Called today and asked for waiver of annual fee for my Citibank Premier miles. Was offered half waiver + 10,000premier miles. Considering the conversion to actual miles, it is so not worth it. Requested the CS to change into a different card but she hesitated. Pushed her a bit and she became impatient. Tone of voice changed and she reluctantly said will "appeal" for fee waiver and call back within 3 working days. I hate the feeling of begging for waiver but I'm stuck on the installment plan! Sheesh!!

I requested for a review (shall I say insisted) the CS called back after 3 days and waived it in full.