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 Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3

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bbgoat
post Jul 19 2015, 01:11 PM

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QUOTE(gsc @ Jul 19 2015, 12:59 PM)
Exclusive term for you only....know your leng lui  tongue.gif  biggrin.gif

You have a point on year end rate.....with economic growth slowing down due to GST and low consumer confidence, BNM may lower the rate I think in the next 3 months provided US FED is not starting to increase the rate for the first time..
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Ha ha, I will share it with others, KYLL, including Ah Boom and others .............. rclxms.gif thumbup.gif tongue.gif

KYED for you .................. tongue.gif
wil-i-am
post Jul 19 2015, 01:20 PM

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QUOTE(bbgoat @ Jul 19 2015, 01:11 PM)
Ha ha, I will share it with others, KYLL, including Ah Boom and others .............. rclxms.gif  thumbup.gif  tongue.gif

KYED for you .................. tongue.gif
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Everyday I'm learning new terms
Btw, wat is KYED?
My initial guess is Know Yo Erectile Dysfunction hmm.gif
bbgoat
post Jul 19 2015, 01:43 PM

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QUOTE(wil-i-am @ Jul 19 2015, 01:20 PM)
Everyday I'm learning new terms
Btw, wat is KYED?
My initial guess is Know Yo Erectile Dysfunction  hmm.gif
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Ha ha ha, DOM (or DYM) ! rclxms.gif tongue.gif

Not that la. Let @gsc guess. biggrin.gif tongue.gif
aeiou228
post Jul 19 2015, 02:15 PM

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Banks open tomorrow or Tuesday ?
nexona88
post Jul 19 2015, 02:34 PM

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QUOTE(aeiou228 @ Jul 19 2015, 02:15 PM)
Banks open tomorrow or Tuesday ?
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Tomorrow open as usual icon_rolleyes.gif
gsc
post Jul 20 2015, 12:31 AM

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QUOTE(bbgoat @ Jul 19 2015, 01:43 PM)
Ha ha ha, DOM (or DYM) !  rclxms.gif  tongue.gif

Not that la. Let @gsc guess.  biggrin.gif  tongue.gif
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Know your excel deposit...know your every deposit, know your eyetertainment deal, know your eyetertainment dude

This post has been edited by gsc: Jul 20 2015, 12:35 AM
bbgoat
post Jul 20 2015, 10:19 AM

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QUOTE(gsc @ Jul 20 2015, 12:31 AM)
Know your excel deposit...know your every deposit, know your eyetertainment deal, know your eyetertainment dude
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Hahaha, Know Your Expiration Date (of FD certs). But I like know your eyetertainment dude rclxm9.gif rclxms.gif notworthy.gif

This post has been edited by bbgoat: Jul 20 2015, 10:19 AM
robert82
post Jul 20 2015, 10:33 AM

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report back.
Spoke with leng lui manager face to face.
She confirmed CIMB can withdraw FD placed from another branch in a different branch.

IE: FD placed branch A, withdraw from branch B.


low yat 82
post Jul 20 2015, 10:38 AM

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QUOTE(robert82 @ Jul 20 2015, 10:33 AM)
report back.
Spoke with leng lui manager face to face.
She confirmed CIMB can withdraw FD placed from another branch in a different branch.

IE: FD placed branch A, withdraw from branch B.
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thnaks for d info!
cklimm
post Jul 20 2015, 10:40 AM

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QUOTE(robert82 @ Jul 20 2015, 10:33 AM)
report back.
Spoke with leng lui manager face to face.
She confirmed CIMB can withdraw FD placed from another branch in a different branch.

IE: FD placed branch A, withdraw from branch B.
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Any promotions with CIMB now?
robert82
post Jul 20 2015, 10:40 AM

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QUOTE(cklimm @ Jul 20 2015, 10:40 AM)
Any promotions with CIMB now?
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No FD promotion.
Give u meagre rate for FD now -.-'
gsc
post Jul 20 2015, 08:11 PM

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QUOTE(robert82 @ Jul 20 2015, 10:33 AM)
report back.
Spoke with leng lui manager face to face.
She confirmed CIMB can withdraw FD placed from another branch in a different branch.

