Sis, I can tell you that even if PBB approve your application, it's a waste of time doing BT because they will give you pathetic Credit Limit.

wjleong15 - seeking your confirmation that you have been paying your PTPTN repayments with your HLB credit card,

Noted you mentioned One Point Service WP Kuala Lumpur in respect to PTPTN payment with credit cards in a previous post- where is this? Or were you referring to One Stop Centre in Sentul or Putrajaya or Urban Transformation Centre (Pusat Transformasi Bandar)?

And now that HLB Essential only offer 0.6% CB, what credit card you using?

cybpsych - any input on PTPTN repayments with credit cards from you is appreciated.

For Wise and I noticed you are working in KL Sentral, great, because I work here too and you can always drop by Sam's Groceria to reload TnG and pay your bills. Remember to choose Groceries category.

For my Wise, I only choose utilities and groceries.
Utilities category is only TNB and Syabas. UniFi is not but you can pay in Sam's which I'm doing as well.

In short: UniFi, Telekom, Astro can be paid via ePay and TnG can be reloaded in Sam's. Split the payment to RM 50 per transaction and TnG not worth to split because each transaction incurs RM 0.53 of service charge. So, I always reload RM 100 or RM 200 one shot.

For Maxis, just use Maxis Pay and it will be under Mobile category and split into three payments.

A slight correction.
So from what fruitie posted above, you may (I am not sure, you got to go try it yourself) get 10% cash back with the HLB WISE credit card under the Groceries category for your Unifi, Astro and Touch n Go at Mydin, Jaya Grocer, Sam’s Groceria, Giant, Cold Storage and Tesco.

Bill payments can only be paid in Sam's Groceria. The rest cannot pay bill payments, only TnG at some of the outlets.
Sam's also can reload TnG.

I am gotten the info I needed after speaking to a PTPTN Branch Manager.

fruitie - PTPTN now accept credit cards at all PTPTN branches nationwide at the counters only, One Stop Centre Sentul/Putrajaya and UTC.

How do I choose utilities and groceries at Sam's groceries?

1. Annual Income: RM120K

2. Free Lifetime Annual Fee: Must or can waived by phone call

3. Card required for:Petrol, Insurance, Groceries, Phone bill, Unifi, and other utilities

4. Existing credit cards if any: MBB 2 card

6. Others: looking for platinum cashback card that have freebies promotion now.

1. Annual Income: RM120K

2. Free Lifetime Annual Fee: Must or can waived by phone call

3. Card required for:Petrol, Insurance, Groceries, Phone bill, Unifi, and other utilities

4. Existing credit cards if any: MBB 2 card

6. Others: looking for platinum cashback card that have freebies promotion now.

Sis, I can tell you that even if PBB approve your application, it's a waste of time doing BT because they will give you pathetic Credit Limit.

wjleong15 - seeking your confirmation that you have been paying your PTPTN repayments with your HLB credit card,

Noted you mentioned One Point Service WP Kuala Lumpur in respect to PTPTN payment with credit cards in a previous post- where is this? Or were you referring to One Stop Centre in Sentul or Putrajaya or Urban Transformation Centre (Pusat Transformasi Bandar)?

And now that HLB Essential only offer 0.6% CB, what credit card you using?

cybpsych - any input on PTPTN repayments with credit cards from you is appreciated.

I paid PTPTN last year at Kota Bharu Tesco Mall PTPTN office.
CC slip mention One Point Service WP Kuala Lumpur

Tested at Kota Damansara few days ago also stated One Point Service WP Kuala Lumpur

HLB Essential 0.6% effective 1st Feb
still have plenty of time to utilize 1%

Plan to take OCBC card for 1%
but just change new job
cs said have to wait 6 months when I tried apply last week

If paid with Aeon Watami card, will it be 3%?

If paid with Aeon Watami card, will it be 3%?

If paid with Aeon Watami card, will it be 3%?

I am certain it will. But will only get the CB in 2 months time.

Still better than none.

guys, what cards is the best for bills payment and also online shopping?

no annual fee for sure..

currently using ikhwan, but only covered for petrol and groceries.

many thanks.

Hi there guys, need recommendation on which is the best card to apply now:

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A must

3. Card required for: List all your needs: Petrol, Groceries, Phone bill, Insurance

4. Existing credit cards if any: -

5. Looking at CC from: UOB - One card

6. Others: -

thanks 

1. Annual Income: RM36K

2. Free Lifetime Annual Fee: optionally prefer

3. Card required for: Purchasing and bill payments

4. Existing credit cards if any: (none)

6. Others: Overseas purchasing with good forex rate