Is it true that CIMB does not allow joint FD account holder (either to sign) to withdraw through banker's cheque using only one of the names on the cheque? I requested the cheque to be issued under my name but was told that it must be two names, cannot be 1 name only. Other banks like UOB allow me to do so. In fact, they even recommended me to do so when I asked.
I had to make 3 visits to CIMB recently because of this. As there were 2 names on the cheque, the cheque got rejected when I tried to deposit it into my account in another bank. So, I went back to CIMB to cancel the cheque & ask them to reissue another 1 with my name only the next day. I ended up paying another RM5.98 + RM2.12 (cheque cancellation fee) for it. They got my name printed wrongly. I was in a hurry at that time so I did not check properly before leaving the counter as their service was slow. I just skimmed through the cheque and it looked ok to me. Only on my way to another bank did I found out that they got my name printed wrongly.

I had to go back to CIMB again for that. More waiting.

The officer did not even have the courtesy to apologize for the mistake.

By the time I got my cheque, the other bank was already closed.
I think they also did not pay me the interest for the weekend. This coupled with the interest lost for the cheque clearance & petrol costs all added up to my losses. Really lousy bank.