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 Recommendation for Credit Cards V3, Please post according to Format stated.

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karcity
post Jul 22 2015, 08:23 PM

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QUOTE(phantasm0110 @ Jul 22 2015, 04:44 PM)
UOB one card got annual fee?
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Yes. May be waivable. I cancelled mine last month as they only waived half for me last year.
!@#$%^
post Jul 22 2015, 08:25 PM

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QUOTE(karcity @ Jul 22 2015, 08:23 PM)
Yes. May be waivable. I cancelled mine last month as they only waived half for me last year.
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maybe depends how 'valuable' you are to them. lol
victorywp
post Jul 22 2015, 10:38 PM

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QUOTE(alexanderclz @ Jul 22 2015, 08:25 PM)
maybe depends how 'valuable' you are to them. lol
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depends how you "negotiate" with them. brows.gif
andyfriends
post Jul 22 2015, 11:41 PM

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for public VS - insurance payment etc also entitles for 6%?

apart from MBB 2 cards, this is the second best cash rebate card?

is it safe to apply thru agent such as https://ringgitplus.com/en/credit-card/Publ...-Signature.html


This post has been edited by andyfriends: Jul 22 2015, 11:41 PM
fruitie
post Jul 22 2015, 11:48 PM

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QUOTE(andyfriends @ Jul 22 2015, 11:41 PM)
for public VS - insurance payment etc also entitles for 6%?

apart from MBB 2 cards, this is the second best cash rebate card?

is it safe to apply thru agent such as https://ringgitplus.com/en/credit-card/Publ...-Signature.html
*
How is insurance part of these categories: Grocery, Dining and Online purchases? sweat.gif

Yes, it is a good card. MBB2Cards will be demoted soon, so I will say PBB VS and MBB VS are worth applying if your annual income is >100k.

I have never applied from RinggitPlus before but many of the forummers from this section have applied for the sake of free gifts. laugh.gif
I think so far quite OK, never really hear any bad complaints.

Though I'm a paranoid person, not too comfortable to expose my details to a third party....
andyfriends
post Jul 22 2015, 11:51 PM

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QUOTE(fruitie @ Jul 22 2015, 11:48 PM)
How is insurance part of these categories: Grocery, Dining and Online purchases? sweat.gif

Yes, it is a good card. MBB2Cards will be demoted soon, so I will say PBB VS and MBB VS are worth applying if your annual income is >100k.

I have never applied from RinggitPlus before but many of the forummers from this section have applied for the sake of free gifts. laugh.gif
I think so far quite OK, never really hear any bad complaints.

Though I'm a paranoid person, not too comfortable to expose my details to a third party....
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is time to apply for these 2 cards..

what if those that are not qualified n yet want petrol rebate, what card should they apply?

online purchases include paying utilities bill online?

This post has been edited by andyfriends: Jul 22 2015, 11:54 PM
fruitie
post Jul 23 2015, 12:06 AM

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QUOTE(andyfriends @ Jul 22 2015, 11:51 PM)
is time to apply for these 2 cards..

what if those that are not qualified n yet want petrol rebate, what card should they apply?

online purchases include paying utilities bill online?
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Well, there are UOB One, Maybank Ikhwan and HLB Wise. smile.gif

I don't think the utilities bills are part of online purchases unless you use online portal like UOB PayOnline to pay. smile.gif

PBB VS thread has the list: https://forum.lowyat.net/topic/3606285

This post has been edited by fruitie: Jul 23 2015, 12:09 AM
Kelv
post Jul 23 2015, 08:10 AM

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100k salary per annum, which card is the best for petrol rebate?
Currently using maybank2cards plat.
Ree73
post Jul 23 2015, 08:18 AM

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wow, now petrol rebate for uob reduce to 2% on weekday? and 5% only on weekend?
cybpsych
post Jul 23 2015, 09:31 AM

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QUOTE(Ree73 @ Jul 23 2015, 08:18 AM)
wow, now petrol rebate for uob reduce to 2% on weekday? and 5% only on weekend?
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read this
fruitie
post Jul 23 2015, 09:38 AM

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QUOTE(Kelv @ Jul 23 2015, 08:10 AM)
100k salary per annum, which card is the best for petrol rebate?
Currently using maybank2cards plat.
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MBB VS. smile.gif
Ree73
post Jul 23 2015, 09:50 AM

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QUOTE(cybpsych @ Jul 23 2015, 09:31 AM)
read this
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Ya, they upload the latest on their website as well...

