mind sharing your spending on the card for the past 1 year?

mind is due next month, kinda want to cancel it and not having to ask for waiver...

But you called after your annual fee got charged right?

Mine is due soon. Lol

But you called after your annual fee got charged right?

Mine is due soon. Lol

Just called CS. ask me to take loan/BT to waive...

i'm like you, clear card, except i don't actively use the card.

The CS that took my call said... i need to spend min 3000 for the past 3 months, then they will waive...

which i didn't... guess it's time to cancel...

sayonara...

from my point of view... relatively good bargain for ppl like me who is very very very very far away from getting visa infinite or world mastercard kind of person.

those VI and WMC gives 50% if two diners, 33% off if 3 diners, etc...

citibank gives all card 35% off, even people like me can go makan. of course, be prepared to spend, even at 35% off.

just to update. the CS passed me to waiver department. they said they are willing to waive. so... decided to keep after alll

i saw this in my latest statement.

didn't give it much thought because just assumed it is similar to the cross border transaction fee. except this fee is also applicable not just online, as well as if i convert at merchant when i'm overseas.

if it makes you feel any better, these kind of 'gifts' aren't really 'gifts' as well.

places like these give complimentary trial as part of their 'marketing'. i once signed up for complimentary facial trial through maybank...

When I called in... it was 3k in 3 months. Mine is clear card

Yup. I said I cant spend that much, then CS passed me to waiver department, then just said they will waive out of good will.

So... ya... I was preparing to cancel the card but am keeping it now

i thought there was a thread on how to pay your credit card bills. i realise a lot of people still don't really get it.

Please note that your can pay directly to your credit card, like how you transfer from one bank to another bank savings/current account.

just need to transfer from your savings to citibank credit card.

You don’t need to ‘wait’ to ‘change’. Can just apply new one. Since you already have the Citibank cc, just keep it for awhile longer, as long as you don’t get charged with annual fee. It does come in handy for some promotions

it takes one day to be reflected after the transaction is posted... it's more like how long it takes to be posted...

actually clear card is just a normal credit card with the coffee bean and movie watching privilege.

welll and also some on 3x points other stuff, bla bla bla

choice card is just normal card no extra perks except those for generic citibank cards.

if they don't waive the annual fee for clear card, then just cancel lo. no harm.

PS: i am using my clear card for the 2nd year and yes, they waived my annual fee.

re-apply after 3 months... you will be considered 'new'. not subject to annual fees

you are not getting what the other person trying to say.

you can choose to cancel the card after citibank has charged the annual fee as well. if you didn't use the card after citibank charged the annual fee, you can cancel without paying any annual fee.

So i was randomly trying after you said. i did managed to get the 10% off the room rates. checked the t&c again.

1) book period
2) stay period
3) hotel only???

Please please call and cancel. The kind if insurance for your cc is one of the most expensive insurance out there. While the amiunt is small, that's because it depends on your balance, it really is not worth it.

These kind of insurance is only needed if you afraid after anything happened, the cc debt is a problem. Else for those who always clear their balance, insurance is really not needed.

OT: not having any insurance coverage does not justify sinply getting one that is super expensive on the credit card. Think carefully...

my bad on the above... strongly discourages credit shield... but be careful of any AIA telemarketers anyway.

Just wanna check before i call their CS, has anybody start receiving their pin card? so any idea on how long can i wait before i activate it since it was sent to my hometown... probably another month before i see the card...