IE: FD placed branch A, withdraw from branch B.
*
As a record Am Bank, UOB and CiMB can withdraw in any branch. This will sure give them the competitive edge
bbgoat
post Jul 20 2015, 10:09 PM

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QUOTE(gsc @ Jul 20 2015, 08:11 PM)
As a record Am Bank, UOB and CiMB can withdraw in any branch. This will sure give them the competitive edge
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UOB also just bring your IC will do. biggrin.gif
cklimm
post Jul 20 2015, 11:42 PM

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QUOTE(gsc @ Jul 20 2015, 08:11 PM)
As a record Am Bank, UOB and CiMB can withdraw in any branch. This will sure give them the competitive edge
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it doesn't competitive to me, i still prefer banks with better rates
wil-i-am
post Jul 21 2015, 09:24 AM

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QUOTE(cklimm @ Jul 20 2015, 11:42 PM)
it doesn't competitive to me, i still prefer banks with better rates
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Did u open with Affin?
cklimm
post Jul 21 2015, 09:34 AM

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QUOTE(wil-i-am @ Jul 21 2015, 09:24 AM)
Did u open with Affin?
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not yet, i am waiting for Alliance bank AGM, see what they offering
wil-i-am
post Jul 21 2015, 09:35 AM

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QUOTE(cklimm @ Jul 21 2015, 09:34 AM)
not yet, i am waiting for Alliance bank AGM, see what they offering
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U @ BU now?
cklimm
post Jul 21 2015, 10:13 AM

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QUOTE(wil-i-am @ Jul 21 2015, 09:35 AM)
U @ BU now?
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No promotions for Alliance shareholders... sad.gif

This post has been edited by cklimm: Jul 21 2015, 03:37 PM
Nom-el
post Jul 22 2015, 12:27 PM

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Is it true that CIMB does not allow joint FD account holder (either to sign) to withdraw through banker's cheque using only one of the names on the cheque? I requested the cheque to be issued under my name but was told that it must be two names, cannot be 1 name only. Other banks like UOB allow me to do so. In fact, they even recommended me to do so when I asked.

I had to make 3 visits to CIMB recently because of this. As there were 2 names on the cheque, the cheque got rejected when I tried to deposit it into my account in another bank. So, I went back to CIMB to cancel the cheque & ask them to reissue another 1 with my name only the next day. I ended up paying another RM5.98 + RM2.12 (cheque cancellation fee) for it. They got my name printed wrongly. I was in a hurry at that time so I did not check properly before leaving the counter as their service was slow. I just skimmed through the cheque and it looked ok to me. Only on my way to another bank did I found out that they got my name printed wrongly. mad.gif I had to go back to CIMB again for that. More waiting. mad.gif The officer did not even have the courtesy to apologize for the mistake. vmad.gif By the time I got my cheque, the other bank was already closed.

I think they also did not pay me the interest for the weekend. This coupled with the interest lost for the cheque clearance & petrol costs all added up to my losses. Really lousy bank. shakehead.gif
cklimm
post Jul 22 2015, 02:05 PM

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QUOTE(Nom-el @ Jul 22 2015, 12:27 PM)
Is it true that CIMB does not allow joint FD account holder (either to sign) to withdraw through banker's cheque using only one of the names on the cheque? I requested the cheque to be issued under my name but was told that it must be two names, cannot be 1 name only. Other banks like UOB allow me to do so. In fact, they even recommended me to do so when I asked.

I had to make 3 visits to CIMB recently because of this. As there were 2 names on the cheque, the cheque got rejected when I tried to deposit it into my account in another bank. So, I went back to CIMB to cancel the cheque & ask them to reissue another 1 with my name only the next day. I ended up paying another RM5.98 + RM2.12 (cheque cancellation fee) for it. They got my name printed wrongly. I was in a hurry at that time so I did not check properly before leaving the counter as their service was slow. I just skimmed through the cheque and it looked ok to me. Only on my way to another bank did I found out that they got my name printed wrongly. mad.gif I had to go back to CIMB again for that. More waiting.  mad.gif The officer did not even have the courtesy to apologize for the mistake. vmad.gif By the time I got my cheque, the other bank was already closed.

I think they also did not pay me the interest for the weekend. This coupled with the interest lost for the cheque clearance & petrol costs all added up to my losses. Really lousy bank. shakehead.gif
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CIMB, former Bank Bumiputra right?

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