Coming in. Hello!
Epf money just came in.
Going to inject some money into ponzi 2.0. Pink spider what else should I top up?
This post has been edited by Avangelice: Oct 2 2015, 02:58 PM
Fundsupermart.com v12, Najibnomics to lift KLCI?
Fundsupermart.com v12, Najibnomics to lift KLCI?
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Oct 2 2015, 11:04 AM
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#1
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Senior Member
5,272 posts Joined: Jun 2008 |
Coming in. Hello!
Epf money just came in. Going to inject some money into ponzi 2.0. Pink spider what else should I top up? This post has been edited by Avangelice: Oct 2 2015, 02:58 PM |
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Oct 2 2015, 02:57 PM
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#2
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QUOTE(fun_feng @ Oct 2 2015, 02:50 PM) Hi, i have a question. 4 days depending if you transact before the cut off time and of course near the weekend. I just purchased funds today so by next thursday i will see it in my holdingsHow long does a transaction takes? The customer support told me it's T+4 days But the FAQ told me it's the same day or next day. Btw, I am buying KGF using FPX |
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Oct 2 2015, 04:24 PM
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#3
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![]() INVESTING INTO PRIVATE RETIREMENT SCHEMES (PRS) Receive a pair of Free GSC Movie e-Vouchers when you invest a minimum amount of RM3,000 in PRS at 0% sales charge *TERMS AND CONDITIONS: Promotion period: 1 October until 30 November 2015. This promotion is eligible to investors (new or existing PRS investors) who invest a minimum of RM3,000 in ONE PRS Fund in a single transaction during the promotion period. All cash payments and completed forms must reach us by 11am, 30 November 2015. A pair of GSC Movie e-Vouchers will be given out to investors who invest a minimum of RM3,000 in one PRS Fund in a single during the promotion period. This promotion does not apply to transactions involving Intra Switch Buy and Inter Switch Buy. Each person is only entitled to a pair of Movie e-Vouchers. Fundsupermart.com reserves the right to substitute a prize which it reasonably determines as being of equal value. Collection: The GSC Movie e-Vouchers codes will be emailed to you in December 2015. Please refer to the terms and conditions of the GSC Movie e-Vouchers hmmmm...a pair of tickets is just 30 bucks. this is a sucky campaign |
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Oct 5 2015, 09:56 PM
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#4
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5,272 posts Joined: Jun 2008 |
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Oct 7 2015, 10:01 AM
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#5
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QUOTE(fun_feng @ Oct 7 2015, 09:23 AM) I see a lot of ppl (even fms) recommend RHB ASIAN TOTAL RETURN FUND performance analysis? i see the chart and its been going green since its inception. what talk you?But when i check the performance analysis, it seems to severely underperform against the benchmark. May I know what is the reason? |
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Oct 8 2015, 11:33 AM
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#6
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5,272 posts Joined: Jun 2008 |
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Oct 9 2015, 02:31 PM
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#7
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Guys, my FD amounting to 30k will mature next month. Can someone let me know should i put the whole thing into unit trusts how. I am at a lost with what to do with this huge chunk of cash.
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Oct 9 2015, 02:48 PM
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#8
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QUOTE(T231H @ Oct 9 2015, 02:42 PM) thats for my wedding fund. my plant is to take out my epf account 2 (once every monthly) after 1.6 years which is another 30k.so 30k from FD and another 30k from EPF. Dont know what to do. wedding 3 years from now. |
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Oct 9 2015, 02:49 PM
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#9
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Just realized even if you have too much cash on hand, you are also stressed about it. no money also stress. apa lah!
