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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards
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laymank
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Oct 20 2015, 08:01 AM
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QUOTE(labtec @ Oct 19 2015, 11:09 PM) i'm confused with online transaction and oversea transaction... citi premiermiles visa gave higher points for oversea transaction, but is booking airbnb or uber in oversea consider oversea transaction? put yourself in the shoes of a citizen of that country. if you spend on retails, that's local retail transaction for the local. But because your card was not originated from their country, it is considered as 'overseas' transaction. Make sense?
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laymank
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Oct 20 2015, 08:58 AM
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QUOTE(labtec @ Oct 20 2015, 08:38 AM) no, i think you misunderstand. i'm asking whether uber and airbnb transaction service in oversea, not retail OK. Now I really don't understand your question. Sorry.
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laymank
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Oct 27 2015, 01:44 PM
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QUOTE(Zer0 c00L @ Oct 27 2015, 10:13 AM) When I cancelled a couple of months ago, the CS keep saying mine is not entitled for waiver, its a Cash Back Plat. When I asked what is the criteria, was just told they have a system to analyze and says system shows not eligible, asks to take personal loan or downgrade call in to request for a waiver, I wouldn't use the card after the annual fee has been charged as it signals that you've accepted this term and as such may be liable to pay a pro rated annual fee even if you proceed with cancellation ask them to fly kite.
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laymank
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Dec 7 2015, 03:33 PM
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QUOTE(Human Nature @ Dec 6 2015, 12:58 PM) terminate and move to a better card  I concur with Human Nature. Just move on and go for better card. With your spending power, there are a list of privileged cards waiting for you to exploit them to the max.
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laymank
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Jan 28 2016, 08:56 AM
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QUOTE(jiajge90 @ Jan 28 2016, 08:28 AM) Hi all, I just received sms regarding the approval for my card. My card is Cash Back card, but when i apply, the people said I will receiving two cards which is a Cash Back card and a AirAsia card, because they come in pair. However, i ask some people around they say there is not such things, if apply for Cash Back card then only the card itself will be receive. Is it true? Am I been cheated by the agent? Another question, if I did not call to activate my card, it is the card will automatically terminated? (I am new user on cc.. so not so sure..) Thanks! If there is no such pairing card promo on the bank's website, then it's usually the card agent who tried to sell you 2 cards (for more commission) instead of 1. For such case, if you are getting something not what you wanted in the first place, just call up CS to complain and cancel it if you will. However, I am a bit surprised that you are getting less card that what you expected. Usually it's the other way round.
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laymank
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Feb 3 2016, 09:57 AM
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QUOTE(WhitE LighteR @ Feb 3 2016, 09:37 AM) Citibank just call me to offer cards again. This couple with some reports here about cs starting to waive af, does this mean Citibank starts to feel the lost of their cc customer? was that referring to first year Annual Fee waiver?
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laymank
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Feb 16 2016, 11:15 AM
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QUOTE(jiajge90 @ Feb 16 2016, 10:38 AM) Thank you for your response! How can I know whether the transaction/payment succeeded? Will citibank send any confirmation on that? Thank you! you can set SMS alert for any debit/credit transaction to your accounts in Citibank portal.
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laymank
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Feb 18 2016, 09:55 AM
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QUOTE(wiwi @ Feb 18 2016, 04:10 AM) citib is charging me annual fee for the cash back card. called and denied a waiver. anyone knows whats their criteria for waiver? If you are not willing to pay the AF, then just tell them you would like to cancel the card. There is a chance you may get counter offer to waive the AF with conditions. Worst case, just redeem all your reward points and cancel it for real.
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laymank
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Mar 11 2016, 10:44 AM
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QUOTE(areankim @ Mar 11 2016, 10:10 AM) it stated there per annum which is 3.66 per YEAR. How long is the tenure? 1 Year? or More?
