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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards
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cheahcw2003
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 Dec 31 2015, 05:01 AM
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QUOTE(Shadowguardian @ Dec 30 2015, 03:02 AM) Called today and asked for waiver of annual fee for my Citibank Premier miles. Was offered half waiver + 10,000premier miles. Considering the conversion to actual miles, it is so not worth it. Requested the CS to change into a different card but she hesitated. Pushed her a bit and she became impatient. Tone of voice changed and she reluctantly said will "appeal" for fee waiver and call back within 3 working days. I hate the feeling of begging for waiver but I'm stuck on the installment plan! Sheesh!! half waiver not worth it, and it cost you 10,000 premier miles some more (equvalent to RM30K spending) you can convert to other card, your instalment plan will automatically changed to the new card. |
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SUSintrepidity85
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Dec 31 2015, 09:13 AM
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QUOTE(cheahcw2003 @ Dec 31 2015, 05:01 AM) half waiver not worth it, and it cost you 10,000 premier miles some more (equvalent to RM30K spending) you can convert to other card, your instalment plan will automatically changed to the new card. i guess they will get u choice card if u convert.. some prefer hold, some show middle finger by terminating it |
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-Nos-
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Dec 31 2015, 10:30 AM
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QUOTE(ju146 @ Dec 30 2015, 05:10 PM) no spending required before entering the available lounge stated KLIA2 is not allowed thank you.  |
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cheahcw2003
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Dec 31 2015, 12:27 PM
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QUOTE(intrepidity85 @ Dec 31 2015, 09:13 AM) i guess they will get u choice card if u convert.. some prefer hold, some show middle finger by terminating it for the frequent traveller, the free budget taxi rides can save u a lot of money. that is the only benefit the premier miles card offers. i choose to re-apply after 3 months, when the cooling off period is over. |
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-Nos-
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Dec 31 2015, 12:40 PM
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QUOTE(cheahcw2003 @ Dec 31 2015, 12:27 PM) for the frequent traveller, the free budget taxi rides can save u a lot of money. that is the only benefit the premier miles card offers. i choose to re-apply after 3 months, when the cooling off period is over. for the free ride home, we must swipe 3 times oversea transactions isnt it?  |
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asiatrader98
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Dec 31 2015, 03:44 PM
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QUOTE(Shadowguardian @ Dec 30 2015, 03:02 AM) Called today and asked for waiver of annual fee for my Citibank Premier miles. Was offered half waiver + 10,000premier miles. Considering the conversion to actual miles, it is so not worth it. Requested the CS to change into a different card but she hesitated. Pushed her a bit and she became impatient. Tone of voice changed and she reluctantly said will "appeal" for fee waiver and call back within 3 working days. I hate the feeling of begging for waiver but I'm stuck on the installment plan! Sheesh!! i call them to waive the annual fee of my cash back card which i seldom use it they look like not very keen then i ask for cancel it immediately  |
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SUSintrepidity85
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Dec 31 2015, 04:59 PM
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QUOTE(asiatrader98 @ Dec 31 2015, 03:44 PM) i call them to waive the annual fee of my cash back card which i seldom use it they look like not very keen then i ask for cancel it immediately why they dont care to lose customers? |
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cheahcw2003
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Dec 31 2015, 05:28 PM
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QUOTE(-Nos- @ Dec 31 2015, 12:40 PM) for the free ride home, we must swipe 3 times oversea transactions isnt it? Yes 3 transactions regardless of amount. Can go to one shop buy 3 items and swipe the cards 3 times. Or pay anything. |
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cheahcw2003
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Dec 31 2015, 05:29 PM
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QUOTE(intrepidity85 @ Dec 31 2015, 04:59 PM) why they dont care to lose customers? They have more customers than they can handle. I swipe RM100k per year also they don't offer me 50% waiver, tell me take it or leave it. |
