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Credit Cards Maybankard 2 Gold & Platinum Cards V14, #PrayForM2Amex #ripM2Amex

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kwokwah
post Jul 5 2015, 12:06 PM

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Is the problem charging Groupon purchases with Amex2 resolved yet?
PrincZe
post Jul 5 2015, 12:34 PM

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i got rm50 CB last month. due to amex spending on agoda!!
Human Nature
post Jul 5 2015, 01:35 PM

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QUOTE(bee993 @ Jul 5 2015, 11:35 AM)
Y i got feel u using visa/mc n not amex..guessing
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i got the same feeling too laugh.gif
saitong09
post Jul 5 2015, 02:22 PM

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QUOTE(gilabola @ Jul 4 2015, 01:34 AM)
I hope other banks won't follow Maybank's lead and cutback on their cashback benefits as well.  cry.gif
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If the bank not earning $$, sure they will revise the benefit
tigaxxx
post Jul 5 2015, 02:36 PM

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if true they revise Cash Back feature , that would make this cards no longer attractive...
Dining places/restaurants that accept amex? rare and won't have many choices....

will kick this 2cards out of my wallet soon and get mbb ikhwan mastercard nod.gif
Prodigenous Zee
post Jul 5 2015, 03:24 PM

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QUOTE(poweredbydiscuz @ Jul 4 2015, 04:00 PM)
You pay the statement amount (RM400). Then when you want to cut the card, call CS and ask them to transfer the RM10 to your CASA.
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QUOTE(maskedchan @ Jul 4 2015, 04:02 PM)
pay the outstanding amount..
you cannot overpay if you pay via m2u..

any outstanding amount in credit card after you terminate, they will issue cheque to you if they owe you.. smile.gif
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QUOTE(fruitie @ Jul 4 2015, 05:52 PM)
You will not be able to pay RM 400, it will not allow. So, you will still pay RM 390. This case is only applicable if your unbilled transactions os 0.
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I forgot to mention that I do not pay via M2U, I pay via IBG. So I think they will still "allow" me to overpay. Anyway, according to the CS I called I can pay either. Which doesn't really make sense rclxub.gif I think I'll just pay full to be safe. Thanks everyone.
BeastX
post Jul 5 2015, 04:04 PM

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QUOTE(Prodigenous Zee @ Jul 5 2015, 03:24 PM)
I forgot to mention that I do not pay via M2U, I pay via IBG. So I think they will still "allow" me to overpay. Anyway, according to the CS I called I can pay either. Which doesn't really make sense rclxub.gif I think I'll just pay full to be safe. Thanks everyone.
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Nope... just pay 390.... you may notice if you get your online statement on M2U, the cash back has deducted from your minimum balance payment, RM10 should be recorded as the last payment.... what you own the bank is outstanding balance, which is 390 I believe...
victorywp
post Jul 5 2015, 04:32 PM

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QUOTE(BeastX @ Jul 5 2015, 04:04 PM)
Nope... just pay 390.... you may notice if you get your online statement on M2U, the cash back has deducted from your minimum balance payment, RM10 should be recorded as the last payment.... what you own the bank is outstanding balance, which is 390 I believe...
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yes, correct. just rm390 will do.
ckyow1
post Jul 5 2015, 05:49 PM

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I got some basic enquiries need the help from sifu here. My credit card statement date is on 19 every month, I swipe my card RM1000 on 23 June 2015, and when is the last day I can wait to make payment without late charges or interest? It is 20 days after the transaction date or 20 days after the statement is generated after 19 July 2015?
fruitie
post Jul 5 2015, 05:52 PM

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QUOTE(ckyow1 @ Jul 5 2015, 05:49 PM)
I got some basic enquiries need the help from sifu here. My credit card statement date is on 19 every month, I swipe my card RM1000 on 23 June 2015, and when is the last day I can wait to make payment without late charges or interest? It is 20 days after the transaction date or 20 days after the statement is generated after 19 July 2015?
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20 days after the statement ia generated, which means 20 days after 19th July.
ckyow1
post Jul 5 2015, 05:56 PM

