orite!
tq..now clear

2% online rebate is Aeon Big Visa. Aeon Credit card doesnt have any online rebate.

UOB One Visa gives 5% petrol rebate on weekend, 2% on weekdays, additional 2% smart$ everyday.

Hi, currently I'm holding:
1. AmBank CARz
2. Hong Leong Essential, GSC, Mach, Wise
3. HSBC Amanah
4. Maybank 2 Gold Card
5. UOB One, Vox
6. Standard Chartered Business Gold

I need one more card to get cash rebate for every retail spending. Apart from HLB Essential, OCBC Great Eastern, which else offers that?

HLB Fortune

Look like it is very similar to HLB Essential before it adjusted the cash back scheme. I'm wondering why HLB launched two cards with similar benefit. What's the difference between them? Any catch for Fortune card? Look likes too good to be true.

Edited:
From the TnC, seem likes we need to spend at least RM2k to get the cash rebate. My spending is not that much, less than 1k per month. Any other card to recommend?

This post has been edited by prescott2006: Jul 11 2016, 10:48 PM

Apply Alliance You:nique OR Convert your Standard Chartered Business Gold to SCB Cash Back Gold Mastercard

This post has been edited by fly126: Jul 11 2016, 11:06 PM

Anyone has tried to get annual fee waiver for Hong Leong wise card?

Alliance You:nique if your spending around RM3k a month. Average out about 1.67% rebate base on RM3k usage

Tried once but unsuccessful. The CS told me that they do not waive annual fee

Guys which one is better

1) PETRONAS Maybank Visa

2)Maybank Islamic PETRONAS Ikhwan Visa Gold Card-i

I don't quite understand about this non compounding charges on card 2.
And I'll be applying for supplementary card also.

Mostly for groceries and petrol
Please advise,

Why won't you consider Ikhwan Mastercard?

I already applied for PETRONAS Maybank Visa, and just realize most of the ppl recommend Ikhwan. I'm up for any suggestion so i can cancel the first application.

1.Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: Yes please

3. Card required for: Petrol (Pump pretty much anywhere) , grocery, online shopping (if possible)

4. Existing credit cards if any: Nil

5. Looking at CC from: Maybank. Can consider others.

6. Others: Point and cashback is nice, but for now just trying to create credit report.

Edit: I dont see any diffrence between ikhwan and petronas maybank? Sifus please shed some light.

This post has been edited by heliozguard: Jul 12 2016, 10:18 PM

For a start, Ikhwan gives cashback for groceries.

You can also consider Aeon Big credit card.

Big difference.

Ikhwan Petronas Visa is only good for collecting treatspoints if you pump at Petronas stations and 8x TP shop for groceries every weekend.
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Ikhwan MasterCard gives cash back (max RM 50 per month) for petrol and groceries on Fridays and Saturdays.
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
https://forum.lowyat.net/index.php?showtopic=3763581

If you ask me, I prefer cash over TP.

You don't need to cancel your application, just ask them to change it to Maybank Ikhwan MasterCard, if it is approved already, just convert your Petronas Visa to Ikhwan MC.

Online shopping, can consider CIMB Cash Rebate or/and UOB VOX. Check out respective threads for information.

Maybank already approved my petronas visa. Will they charge to resend the new card if i change to ikhwan MC ? One day old card. Haha

This post has been edited by heliozguard: Jul 13 2016, 02:11 PM

No, you will need to fill in conversion form to convert your Petronas Visa to Ikhwan MasterCard.

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Cash Back/Rebate + Rewards(if applicable)

4. Existing credit cards if any: Nil.

5. Looking at CC from: CIMB CashBack & Hong Leong Wise(any other bank to recommend?)

6. Others: Please be specific. I spend Alot on Utilities(Astro,Digi,YES,TM,TNB-company) and monthly groceries only.

1.Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: I dont mind calling to have it waived.

3. Card required for: Petrol (Petronas or Shell, but mostly Petronas) , grocery, online shopping (if possible)

4. Existing credit cards if any: Nil

5. Looking at CC from: Maybank. Can consider others.

6. Others: I want to do lots of travel, but from what I read that converting your points to AirAsia big points is pretty low.

MBB Ikhwan Mastercard or CIMB Cash Rebate Mastercard & UOB Vox

1. Annual Income: RM60K to RM100K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Free PPL Lounge Access , 5% online cash back(to replace uob vox card)

4. Existing credit cards if any: UOB ONE CARD PLAT,UOB VOX CARD,CITI CASH BACK,CITI REWARD PLAT,AMBANK CARZ,AMBANK VISA PLAT

5. Looking at CC from: -

6. Others: -