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SUSintrepidity85
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Dec 31 2015, 05:38 PM
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QUOTE(cheahcw2003 @ Dec 31 2015, 05:29 PM) They have more customers than they can handle. I swipe RM100k per year also they don't offer me 50% waiver, tell me take it or leave it. hmm i saw my friend she get waived on last month for platinum.. i asked her how come? she said she took dial for cash something like that and her annual spend only rm20k+ |
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vez
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Dec 31 2015, 06:50 PM
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QUOTE(cheahcw2003 @ Dec 31 2015, 05:29 PM) They have more customers than they can handle. I swipe RM100k per year also they don't offer me 50% waiver, tell me take it or leave it. you spend too much, rich  citibank only have some rich customer that willing to pay AF lol means you rely on the card very much... lol |
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cheahcw2003
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Dec 31 2015, 09:53 PM
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QUOTE(vez @ Dec 31 2015, 06:50 PM) you spend too much, rich citibank only have some rich customer that willing to pay AF lol means you rely on the card very much... lol Rely on credit card yes because I use it mostly for air ticket purchases, hotel accommodations, donation and monthly utilities. The thing is i paid 100% on time every month without fail for the last 8 years, that is the key issue because they can't charge me the 15% p.a. interest. Mine considered low margin biz/ customers. |
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Shadowguardian
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Dec 31 2015, 11:08 PM
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New Member
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QUOTE(cheahcw2003 @ Dec 31 2015, 05:01 AM) half waiver not worth it, and it cost you 10,000 premier miles some more (equvalent to RM30K spending) you can convert to other card, your instalment plan will automatically changed to the new card. I requested for a review (shall I say insisted) the CS called back after 3 days and waived it in full. |
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Dennos
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Dec 31 2015, 11:11 PM
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cash back Plat card cannot waived AF?
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fly126
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Dec 31 2015, 11:18 PM
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QUOTE(Dennos @ Dec 31 2015, 11:11 PM) cash back Plat card cannot waived AF? Only 1st Year AF waiver with 3 swipes, subsequent Years need to pay AF...  |
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Dennos
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Dec 31 2015, 11:26 PM
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QUOTE(fly126 @ Dec 31 2015, 11:18 PM) Only 1st Year AF waiver with 3 swipes, subsequent Years need to pay AF... but i took CITI cash lite, balance transfer and monthly usage around 5k to 8k +-... due and expire by Feb 2016.....wtf |
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fly126
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Dec 31 2015, 11:47 PM
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QUOTE(Dennos @ Dec 31 2015, 11:26 PM) but i took CITI cash lite, balance transfer and monthly usage around 5k to 8k +-... due and expire by Feb 2016.....wtf No harm to call CS request AF waiver since u took up so many Cash-out Facilities with Them...  |
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veron4best
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Jan 1 2016, 12:53 PM
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May I know, Citibank Reward Card. On 2nd year onward, is AF waive-able? Even I din subscribe to any categories?
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fly126
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Jan 1 2016, 02:35 PM
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QUOTE(veron4best @ Jan 1 2016, 12:53 PM) May I know, Citibank Reward Card. On 2nd year onward, is AF waive-able? Even I din subscribe to any categories? Yup, IF You're Not subscribing any Category at 2nd Year or Onwards, There will be NO AF charge to the Card & You can get Only RM1= 1 Rewards point.  Btw, I'm also a CT Rewards Plat. Card holder since 2014... This post has been edited by fly126: Jan 1 2016, 02:39 PM |
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SUSintrepidity85
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Jan 1 2016, 02:35 PM
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QUOTE(fly126 @ Jan 1 2016, 02:35 PM) Yup, IF You're Not subscribing any Category at 2nd Year or Onwards, There will be NO AF charge to the Card & You can get Only RM1= 1 Rewards point. Btw, I'm also a CT Rewards Plat. Card since 2014... did you manage to get credit limit increase every 3 or 6 months? |
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