Not really interested with the insurance since my sister is insurance agent.

Please please call and cancel. The kind if insurance for your cc is one of the most expensive insurance out there. While the amiunt is small, that's because it depends on your balance, it really is not worth it.

These kind of insurance is only needed if you afraid after anything happened, the cc debt is a problem. Else for those who always clear their balance, insurance is really not needed.

OT: not having any insurance coverage does not justify sinply getting one that is super expensive on the credit card. Think carefully...

Meaning..???
Can Corroborate more why U can not submit Your Apps thru Citibank Website...

Insurance is dependent on one's personal lifestyle and needs. There are many types of policy, not just credit shield.
It is not wise to ask people cancelling without knowing the full background.

my bad on the above... strongly discourages credit shield... but be careful of any AIA telemarketers anyway.

Just wanna check before i call their CS, has anybody start receiving their pin card? so any idea on how long can i wait before i activate it since it was sent to my hometown... probably another month before i see the card...

My friend has share me last weekend, he has received another new clear card (should be come with PIN features), but I look at the card there is no where showing Paywave, just same like current clear card

Friend asked me why bank send another card, I then told him about the PIN features, does CS call you regarding this matter ??

received an email telling me that it has been sent to my hometown. can see the activate new card option on citibank online.

confirmed by family card received.

I just got an offer from Citibank. They are offering me a CONDOTTI SWAROVSKI CRYSTALS luggage bag if I sign up for Citi Rewards Platinum card, provided I must swipe 3x at any amount.

This offer is by invitation only.

Are you existing card holder?

I saw the same thing on their website for application through the website or sms...
The only different is as below:

Gift Option A (“Gift A”)
i. One (1) unit of 20 inches Condotti-Swarovski Hardcase Trolley Bag PROVIDED that such
Successful Applicant (as defined below) makes an accumulated Retail Purchase (as defined
below) of Ringgit Malaysia two thousand (RM1,500 ) within sixty (60) days from the date the
Card was successfully approved (“Qualifying Period”);
or
Gift Option B (“Gift B”) :
i. One (1) unit x Car DVR (Digital Video Recorder) PROVIDED that such Successful Applicant (as
defined below) makes an accumulated Retail Purchase (as defined below) of Ringgit Malaysia
two thousand (RM1,500) within the Qualifying Period.


I don't know why they wrote two thousand but bracket with (RM1500)...

This post has been edited by zWinceZz: Mar 9 2016, 03:04 PM

I was once a Citi card holder few years back but cancelled after using for a year.

Yes. That was their original offer from the website. But if the offer was by invitation, no need to have any cap spending to get the gift.

I was once a Citi card holder few years back but cancelled after using for a year.

Yes. That was their original offer from the website. But if the offer was by invitation, no need to have any cap spending to get the gift.

For premier miles, is the choice is only to buy tickets from airlines?
If so which airline would be worth to buy?

Any feedback?

Terms and conditions:
•The offer is valid for dine-in only with payment using Citi cards in a single receipt
•*The offer is applicable for Citi Platinum cards and above only
•Advance reservation is recommended and subject to availability
•The offer is applicable before any service charge and up to a maximum of 10 person per bill
•Not applicable for the sale of tobacco, beverages and during eve of and on public holidays
•This offer is not valid with other promotional programs, offers, discounts, vouchers or privilege cards.

http://www.citibank.com.my/global_docs/edm...=EMOWNMYYKUENS8

how to get the invitation o? hahaha
wanan get the travel bag!!

3.66 is like worth taking since FD also 4.5% hahaha... but dont apply unless URGENT!

Personal loan 3.66% means that effective interest rate is at least 7% - 8%. That's doubled of fd rate. Please know the difference

it stated there per annum which is 3.66 per YEAR.

How long is the tenure? 1 Year? or More?

Please google effective interest rate and flat interest rate. Personal loan is flat interest rate.

Fd is eir