Perhaps we should change to UOB lady car instead! 10% discount on groceries tongue.gif
Kelv
post Jul 23 2015, 10:18 AM

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QUOTE(fruitie @ Jul 23 2015, 09:38 AM)
MBB VS. smile.gif
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But this is not free unless ..(Subsequent years FREE if spend a min of RM50,000 and above per annum)
I am also planning to get PB Visa signature for other rebates (too bad doesnt have rebate on petrol).
fruitie
post Jul 23 2015, 10:23 AM

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QUOTE(Kelv @ Jul 23 2015, 10:18 AM)
But this is not free unless ..(Subsequent years FREE if spend a min of RM50,000 and above per annum)
I am also planning to get PB Visa signature for other rebates (too bad doesnt have rebate on petrol).
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Well, use for first year first and see if there is better cards. smile.gif
Else, you can try applying UOB One Plat, the AF is easily waived.
13aby
post Jul 23 2015, 10:47 AM

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QUOTE(Ree73 @ Jul 23 2015, 09:50 AM)
Ya, they upload the latest on their website as well...

Perhaps we should change to UOB lady car instead! 10% discount on groceries tongue.gif
*
Can a male apply for this card? haha
Ree73
post Jul 23 2015, 10:50 AM

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This card is exclusively for ladies who are at least 21 years old.
A minimum annual income is required :
- RM24,000 for UOB Lady's Classic Card
- RM48,000 for UOB Lady's Platinum Card
- RM100,000 for UOB Lady's Solitaire Card
andyfriends
post Jul 23 2015, 12:24 PM

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QUOTE(fruitie @ Jul 23 2015, 12:06 AM)
Well, there are UOB One, Maybank Ikhwan and HLB Wise. smile.gif

I don't think the utilities bills are part of online purchases unless you use online portal like UOB PayOnline to pay. smile.gif

PBB VS thread has the list: https://forum.lowyat.net/topic/3606285
*
TNB and syabas and all are not entitled for it?




fruitie
post Jul 23 2015, 01:12 PM

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QUOTE(andyfriends @ Jul 23 2015, 12:24 PM)
TNB and syabas and all are not entitled for it?
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Like I mentioned earlier, you will need to use UOB PayOnline. smile.gif
This is also mentioned in the thread: • UOB PayOnline (TNB, TM, SYABAS, DBKL)
am1031
post Jul 23 2015, 05:30 PM

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1. Annual Income: RM 72k

2. Free Lifetime Annual Fee: Yes

3. Card required for: List all your needs (spending as below)
I m looking for the highest unlimited cash back. my spending online especially for google and facebook up to 20k a month

4. Existing credit cards if any: Maybank2card (Visa + Amex), Citibank platinum card, SCB platinum card

5. Looking at CC from: whichever can offer the unlimited cash back, i m looking at absolute value.

6. Others: currently all transcation made during weekends (petrol + utilities)

Thank you for the help

This post has been edited by am1031: Jul 23 2015, 05:30 PM
huiewy
post Jul 25 2015, 05:33 PM

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1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: Yes. Acceptable if can be waived with easy and achievable conditions.

3. Card required for:
Petrol (150), Cash Back/Rebate Only (Good to have both), Overseas Transactions, Free LCCT Lounge Access (Good to have)

4. Existing credit cards if any: Maybank2card

5. Looking at CC from: Any bank - Good to have oversea bank.

6. Others: No.

Kindly advise?

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