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Credit Cards Maybankard 2 Gold & Platinum Cards V14, #PrayForM2Amex #ripM2Amex

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SUSsupersound
post Jun 28 2015, 09:47 AM

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QUOTE(David83 @ Jun 28 2015, 09:38 AM)
You should be grateful if other existing cards are not stepping down! LOL
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Don't worry, all will follow.
For the time being, looks like on Public's Visa Signature are the best counter M2C currently if I want to pay my utility bills.
SUSsupersound
post Jun 28 2015, 04:13 PM

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QUOTE(janson_kaniaz @ Jun 28 2015, 04:02 PM)
for those who want to pay astro with Amex i just saw the Amex logo option from their official website payment portal.

i can't verify coz i already max out my amex quota this month.

anyone tried to pay with amex from their official website?
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Another 2 months only, no point already.
SUSsupersound
post Jun 28 2015, 04:24 PM

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QUOTE(janson_kaniaz @ Jun 28 2015, 04:23 PM)
well, today is the last day for this month, good for ppl who have yet to max out their quota and don't have other means to get cash back for astro.
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I boycott Astro whistling.gif
SUSsupersound
post Jun 28 2015, 05:41 PM

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QUOTE(David83 @ Jun 28 2015, 04:57 PM)
Only rich citizens can afford to enjoy Astro! whistling.gif
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Yup, you get my point thumbup.gif
SUSsupersound
post Jun 29 2015, 01:31 AM

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QUOTE(red_scorpion @ Jun 28 2015, 11:57 PM)
even you qualified for 100kpa, but these few years bank negara strict rule caused the bank measure your credit card application according to normal loan application.
If debt ratio to net income is >65~75%, chance to get reject is very high...  rclxub.gif  rclxub.gif  rclxub.gif

So for high commitment ppl, please clear some of the outstanding loan. Oh yea, outstanding amount from balance transfer is consider as commitment as well <-- according to banker
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I always keep my debt ratio to income at -3.5% whistling.gif
SUSsupersound
post Jul 3 2015, 01:46 AM

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QUOTE(bearbear @ Jul 3 2015, 12:17 AM)
They are even better, allow 0% installment.
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Indeed so. Like the Marantz AVR I got it for rm2399 2 years back, HN are selling for rm3999. 0% installment? No problem lar, I only need to pay extra rm1699 laugh.gif
SUSsupersound
post Jul 6 2015, 11:05 AM

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QUOTE(tigaxxx @ Jul 5 2015, 02:36 PM)
if true they revise Cash Back feature , that would make this cards no longer attractive...
Dining places/restaurants that accept amex?  rare and won't have many choices....

will kick this 2cards out of my wallet soon  and get mbb ikhwan mastercard  nod.gif
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Well, before April Fool, most of the KL Japanese restaurants that accepting AMEX are quite reasonable, but after that, they charge net price which after back calculation, the price increased by 30-40% whistling.gif
So, it is not worth to keep. But for me, it is just for the sake of easiness to pay only.
SUSsupersound
post Jul 9 2015, 12:49 PM

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QUOTE(stargate8 @ Jul 6 2015, 12:54 PM)
yup i also noticed, now seldom dine outside, portion getting smaller, ingredients lesser, price getting pricier... the previous korean restaurant i went to was in midvalley, 2 person dine for 1xx, food so so only, and they don't accept amex...
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As I'm using AMEX to pay utilities, so I still looking for 5% cash back for this.
But I'm not stopping people to dine outside, just dine lesser and cook at home, cheaper and most important, healthier.
SUSsupersound
post Jul 11 2015, 12:35 AM

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QUOTE(Shirleykame @ Jul 11 2015, 12:01 AM)
Hi all a quick question..im going overseas tmr..do i need to activate my gold cc to be able to swipe at overseas? Or its already can?
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Give card center a call, tell them the duration of stay and estimated amount to be spent and what you are going to use.
SUSsupersound
post Jul 11 2015, 01:03 AM

