no problem. Glad to help

-deleted-

This post has been edited by nexona88: Dec 6 2015, 11:05 PM

Dear master Xuzen

Are you no longer bullish on european and technology sector? should i consider taking profit?

miss sexy is becoming more and more sexy in recent days... what is your take on it? wait still or play small?

would be taking your advice on ponzi 2 > titanic. thanks.

should i be keeping kenanga total return now that we are a little bullish on asia ex pac? or i would be better considering switching it into KGF in the near future?

would be considering switching amasia pac into amprecious metals.

was a collector during my purchase frenzy back in april

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received an email saying EIB asia pacific shariah fund is going to be rationalized and soft closure by 1st february. currently my fund is negative value,should i switch/redeem or wait until it goes positive?not sure if there's any possibilities to go up 🤔

Please switch

should i switch/redeem?
just focusing on intra switching may not be a good idea...sometimes redeem and buy into another fund(s) that compliment your portfolio is better. Some people may even want to "cabut" now and wait for the FED rate decision before coming back in.

or wait until it goes positive?
you only have 2 months to recover to positive from the current negative.
only you know about value of that negative numbers.........do you believes it will in 2 months?
you have until 1st Feb...try to analyse to determine what funds are needed in your portfolio and start to prep your mind into it.

not sure if there's any possibilities to go up ..
yes that is correct,...especially when you only have 2 months time frame.

I guess no point to wait till Jan IF there is still possibility to go up. Better switch out...

I know just enough of MPT to cari makan. Risk to Reward Ratio > 2?

Sounds good to me.

Point 1: I have never been bullish about European centric fund. You have mistaken me with itu Labah-labah Merah Jambu.

Point 2: I took profit from Tech Sector about three mths ago and moved into Titanic. Now I am also taking profit from Titanic. These two funds at the moment behave very similarly. They can be said to have very high correlation to each other.

Point 3: India centric fund; I am watching it but as of now I have not put in a single cent into it. Its risk to reward ratio is just not favourable. I still prefer Small-cap as my supplementary fund over India fund.

Xuzen

This post has been edited by xuzen: Dec 7 2015, 10:47 AM

Boss, how to calculate correlation between funds?

If ASG is a indication of the actual performance of ASM, ASW etc, you still want to think ASM and the likes are FD on steroids?!!!



But I'm supposed to stop myself from commenting anymore about this matter

Oi! Dun feed me dead cat

I've never been bullish about Europe-focused funds, only been advocating CONSTANT exposure to Developed Markets.

As long as continue buy and sell at rm1/unit, no SC, dividend paid out at 6.X%, instant redemption, who cares the actual indicator.

Besides fixed priced funds are considered "national interest" (official reply from asnb)

If is not good, why do you think it's often sold out?

But anyway is OT.

This post has been edited by Ramjade: Dec 7 2015, 11:15 AM

The point I'm trying to make, which you keep missing, is relevant to this thread

Based on ASG Oct 2015 factsheet, the 1 year return is -5.58%; 3 years annualised return is 2.42%

Contrast this with what you can buy on FSM
Kenanga growth fund
1year - 7.81%
3 years annualised - 19.0%

Eastspring Small-cap
1year - 7.14%
3 years annualised - 33.7%

How does this contrast with the dividends paid out by the fixed price funds?
As1M - 6.4%
ASW - 6.4%

So... tell me again, what is making ASx more attractive than to invest on other equity funds? The only thing I can think of is, the 'perceived no loss' situation... which I don't want to go into yet another time

anyway, cut loss is what I would advise anyone in your situation to do instead of holding on for another 3 years to earn the measly 2.42% and lose out of the 33.7% you could have made

As to your question on why no good still sold out?
Simple - People's aversion to losses and not realise that although on the face it's not losing money, you are losing money is so many ways... Do we have to be those people?

This post has been edited by dasecret: Dec 7 2015, 11:40 AM

True but where can you find something with consistent returns of ~6.X% p.a regardless of good or bad market conditions with near perfect "capital guaranteed"? The only one I can think off is FD.

I'm telling myself this is the last time I'm responding to you... while I imagine boss pinky is grinning reading this

http://www.fundsupermart.com.my/main/fundi...formed=topFunds

So... for consistent returns, if you are in it for long term, which is the case for most ppl putting money in ASx, look at 10 year annualised returns. The top 5 funds yield consistently, over the past 10 years, >15% returns....

And you still want to ask where to find?

ASx is not capital guaranteed, never was, never will be (i think)
One just need to close eye when the market is down momentarily.... and enjoy way higher returns than FDs and ASx

Or, like me, even more risk adverse... pair the malaysia equity fund with asia pac and developed market funds and also some bond funds... get IRR of 8% and sleep way better at night than to think about what is the total market value of the ASx funds

I don't want reply him
reply u instead

AS itu benda...they "hide" the profits which they did not declare as dividends...as "reserves"...
Good times, they underdeclare and keep for future...
Bad times, they take the previously reserved earnings and use to pay out as divvies...
In Chinese we call it, lam pa pa lan...
I.e. sama je

U invest in above-average equity funds (so many of them...e.g. Affin Hwang Select Opportunity, Eastspring Equity Income, Kenanga Growth, and so many more), 100% of the gains and losses are reflected in the NAV pricing...no delay, no "holding back" of earnings...
If u want 100% of the earnings, it's only fair that 100% of the losses, u are to bear...
But if come rain or shine u stay put...in the long run, history have ALREADY proven that they can deliver returns that beat all those AS funds...

Again, this is FSM thread, those people that loves those AS funds, they are welcome to stick to those...

Saya cakap ada make sense?

This post has been edited by Pink Spider: Dec 7 2015, 01:27 PM