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QUOTE(fruitie @ Jul 5 2015, 05:52 PM)
20 days after the statement ia generated, which means 20 days after 19th July.
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Thanks for the confirmation smile.gif
Prodigenous Zee
post Jul 6 2015, 12:31 AM

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QUOTE(BeastX @ Jul 5 2015, 04:04 PM)
Nope... just pay 390.... you may notice if you get your online statement on M2U, the cash back has deducted from your minimum balance payment, RM10 should be recorded as the last payment.... what you own the bank is outstanding balance, which is 390 I believe...
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QUOTE(victorywp @ Jul 5 2015, 04:32 PM)
yes, correct. just rm390 will do.
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Just reviewed my statement: no, RM10 is not recorded as last payment. Minimum payment balance is still 5% of overall amount due.
Human Nature
post Jul 6 2015, 12:34 AM

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QUOTE(Prodigenous Zee @ Jul 6 2015, 12:31 AM)
Just reviewed my statement: no, RM10 is not recorded as last payment. Minimum payment balance is still 5% of overall amount due.
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The cashback RM10 is considered as a payment. Thus, what others have pointed out is valid. You only need to pay RM390 to clear the statement balance.
jason18689
post Jul 6 2015, 12:44 AM

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QUOTE(Human Nature @ Jul 5 2015, 11:14 AM)
Maybe  you can recheck whether  all your transactions are on on weekend first. You can call cs to get an answer  too.
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Alright, i will post up the transactions here tomorrow morning.
Late now.

QUOTE(David83 @ Jul 5 2015, 11:21 AM)
Paste your statement here for analysis!
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Alright, i will post up the transactions here tomorrow morning.
Late now.

QUOTE(bee993 @ Jul 5 2015, 11:35 AM)
Y i got feel u using visa/mc n not amex..guessing
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That feels funny but luckily, i re-checked and its not.
I used AMEX for it.
janson_kaniaz
post Jul 6 2015, 04:42 AM

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QUOTE(jason18689 @ Jul 6 2015, 12:44 AM)
Alright, i will post up the transactions here tomorrow morning.
Late now.
Alright, i will post up the transactions here tomorrow morning.
Late now.
That feels funny but luckily, i re-checked and its not. 
I used AMEX for it.
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the only possible scenario left is posting date falls on 1st July smile.gif
BeastX
post Jul 6 2015, 08:06 AM

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QUOTE(janson_kaniaz @ Jul 6 2015, 04:42 AM)
the only possible scenario left is posting date falls on 1st July smile.gif
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Yup, spend on the 28th June....posting on 1st July...
cappuccino vs latte
post Jul 6 2015, 08:25 AM

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QUOTE(BeastX @ Jul 6 2015, 08:06 AM)
Yup, spend on the 28th June....posting on 1st July...
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Then the cash back would only be credited in the next month statement.
SUSsupersound
post Jul 6 2015, 11:05 AM

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QUOTE(tigaxxx @ Jul 5 2015, 02:36 PM)
if true they revise Cash Back feature , that would make this cards no longer attractive...
Dining places/restaurants that accept amex?  rare and won't have many choices....

will kick this 2cards out of my wallet soon  and get mbb ikhwan mastercard  nod.gif
*
Well, before April Fool, most of the KL Japanese restaurants that accepting AMEX are quite reasonable, but after that, they charge net price which after back calculation, the price increased by 30-40% whistling.gif
So, it is not worth to keep. But for me, it is just for the sake of easiness to pay only.
jern25
post Jul 6 2015, 11:56 AM

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planned to go to apply ikhwan card at gardens today. what documents they normally need to process my application yea?
red_scorpion
post Jul 6 2015, 12:00 PM

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QUOTE(jern25 @ Jul 6 2015, 11:56 AM)
planned to go to apply ikhwan card at gardens today. what documents they normally need to process my application yea?
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walk to midvalley centre court there, there is a big maybank cc booth which you might get extra gift (i saw it yesterday, not sure the booth still there or not, please go there see see)...You just need an IC to print out your EPF statement if you are working for ppl..

This post has been edited by red_scorpion: Jul 6 2015, 12:01 PM
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