I got 2 wise cards. each one earn 100/mth.

I use it for mobile/petrol/grocery n another one mobile/utility/department

I control my car n my family petrol, utilities, grocery, mobile n departmental shopping expenses including my in laws n relatives etc. I ll pay for them using credit cards n they pay me back with cash.

You are the wiser of the wise.

last weekend....bought another 945 at Tesco with public bank card to try earn the RM88 ang pao cash back. it ll be slightly less than 10% rebates but if the ong Mali shine on me....2k cash back ong Mali Mali ong ah...

usually what type of questions does the dj will ask for the ongmali campaign?

name the 8 branches of tesco for week 2 question.

blunder made last week. the guy exchanged my tesco card with others after help me key in 9 numbers. inside my card got about rm400 value in the touch n go. this early morning went tesco to change new card n ask touch n go blocked my amount n transfer to my account.....

wow, then you have to pay rm10 for transferring the amount?

What to do as i consider it as lucky to get back my 400 amount stored inside the card.

maybe the other person still don't realise their tng card exchanged. so they will be accumulating points to your tesco card lol. by the way, did you check the tng how much tng balance in it?

already called tesco hotline to report lost card. guess they ll block that card.

yup. called touch n go. balance 383.00. 2 weeks ago just reloaded 200 + 200 at jaya....

i mean did you check the other person's tng balance which you are currently holding? anyway, this is last question as this is going ot already.

how to check?

Fantastic detailed recommendation/explanation. Learned something from you.



This post has been edited by Gen-X: Jan 19 2016, 08:52 AM

I'm also learning from others.

fruitie, can I copy and paste your above tutorial and post it in my HLB Wise Tutorial at my blog to share with others?

I'm honoured. Feel free to do so.
Anyway, you may refer to this thread, specifically its post #2: https://forum.lowyat.net/index.php?showtopic=3757650

slot in to your smart tag lah...

I don't have smart tag leh....that's why don't know mah....tiger bank didn't chose me to buy 1 unit at RM8....

if you do not have smart tag, register your TNG card online and you'll see the balance online.

1. Annual Income: RM36K to RM45K

2. Free Lifetime Annual Fee: Must

3. Card required for:Petrol, PTPTN, Insurance, Groceries, Phone bill, Unifi, and other utilities

4. Existing credit cards if any: CIMB Cash Rebate, Maybank Ikhwan MasterCard

5. Looking at CC from: -

6. Others: Any card that can cover my petrol rebates on weekdays?

I just published another credit tutorial titled Benefits of Credit Cards CC 118. My latest tutorial will benefit both new and existing credit card users. I will show you (recommend) which current credit cards are the best to earn you FREE Pocket Money or give you the best returns in terms of "cash back" or FREE makan at airports plus other benefits of owning the right credit cards.

And in the above tutorial, I also gave credit to my fellow Jedi Credit Card Masters - Devil4life for his detailed reply to my question where he introduced to me the FREE FOR LIFE OCBC Great Eastern MasterCard where it earns the cardholder 1% cash back for up to RM1K spending & fruitie for her detailed tutorial on how to earn 10% cash back for Unifi, Astro and Touch n Go with the HLB Wise.