Haha. to be prepared to see red. And hold stable.

Explained to him it's normal to see red. As long as underlying market is ok.

But it's normal reaction for new people. See red means no go.
Now I trained to see red and see it as top up signal. Sometimes. LOL


Half green. LOL.

ponzi 2.0 and small cap still lagginghahah

yes,...
FSM site has data of historical returns or
see post# 329 and #330 to have some idea from other fund house
https://forum.lowyat.net/topic/3580942/+320

I'd say, u got nothing to gain

If they profit, at most they treat u one bowl kari mee
If they loss, they curse your momma scold your father

Not worth the trouble

@pinky, you use CMF as your FD?

Nope, CMF as my high yield savings account

I treat CMF as my CASA. A CASA that yield 3.5% p.a. =====> apa lagi lu mau?

FD? Apa itu... LOL

Xuzen

This post has been edited by xuzen: Oct 28 2015, 12:37 PM

To be sure, this article is more relevant to stock investment.

We know glove makers and construction companies benefit from the budget, but which funds have large holdings of these stocks?

So, which glovemaker and which construction firm u aiming now?

Then where do you guys park ur emergency fund? In biscuit tin?

I put in eFD.

Totally... that's why I didn't do it although a friend say why not and was willing to pay a fee for it

But for my mum and sibling, different story la. Even mother in law I'm reluctant

This is how I do it, for those who might want to go into it. I open a FSM account under their name, let them determine the password, all personal details is linked to theirs so that if touchwood anything happen (like we are no longer in speaking terms, touchwood no longer around), then they can just change the password that I know and continue to run with it. Bank account details also theirs, so if I want to take the money for personal gain also cannot

Then they bank in the money and I put through all the instructions like normal lor. If I charge a fee, I will put through sell order then they will pay me after they receive the money. And for the fixed return annually mutually agreed, I'll put in sell order and they get their annual ASx like 'dividends'

But if you turn pro, Xuzen's wrapped account may be more advantageous from transaction fee perspective.

Well, FSM will only remit to a bank account under the accountholder's name, so there's no risk. Worst that can happen is u sell all their profitable funds and keep their rubbish funds. Kasi sabo

Or u show hand their funds on AmPrecious Metals

This post has been edited by Pink Spider: Oct 28 2015, 01:09 PM

Confirm Pinky got interest in FSM

Ya, I've been telling my friends and colleagues. Colleagues completely hopeless and didn't do anything
Friends wise, a few of those financial savvy ones loved it as an alternative of buying through banks and agents. When she wanted to cash out entirely from her PB EPF acc1, the agent stopped her saying it's solid bla bla. Few months later KLSE lau sai and she regretted big time. FSM took away the emotion factor and she can make rational decisions

"sell" in English can also mean "sell" an idea, i.e. give a suggestion...need not involve a consideration

Eh

yala yala, aku ni interested party

kasi Tin Kosong syiok sikit

in Tin Kosong

at least when u whack it got sound, super loud wan some more
better than dump in salty water sea, *bop* saja lost outa sight

This post has been edited by Pink Spider: Oct 28 2015, 01:15 PM

They are supposed to have the passwords and the email notification on sale and purchase orders go to them. So as soon as things turn sour quick quick change password lor.... but seriously I wont trust someone else with my money and I'm surprised a spouse's friend would trust me with his

Good things must share ma....
Last time if got lubang to get good priced properties I also share with others.... but those days are over
Most contacts would monetise the lubang these days.... sienz

This is a good one! Especially the "capital guaranteed if held till maturity" part

same eFD.

no hup seng tin kosong to put my money in. All put milo d. LOL

Small portion in eFD on monthly rolling, the rest in CMF. Experienced in the past when I need the money immediately and can't wait for T+2

Alternatively flexi homeloan is a superior choice too; but it's not one that suits me
And beware of commitment fee charged by CIMB full flexi

This post has been edited by dasecret: Oct 28 2015, 01:41 PM