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laymank
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Mar 21 2016, 11:44 AM
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QUOTE(13aby @ Mar 21 2016, 11:41 AM) so direct HQ can get it withint 1 hour? -- deleted -- This post has been edited by laymank: Mar 21 2016, 11:45 AM
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laymank
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Apr 19 2016, 11:08 AM
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QUOTE(lee90 @ Apr 19 2016, 10:46 AM) applied and was told need to wait 1-2weeks to get card approved and after approved need to wait 1-2months to receive the redemption code from citibank  It's free, what do you expect?
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laymank
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Jun 15 2016, 08:47 AM
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QUOTE(ksgill80 @ Jun 15 2016, 08:23 AM) Did anyone here got a call from citibank offering a new insurance plan called cancer care underwritten by AIA for RM 276 /month? Apprantly this offer is for platinumbol card holders I received the same call, but I am not a card holder.
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laymank
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Jul 9 2016, 11:51 AM
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QUOTE(char_les @ Jul 8 2016, 03:13 PM) saw this ~ Citibank Clear Visa Low Annual Fee This Citibank credit card comes with a low annual fee of only RM90 with the annual fee waived for the first year. Hate paying annual fees? The Citibank Clear Visa credit card comes with << no annual fee if the card is swiped at least 3 times every 60 days >> source: https://ringgitplus.com/en/credit-card/Citi...#ReadMoreReviewdoes this apply to existing clear card ? or ... a hidden practice ? The way i understood it is, 1st year annual fee is definitely free. but, to be eligible for subsequent year annual fee waiver (on the 366th day), you will need to ensure you have 3 usages every 60 days from your 1st year usage. Ringgitplus can say what they what, ultimately it's Citibank who is providing you the card and uphold the terms and conditions, so best is to seek clarifications from Citibank.
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laymank
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Jul 12 2016, 01:53 PM
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QUOTE(alfredfx @ Jul 11 2016, 09:02 PM) my citibank premier miles charged me RM 600 + GST RM 36 ... and give me 10,000 miles. They refused to waive it saying this is the bank direction and to waive it i need 30,000 points. Any suggestion ? May I ask what is the purpose of the card for?
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laymank
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Jul 20 2016, 01:08 PM
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QUOTE(xxx306 @ Jul 20 2016, 01:04 PM) A question. I am a clear user for some time. One day i received email from citibank saying they are pleased to offer me a pre qualified cash back cc. So i just applied and today received sms saying it has been approved. So the new card is it start a new CL or will it combine with my clear card? Thanks. Combined.
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laymank
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Sep 19 2016, 01:32 PM
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QUOTE(selinix @ Sep 19 2016, 11:50 AM) Just wondering if this is possible, if let's say i have a credit limit of 10,000 and i have a transaction of 20,000 to pay. Can i transfer 10,000 into my credit card account and swipe the 20k transaction? Yes, you can.
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laymank
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Sep 19 2016, 03:53 PM
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QUOTE(selinix @ Sep 19 2016, 01:55 PM) I called the citiphone officer, and she said can't do such thing  I did so on my Direct Access card before. Unless this is a bank specific restriction, otherwise I don't see why not.
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laymank
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Sep 20 2016, 10:35 AM
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QUOTE(selinix @ Sep 19 2016, 05:53 PM) Could be as some banks might flag the user for overypaying the credit card by large amount, something to do with money laundering i suppose In that case, you should consider asking for Temp CL increase to get through the purchase just once.
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laymank
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Sep 20 2016, 12:43 PM
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QUOTE(selinix @ Sep 20 2016, 12:43 PM) Tried, they said because they gave me a permanent increase 4 months ago the system don't allow another increase if is not more than 6 months since the last one. Well, temp increase is temporary, should not be a problem.
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laymank
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Oct 11 2016, 03:05 PM
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QUOTE(qeyaqilah @ Oct 11 2016, 02:52 PM) I am thinking to get myself Citibank Clear Card just because the CBL Offer. I dont have any other CC. Is the card any good? any card is considered good if you are reaping the max benefits out of it. a card that is good to one may not be so to another.
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