Got a paper on finance...but I phailed it

Lucky me next sitting got a professional ethics paper (fully written, no number! Yay!!! ) came out, so I chose and passed it with flying colours in lieu of the finance paper. Hallelujah

I never mixed my cash investments with my EPF...cos EPF cannot touch until 50/55 or unless to purchase a home. Furthermore, anytime could be songlap-ed by Jibby & Co

received an email saying EIB asia pacific shariah fund is going to be rationalized and soft closure by 1st february. currently my fund is negative value,should i switch/redeem or wait until it goes positive?not sure if there's any possibilities to go up 🤔