if both are actually the same... buy UT with CMF = switch to UT with CMF

I lost you. Switch buy lor. Some redundancy in the system kua.

my first day on the job here standing in while the sifus busy making money in the market.. someone help me out. I can't articulate myself well enough.

For serious investors here, I strongly encourage you to sign up for a free account at Morningstar Asia - Malaysia. You can create different portfolios and x-ray it. This will hopefully help you to become a better investor in your asset allocation.

I attach here a sample portfolio. You will see now what you have been missing.

Thanks Vanguard    Just did mine. Good to know money invested is properly spread out after rebalancing and paring down on overlapping funds (thanks xuzen!)

You are welcome bro. Happy Investing.

Long list of funds declaring distribution in the coming two weeks time.

Shall we make a vow that NO ONE shall entertain those "what happened to XYZ Fund today? My NAV dropped so much!!!" posts?

Me too. Thanks bro Vanguard

Shall we make a vow that NO ONE shall entertain those "what happened to XYZ Fund today? My NAV dropped so much!!!" posts?

My portfolio dropped so much these few weeks and it has nothing to do with the distribution effect.

Should I still continue to invest in unit trusts via FSM? Who can I sue for misleading me to invest in FSM? Nobody told me that it is not capital guaranteed!!!! Can I lodge a complaint with the Securities Commission or Bank Negara?

Can anyone help me? Hello? Hello? 

P/S: If you don't understand sarcasm, never mind.

http://www.thestar.com.my/business/busines...ment/?style=biz

not bad! fundsupermart mentioned in today's article for star online!