Malaysia still attractive for equities investment, says Eastspring

http://www.thestar.com.my/Business/Busines...ment/?style=biz

Malaysian investors’ interest to invest abroad increases in 2H15, says Eastspring

http://www.theedgemarkets.com/my/article/m...?type=Corporate

Volatile is good...
I think it change a lot because of additional investment during market down causing IRR to spike higher. yes/no?


Unfortunately my portfolio has change a lot due to distributing them among 5 beneficiary accounts and doubling of portfolio size. I'm quoting just the main portfolio, the rest are quite small in size. Also need to cut down main portfolio IRR to 6.54% due to 2 of the funds NAV was actually dated 29/9 as highlighted by wil-i-am.

don't know how to prove it, but I think "YES", especially if the additional investment is large, the time frame is short and the ROI is a lot.....because there had been shown by other before that short term ROI would spike the IRR number....
I think they called it "extrapolation of the return"
what you think? YES too?

Are Your Wage Barely Beating Inflation?
http://www.fundsupermart.com.my/main/resea...ober-2015--6366

Food For Thought over the weekend

Hi guys..

Can recommend me a low cost index fund to invest in? Planning to do a regular savings plan

Thanks

If u wanted an index fund that invests in Malaysian stocks...forget about it. Good local equity funds can easily beat index.

If u wanted an index fund that tracks GLOBAL equities, there is none in FSM.

But FSM has a good Developed Market (US + Europe + Japan) equity fund in CIMB-Principal Global Titans Fund.

Thanks!

For CIMB global titans fund, says here the discounted sales charge is 2%, means i only get this discounted charge for the first month right? and the month after that how much is the sales charge

NORMAL sales charge is if u buy from bank

Discounted here means the charge if u buy from FSM

Q: What are the New Account Benefits?

A: With effect from 02/02/2012, Fundsupermart.com Malaysia will be providing exclusive benefits to new account holders.
These benefits include:

1) Sales charge capped at a maximum of 1% (normal FSM sales charge is 2%).

2) Regular Savings Plan (RSP) sales charge capped at 1% for first 6 monthly deductions.

These benefits are applicable to UNLIMITED purchases of ANY unit trust, up to a period of 30 calendar days upon account activation.
http://www.fundsupermart.com.my/main/faq/0...t-Benefits-5904

Q: What kind of charges do I have to pay?

A: There are 2 types of charges. One is the sales charge and the other is the annual expense of the fund.
The normal sales charge for most equity funds are around 7%. However, at Fundsupermart, the advantage is that most equity funds are sold at around 2% sales charge. The sales charge is applied at purchase.

The annual expense of the fund is what is charged to the fund. This includes the fund manager's annual management fee, and other administrative fees that are incurred in the running of the fund. You do not really need to fork out additional money to pay for the annual management charge to the fund manager. They will actually deduct it from the Net Asset Value of the fund daily, and the published price will take into account of the pro-rated annual management charge.
http://www.fundsupermart.com.my/main/faq/0...tribution--1083

If u want a "pseudo-index fund", u can easily create one on your own on FSM.

Say, u want to have
20% exposure to Emerging Markets,
30% exposure to Asia excluding Japan (bear in mind, most Asia ex Japan countries are also part of Emerging Markets), and
50% exposure to Developed Markets

Just create a portfolio in this proportion:
20% Eastspring Investments Global Emerging Markets (this fund tracks EM index quite closely)
30% CIMB Asia Pacific Dynamic Income and/or AmAsia Pacific Equity Income
50% CIMB Global Titans and/or Aberdeen Islamic World Equity

And you have a portfolio that tracks global markets...

Note: The percentages above is entirely up to your judgement, u may tweak as u see fit. I'm 36% exposed to Developed Markets.

This post has been edited by Pink Spider: Oct 3 2015, 11:53 AM

For reference...MSCI World index
https://www.msci.com/resources/factsheets/i...world-index.pdf

wow, 36.57% for asian total return fund really looks impressive, are you going to take out the earnings soon or let it ride?

Must be newly add fund .

Both RHB ATR n RHB-O AIF still displayed NAV @ 30/9

May I know where you get the values for IRR and ROI? Do you compute yourself? And the invested portfolio IRR of 8.24% is it for your whole portfolio including weightings? On hindsight, should have put everything into RHB asian total return?

Of course he computed himself.

that one is IRR... investment period less than one year. started investing in February this year. i'm not 'taking' profit because investment amount too little. a very small portion of the portfolio in FSM.

But about 20% of ROI is also impressive!

very quiet... market green green...

my referral token expiring tomorrow and i still don't have anything to top up.