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Oct 9 2015, 02:57 PM
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#10
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QUOTE(T231H @ Oct 9 2015, 02:53 PM) EPF is giving about 6% risk free...is another 2% extra for the next 2 yrs worth that risk?,,, i would not recommend it... QUOTE(Pink Spider @ Oct 9 2015, 02:54 PM) cannot la bro. her parents already asking when are they gonna marry. QUOTE(T231H @ Oct 9 2015, 02:55 PM) perks of adulthood. diew |
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Oct 9 2015, 03:05 PM
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#11
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QUOTE(T231H @ Oct 9 2015, 03:02 PM) 1/2 in FD and 1/2 in BOND? from teh last few pages,....algozen will be coming out with an update on 2 bond funds status soon i guess... 1 bottle of beer says he will recommend RHB emerging markets bond fund |
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Oct 9 2015, 03:17 PM
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#12
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QUOTE(T231H @ Oct 9 2015, 03:14 PM) just a note: not all bond funds are the same... By the way, all my funds are in red today. Looks like the RM is starting to bounce backFSM in July, advises investors reduce their exposure to longer-duration developed sovereign debt which is the most susceptible to rising yields, while opting for shorter duration bond funds which are far less interest rate sensitive. Riskier segments of fixed income such as non-investment grade debt offer investors a higher rate of return with lower interest rate risk and could be considered by investors who have the ability to accept the associated higher credit risks. http://www.fundsupermart.com.my/main/resea...unds-Shone-6056 |
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Oct 9 2015, 03:51 PM
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#13
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5,272 posts Joined: Jun 2008 |
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Oct 9 2015, 05:13 PM
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#14
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Oct 9 2015, 11:06 PM
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#15
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QUOTE(xuzen @ Oct 9 2015, 10:51 PM) Continue: Hahahahaha I owe you a beer then buddy! Thank you for the insight though. Looks like I'm heading to the right track.IV) Now we are aware of the 3D of investing, let's move on to the fourth dimension. In art, it is called colour... coz in the real world we look at things in colour, not grey scale. In investing, when we start putting different risky assets together, we call it a portfolio. ROI, risk are parameters that are good for choosing one single asset. But when you need to put a number of assets together, you need another parameter called correlation coefficient (greek symbol is Rho). » Click to show Spoiler - click again to hide... « Now that I have given you all the theory, let's move on to the gist of what I want to say.... RHB Asian Total Rtn and RHB Asian Income on its own are good fund if seen from its risk to reward ratio. But when I throw it into Algozen, it got spit out because they are too highly correlated to Ponzi 2.0. Ponzi 2.0 is still by far a more superior fund compared to the RHB ones, it reject the former in lieu of for Ponzi 2.0. In conclusion; Algozen still maintain Ponzi 2.0 + Titanic + small cap for the best diversification. RHB emerging mkt bond fund is not considered at all because it does not have long track record hence automatically excluded - Avangelice you owe me a beer! Xuzen |
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Oct 10 2015, 09:08 AM
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#16
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Oct 28 2015, 10:21 AM
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#17
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QUOTE(Pink Spider @ Oct 28 2015, 10:12 AM) Niama!!! calm down la buddy. these new guys just seeking free advise and do not want to do their research and still ask stupid questions.Make things simple, let's use a unit split situation Scenario A Dulu NAV RM1.0000 U hold 100,000 units Your value of holding is RM100,000 After split u hold 200,000 units NAV becomes RM0.5000 Value of holding still RM100,000 KLSE bullish, all stocks went up 10% NAV becomes RM0.5500 Your value now RM110,000 Now, IF no split/distribution and IF market conditions are 100% identical as Scenario A above Scenario B Dulu NAV RM1.0000 U hold 100,000 units Your value of holding is RM100,000 KLSE bullish, all stocks went up 10% NAV becomes RM1.1000 Your value ALSO RM110,000 Read over and over and over again til u get it And don't come saying, "we cannot assume market conditions remain the same for both scenario..." I'm here to explain difference of ada distribution/dividend/split vs no distribution/dividend/split Aku belasah kau hang |
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Oct 28 2015, 10:33 AM
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#18
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Jesus. I remembered when I did my first purchase of Unit trusts. I did all the research went into FSM. then took their research articles and then compared it to morningstar's research funds. Then came back here to read again.
WTF. why is everyone being fukken lazy and not doing their research? Google unit trust 101 please. People like Xuzen and Pinkspider have helped enough with the threads and now you ask them the most basic questions. |
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Oct 28 2015, 02:57 PM
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#19
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Oct 28 2015, 03:09 PM
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#20
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QUOTE(Pink Spider @ Oct 28 2015, 03:00 PM) Let's really discuss it honestly. Prostitutes cost like 160 to 200 a pop? One month on average you spend how much on a gf or wife? 2k? That's 10 sessions with girls of your own choosing. So it's like unit trust. Stick to one or diversify and possibly get in the red(STD) |
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