It can be -10% -20%, -35%, it also can be +15% or +30% or +50% which is depended on market environment at particular of time period.

You can't expect any fixed or rough return rate, it is all depended on market condition and fund portfolio.

Funds is like a half way FD and Shares. It definately has higher return than FD and also less risk than playing shares. So its like in between

oh, so there are no 100% or 1000% return lah?

100% is possible...but need a lot of time...we are talking about 3yrs maybe 5yrs or longer to get 100%. How fast it reach 100% or more, also depends on market condition. Just like wat Cherroy mentioned

1000% ...if got, tell me which fund, i'll put all my $ in

100% or even more? yes, but not sure it will happen in MY given the limited funds available. Besides, don't think it will happen for now unless after another recession and the cycle starts to uptrend again. Then, maybe there might be chances of such rise even within a single years. You can read some of the thread posted here sometime back about that kind of return...

That is why I said needs a lot of time and depending on favourable market condition.

By saying 5 years or 10 years, unit trust normally give average annual return of 10%-12% for high risk fund.

Don't expect 1000% return in a year from unit trust...even share also not quite possible...Try magnum 4D, maybe can...

This post has been edited by leekk8: Jan 18 2008, 10:57 AM

leekk8,

Are you talking about Malaysia domestic UT?? If you do, do you think Malaysia economy will survive the next recession?? If not, all bets are off. There will be no recovery..

Dreamer

It was reported today in ST, some states in US are already in recession while those with the strongest economy are still holding out. Further to that, another article mentioned that sometimes, whatever figures that was generated seems out of syncronisation.. contrary to whatever statistics indicated, but in actual fact, its already in or has begun. Likewise, when it begins blooming, some still believe in the slump as figures indicates so.. Therefore, you get some mixed signal here and there.

I know of some stock on STI that had gone up between 200-500% within a single year. Good example, Wilmar, I think Malaysian should know... something about Malaysian tycoon Robert Quek's deal sometime last year, BIG news in MY. This is something which I will remember because I missed out on this due to my stubborness and also given up after 2 weeks when it was trading at $0.99 up till $1.14 (End Dec 2006) . Then shot all the way till just last week, $5+/share.

I too make some nice profit of ~60 - 120% in several stocks in 3-4 months tiem frame. However, like some one said, do not expect this kind of return. Even for myself, I believe I was lucky and fortunate, although partly due to doing some home work. My colleagues said, I DARE to invest, but I stop lost check, should it turn wrong. Its painful to suffer lost, all the more, make quick decision to cut lost -- reduce/minise lost.

Now I am waiting if there is really a recession. Bad as I may sound, for whatever goes up must comes down. So to me its more another opportunities to invest and make $$$ when the dust settles down. Of course, who woud like recession, but I guess that's how I can increase my profit and enhance my retirement plan.

This post has been edited by bbmars: Jan 19 2008, 12:14 AM

i got a very good agent...
have an experience of stock and share market...
been working with bank for so long oso...
alwayz give good advice in term of risk and investment aspect...
not just past performance..
lots of things to be consider actually...
then u will make good money like me..=)

---

Added on January 19, 2008, 12:39 pmi got a very good agent...
have an experience of stock and share market...
been working with bank for so long oso...
alwayz give good advice in term of risk and investment aspect...
not just past performance..
lots of things to be consider actually...
then u will make good money like me..=)


This post has been edited by cHipoLatas: Jan 19 2008, 12:39 PM

Does anyone look at the Lipper Fund Performance reports? How much attention do you pay to it?

Then I should congratulate you
I hope you can learn more from him/her for your own investment.

I do look at Lipper's, Morningstar and S&P tables for the comparisons of funds.
Basically, I look at it to see the performance of the funds thus far.
The tables don't really tell you anything, but you can have a rough idea of why are some funds moving a lot, but some funds are lagging behind.
That will make you think and do your due diligence before investing.

You were riding on the superb Wilmar as well huh. I rode on it since it was $1.2 till it peaked at $5.75 tops. Since China singled them out for their oil troubles, that's why it dropped significantly to $4+..this is when we BUY BUY BUY! Wilmar is destined for success so long as the oil price is at its current state because countries will turn to biodiesel(Wilmar) to save on production costs. So the higher the oil prices go, the better it is for Wilmar.

Actually I believe Wilmar was running up because of China effect. Else where, especially in EU, there is already report about Biofuel price running too high and people started considering whether Biofuel is really an alternate source since its as high as oil prices, not forgetting further investment into biofuel related stuff... Already, I had already read few such articles and people are thinking what's next... really to continue? Now that China has pull the plug, we see Wilmar diving. Not sure what will happen next... any gem to recommend during this period? I am sitting sideline and just watching, totally out of everything now... just waiting for the next upswing to come.. When? will be watching

Wilmar's good run was a combination of good JV between robert kuok and his nephew and also the every increasing price of crude oil. At the moment biofuel is a mixture of 5-10% of palm oil into fuel and still have the same burning power as burning fuel. 5-10% is a lot considdeing the usage of these fuel per day. It may amount to hundreds of tonnes of oil saving per day worldwide.

Biofuel may not be the next big thing but nothing else has come close thus far. We cant see an alternative for the forseeable future. Wilmar is expected to be listed in the China stock exchange this month, however due to strict reglations(China), it has been delayed a while. Once they are officially listed, there will be some surge for wilmar bro...

I refer to all the UTs in general...I believe Msia economy will still survive the next recession. Economy recession is normal in economy cycle, even it takes time, from history, we know Msia economy will recover...

Comes February, I finally can start use EPF which calculated into around RM7,000 investment based on the new scheme. Meaning to say my EF would not be left idling with KWSP and I'm happy with that!.

leekk8,

Is this based on hope or solid facts?? We used OIL MONEY to bail out the economy for the last two recessions. We no longer have that luxury. So, what makes you think we can recover from recession without OIL MONEY?? If the past performance is the indicator, we will not.

That is what you should learn from history if you bother to look.

Dreamer

so last time we have oil money to help us.. not oil is running out.. and what is there to help us ?i mean the economy, any ideas ? , dreamer any idea what the government will use to replace the oil to help with the economy?

JinXXX,

1) Who cares about the government or Malaysia?? The CORRECT question should be can you survive if Malaysia's domestic economy goes to hell? If not, what you need to do to prepare for this. You and your family had 20 to 30 years to prepare for this.

2) There is NO us. The last time that I check, I received absolutely ZERO HELP from Malaysia over the past 20 to 30 years.

Dreamer