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 Fundsupermart.com v12, Najibnomics to lift KLCI?

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melz84
post Nov 26 2015, 02:10 PM

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sorry but got a noob question here..

If i already have EPF investment with public mutual, can I open another account with FSM using EPF funds too ?
melz84
post Nov 26 2015, 03:42 PM

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QUOTE(adele123 @ Nov 26 2015, 02:41 PM)
not an issue. biggrin.gif

Also out of curiousity, anyone tops up using their smartphone/tablet browser?

provided top up from CMF not via FPX.
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cool! what do i need to do to open account? if wanna invest using EPF funds, need to go thru any agent?
or just sign up directly from their website?
melz84
post Nov 26 2015, 04:19 PM

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QUOTE(dasecret @ Nov 26 2015, 03:46 PM)
This is self service investment, no agent involved.
Open an account, get the EPF forms posted to you, fill them up and send back to FSM office.... a bit more work than agent coming to you, but the amount you save make it all worth it; and so much easier to monitor
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ahhh.. barang bagus! thumbup.gif
thanks ya..

so.. siapa nak jadi referrer ? i put as referrer when i bukak account brows.gif

This post has been edited by melz84: Nov 26 2015, 04:47 PM
melz84
post Dec 4 2015, 12:54 PM

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planning to bukak FSM account next week.. siapa nak jadi referer ? brows.gif


QUOTE(JAIDK23 @ Nov 26 2015, 05:34 PM)
icon_rolleyes.gif
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JAIDK23 come come, gimme your ID. =P

This post has been edited by melz84: Dec 4 2015, 01:15 PM
melz84
post Dec 4 2015, 01:49 PM

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QUOTE(JAIDK23 @ Dec 4 2015, 01:29 PM)
pm-ed  icon_rolleyes.gif
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thanks bro =)
melz84
post Dec 8 2015, 04:21 PM

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QUOTE(nexona88 @ Dec 6 2015, 04:28 PM)
well I guess we needed to wait a bit longer for the promo yawn.gif
*
promo date not finalized yet but its coming next week =D
melz84
post Dec 8 2015, 05:28 PM

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QUOTE(JAIDK23 @ Dec 8 2015, 05:07 PM)
icon_idea.gif  drool.gif ponzi 2
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haha.. just now dropped by their office.. got to know bout the promo time
preparing bullets for ponzi 2 drool.gif
melz84
post Dec 8 2015, 07:05 PM

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QUOTE(JAIDK23 @ Dec 8 2015, 07:00 PM)
mind sharing the experience?  brows.gif
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hmm nothing much there actually... i lazy wait for them to send EPF form to my house so i go to their office instead
went up then greeted by reception.. then i told her i come to submit form but no EPF form, the another staff came and helped me with the forms and took finger print all...
still the same process also.. need to wait 2 weeks for EPF to approve cool2.gif
melz84
post Dec 8 2015, 07:48 PM

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QUOTE(Pink Spider @ Dec 8 2015, 07:41 PM)
Who is the staff that helped with your fingering? brows.gif
*
sweat.gif sweat.gif fingering pulak.. lol
some guy name Boo if i got the name correctly.. whistling.gif
melz84
post Dec 9 2015, 06:29 AM

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QUOTE(JAIDK23 @ Dec 8 2015, 11:37 PM)
u sure have a lot of time during office hour.  brows.gif
moneyflies.gif  moneyflies.gif  moneyflies.gif
why after 16th?  hmm.gif
*
no laa bro...
my off day yesterday...
working weekends like a kuli maa.. XD
melz84
post Dec 10 2015, 09:09 AM

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good morning guys...

here's another noob question even after reading their FAQ... so yeah.. bear with me ya =X

do you guys park money in the cash management fund ?
if yes, any difference with buying UT with CMF and "switching" CMF to UT ?
melz84
post Dec 10 2015, 09:38 AM

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QUOTE(T231H @ Dec 10 2015, 09:22 AM)
maybe the answer is hidden somewhere inside this?
Q:  What can I do with my Cash Management Fund?
A: There are 6 main types of Cash Management Fund transactions ........
.........
http://www.fundsupermart.com.my/main/faq/0...ent-Fund-2-9718

"This transaction is equivalent to placing a buy order using the Cash Management Fund. ".....maybe this sentence clears it?
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yeah.. i read that too..

the line that says

"You may buy a unit trust via the Cash Management Fund with ease, as long as there is sufficient holdings in your Cash Management Fund. You may simply specify the ‘Cash Management Fund’ as the payment method during the buy process. The invested amount will be deducted from your Cash Management Fund holdings, and it will be used to buy a unit trust immediately as long as the buy order is placed before 3pm on a business day."


and


"You may place an inter-switch order to switch your Cash Management Fund to another unit trust without any lag time. The sales proceeds of your Cash Management Fund sell order, after deducting the prevailing FSM sales charge, will be used to buy into the fund which you have chosen to switch-buy, without any lag time. This transaction is equivalent to placing a buy order using the Cash Management Fund."


hmm.gif just so that i got it correct... term 1, used when i click on Buy, then i'm presented with an option to use CMF and term 2, it's basically like switching from UT A to UT B. correct me if i'm wrong.. kinda new to investing
melz84
post Dec 10 2015, 10:01 AM

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QUOTE(wonglokat @ Dec 10 2015, 09:51 AM)
Think of it like your e-wallet and the amount you have is represented as units. When you need to purchase a fund X, you pay for that in the form a switch sell-buy (your CMF units are converted into the corresponding value and then used to buy fund X). Either that, or you pay by other methods (e.g. online transfer). Betul la kot...

Not sure if there is any difference in processing time between the two.
*
hmmm.. okay.. that part i got it right..
just thinking about the charges if both would be the same... nod.gif

anyway, can't wait till next week.. hopefully some good funds have 0% sales charges icon_idea.gif
melz84
post Dec 10 2015, 10:22 AM

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QUOTE(wonglokat @ Dec 10 2015, 10:20 AM)
Charges? Switching CMF to any fund X will have to pay the sale charge indicated for fund X. If you meant charges for purchasing CMF units then there are no charges up front.
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itu i tau ler..
just confuse niaa.. why have 2 options if both are actually the same... buy UT with CMF = switch to UT with CMF rclxub.gif

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