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Credit Cards Maybankard 2 Gold & Platinum Cards V14, #PrayForM2Amex #ripM2Amex

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Human Nature
post Jul 27 2015, 11:25 AM

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QUOTE(RO Player @ Jul 27 2015, 11:08 AM)
some idiot reported my post... biggrin.gif    really pariah  shakehead.gif  i just copy from MBB website..
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why that post is being reported? you can counter-report for abusing report function
Human Nature
post Jul 27 2015, 11:30 AM

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QUOTE(RO Player @ Jul 27 2015, 11:27 AM)
counter report..how?  hmm.gif
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Hmm...don't have such function there ar? aiya, so just have to let mod handle. Maybe that person is working with maybank laugh.gif
CalvinCLK
post Jul 27 2015, 11:45 AM

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QUOTE(cybpsych @ Jul 27 2015, 11:20 AM)
for Guardian, there's 15% discount if using CIMB cards. not bad mah smile.gif load some of your purchases in Guardian so that you dont have to go there for few months tongue.gif at least until some (new) cards give better rewards for Pharmacy biggrin.gif
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Ya. That's why Amex is pretty much a useless card after yesterday. Can keep at home as there's no annual fee.

Dy loaded most of the stuff pre-GST. sweat.gif Trying to spend less to save more bullets.
sj0217
post Jul 27 2015, 12:47 PM

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QUOTE(cybpsych @ Jul 27 2015, 11:20 AM)
for Guardian, there's 15% discount if using CIMB cards. not bad mah smile.gif load some of your purchases in Guardian so that you dont have to go there for few months tongue.gif at least until some (new) cards give better rewards for Pharmacy biggrin.gif
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But the discount 15% only applicable for Guardian's brand products, no?
BeastX
post Jul 27 2015, 12:53 PM

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QUOTE(cybpsych @ Jul 27 2015, 11:15 AM)
agree, 5X is nice, but you cant cash it out immediately/to next bill... the TPs are useless until you reached a certain redemption points.
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Actually you can cash it out 2 to 3 days after transaction.... it will be reflected in the Rewards of M2Uonline.... you can cash it out/utilize it before you pay your statement....... this is where MBB differs from other banks...
cybpsych
post Jul 27 2015, 01:27 PM

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QUOTE(BeastX @ Jul 27 2015, 12:53 PM)
Actually you can cash it out 2 to 3 days after transaction.... it will be reflected in the Rewards of M2Uonline.... you can cash it out/utilize it before you pay your statement....... this is where MBB differs from other banks...
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how do you convert TPs and use it to pay your statement?
BeastX
post Jul 27 2015, 01:30 PM

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QUOTE(cybpsych @ Jul 27 2015, 01:27 PM)
how do you convert TPs and use it to pay your statement?
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Vouchers... or places where you can convert points to cash payment (e.g. Parkson/SenQ/Harvey Norman)
fruitie
post Jul 27 2015, 01:31 PM

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QUOTE(RO Player @ Jul 27 2015, 11:08 AM)
some idiot reported my post... biggrin.gif    really pariah   shakehead.gif   i just copy from MBB website..
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QUOTE(Human Nature @ Jul 27 2015, 11:25 AM)
why that post is being reported? you can counter-report for abusing report function
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QUOTE(RO Player @ Jul 27 2015, 11:27 AM)
counter report..how?  hmm.gif
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QUOTE(Human Nature @ Jul 27 2015, 11:30 AM)
Hmm...don't have such function there ar? aiya, so just have to let mod handle. Maybe that person is working with maybank  laugh.gif
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Report discarded. I think just a misunderstanding.

This post has been edited by fruitie: Jul 27 2015, 01:31 PM
cybpsych
post Jul 27 2015, 01:33 PM

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QUOTE(BeastX @ Jul 27 2015, 01:30 PM)
Vouchers... or places where you can convert points to cash payment (e.g. Parkson/SenQ/Harvey Norman)
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adoi, that's the thing lor. i need to accumulate to x-amount to redeem a certain cash voucher.

if i spend RM50 with Amex, i get 250TPs which is roughly 1.25% equivalent. From a straightforward cashback card gives you RM0.625 to your bill. but 250TPs doesnt have anything valuable to redeem, so i cant cash it out immediately. i need to keep on spending to accumulate the TPs.
Bahnhofstrasse
post Jul 27 2015, 01:38 PM

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QUOTE(CalvinCLK @ Jul 27 2015, 11:45 AM)
Ya. That's why Amex is pretty much a useless card after yesterday. Can keep at home as there's no annual fee.