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So, after cash back no more, need to spend rm8000 only can get rm100 of cash voucher, which is 1.25%.
SUSsupersound
post Jul 11 2015, 08:48 AM

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QUOTE(noien @ Jul 11 2015, 01:33 AM)
use ikhwan then for 5%
AMEX for the rest. at least better than none
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Petro and groceries already using HLB's STUPID card. Now I need a card that offers > 1% for utilities hmm.gif
So after this, to get > 1.25% of "cash back", I'll only change AeonBig's gift card, rm105 and use it on 28th each month to get another 5%.
SUSsupersound
post Jul 11 2015, 09:46 AM

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QUOTE(noien @ Jul 11 2015, 09:43 AM)
i still cant accept that cant rules.cant even hit that target
spend 500 is no problem but swipe 10 times is.
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Yup, that's the problem, so you need ikhwan nod.gif
SUSsupersound
post Jul 11 2015, 11:23 AM

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QUOTE(noien @ Jul 11 2015, 09:53 AM)
applied.
now waiting for result
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Good luck to you, but I think Maybank are quite generous on approving a card as long as your record are clean(on spending and paying on time) thumbup.gif
Guess now the only way is use my wife's name to apply another STUPID card sweat.gif
SUSsupersound
post Jul 11 2015, 02:21 PM

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QUOTE(fruitie @ Jul 11 2015, 12:18 PM)
Ikhwan is famous to be rejected. smile.gif
Besides me, there are others got rejected before. Of course we have no issue with paying on time. wink.gif
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Is it? But not my concern, at least for this moment thumbup.gif

QUOTE(kuai_chai @ Jul 11 2015, 12:43 PM)
i applied the gold cards in june, then get the ringgit plus vouchers to spend.
since no more 5% cashback on weekends, can i terminate the card in august or september after getting the 5% cashback for july?
will there be any penalties?

or can i ask them to switch me to ikhwan card?
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Not really need to terminate, as you are still getting 5X of TPs which translate to 1.25% flex.gif
SUSsupersound
post Jul 11 2015, 02:32 PM

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QUOTE(kuai_chai @ Jul 11 2015, 02:28 PM)
1.25%, i have better cards giving at least 3% lolz..
and the amex cannot be used in many places, so... i think ill give up that card..
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But to pay utility bills most of them are 2%(or lower). My monthly expenses after groceries and petrol are this only. I don't think I need to apply another card and having spend extra time to pay at the depositing machines.
SUSsupersound
post Jul 13 2015, 03:10 PM

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It won't worked for me. Since I don't eat at junk food restaurants.
SUSsupersound
post Jul 17 2015, 09:25 AM

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QUOTE(fantasy1989 @ Jul 16 2015, 10:18 PM)
aug 2015 onwards no more 5% on AMEX any transaction on weekend

plan to cancel it

i dont think i managed to redeem all on dining sweat.gif

and recently i just get cimb cash back plati
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TP is still there which translate to 1.25% of cash back if you redeem AeonBig's gift cards.
SUSsupersound
post Jul 17 2015, 10:13 AM

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QUOTE(saitong09 @ Jul 17 2015, 10:12 AM)
Aeon Big gift card value rm105
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You get rm110 when you spend on 28th each month laugh.gif
SUSsupersound
post Jul 17 2015, 12:18 PM

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QUOTE(saitong09 @ Jul 17 2015, 11:24 AM)
thumbup.gif
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That's the only merchant that offering higher value. Hope they don't revise this sweat.gif

QUOTE(fantasy1989 @ Jul 17 2015, 11:52 AM)
Tp sudah rm1 =400
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Yes, that's why it is 1.25%, last time even better.
As other card with 5% cash back but with hidden T&C.
SUSsupersound
post Jul 18 2015, 09:39 AM

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QUOTE(MilesAndMore @ Jul 18 2015, 02:54 AM)
It is 1.3125% for AEON Big gift card, not 1.25%.
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I always take the lowest, with this way I won't feel butthurt icon_rolleyes.gif
With some strategies, I can even make it to become > 5% drool.gif

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