Dy loaded most of the stuff pre-GST.  sweat.gif Trying to spend less to save more bullets.
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the card is still good for forex transactions. Amex give better rates compared to mastercard and visa, when i spent in several countries (thailand, australia, japan). so i think in general amex rates are better.
cybpsych
post Jul 27 2015, 01:45 PM

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*moved to IBG topic*

This post has been edited by cybpsych: Jul 27 2015, 01:48 PM
SUSDavid83
post Jul 27 2015, 01:46 PM

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QUOTE(cybpsych @ Jul 27 2015, 01:45 PM)
Recurring and Future Fund Transfer for Interbank GIRO

Dear Valued Customers,

Kindly be informed that starting 25 July 2015, customers can perform Recurring and Future Fund Transfer to send money to other local banks using Interbank GIRO via Maybank2u.

Click here to find out more about Interbank GIRO.
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Should this be posted in the IBG/IBFT thread?
cybpsych
post Jul 27 2015, 01:48 PM

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QUOTE(fruitie @ Jul 27 2015, 01:31 PM)
Report discarded. I think just a misunderstanding.
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post #1 already got the same information sweat.gif
BeastX
post Jul 27 2015, 01:49 PM

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QUOTE(Bahnhofstrasse @ Jul 27 2015, 01:38 PM)
the card is still good for forex transactions. Amex give better rates compared to mastercard and visa, when i spent in several countries (thailand, australia, japan). so i think in general amex rates are better.
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I beg to differ.... Amex is generally higher.... without Cash Back.... totally not worth it..
digidigi
post Jul 27 2015, 01:55 PM

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QUOTE(Bahnhofstrasse @ Jul 27 2015, 01:38 PM)
the card is still good for forex transactions. Amex give better rates compared to mastercard and visa, when i spent in several countries (thailand, australia, japan). so i think in general amex rates are better.
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Not nessasry , seems like master is better in this aspect
fruitie
post Jul 27 2015, 01:55 PM

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QUOTE(cybpsych @ Jul 27 2015, 01:48 PM)
post #1 already got the same information  sweat.gif
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It's OK la, he is just sharing only. smile.gif
Also not that everyone has to check first post every day ma. smile.gif
Human Nature
post Jul 27 2015, 02:19 PM

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QUOTE(cybpsych @ Jul 27 2015, 01:33 PM)
adoi, that's the thing lor. i need to accumulate to x-amount to redeem a certain cash voucher.

if i spend RM50 with Amex, i get 250TPs which is roughly 1.25% equivalent. From a straightforward cashback card gives you RM0.625 to your bill. but 250TPs doesnt have anything valuable to redeem, so i cant cash it out immediately. i need to keep on spending to accumulate the TPs.
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for small amount if TP, i am not going to accumulate anymore. Just spend at baskin robbins.

QUOTE(cybpsych @ Jul 27 2015, 01:48 PM)
post #1 already got the same information  sweat.gif
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don't tell me you are the one that report tongue.gif tongue.gif tongue.gif tongue.gif
cybpsych
post Jul 27 2015, 02:30 PM

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QUOTE(Human Nature @ Jul 27 2015, 02:19 PM)
for small amount if TP, i am not going to accumulate anymore. Just spend at baskin robbins.
don't tell me you are the one that report  tongue.gif  tongue.gif  tongue.gif  tongue.gif
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that's why small TPs are useless, it's yours but not yet yours until redeemed to something tongue.gif

direct $$ cashback is still preferred thumbup.gif
cybpsych
post Jul 27 2015, 03:03 PM

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QUOTE(lengzhai @ Jul 24 2015, 11:40 AM)
Many will feel sad that Maybank soon to redraw the 5% cash back on all retail expenses on weekend by using AMEX Credit Card on its Maybank2Cards, starting 1 August 2015. 5% cash back are still intact for Dining expenses on weekend though, with Treat Points award of 5x by using their AMEX Credit Card.

Lengzhai also feel the 'heat" and consider to have another card as alternative.

Hereby is the small and humble compilation work by me to share with /k. If moderator thinks this thread is much worthy at Credit Card Section, please move this thread to the said section.

Thank you.

Please have a look and do correct me if any mistake done by me on the sheet. That's my writing and sorry to have such ugly writing, hope you able to understand my poor writing notworthy.gif .

Thanks.
user posted image
My verdict:

HSBC Amanah Mpower or Citibank Cash Back Card might be the good one at my comparison as shown. /k having any good credit card to introduce? Please input.
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user posted image

fuyohh, credits to lengzhai thumbup.gif rclxms.gif
psiloveu
post Jul 27 2015, 03:24 PM

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After used this card for few years, yesterday was the last time to swipe it.
Bye bye cash back card

This post has been edited by psiloveu: Jul 27 2015, 03:25 PM

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