u mean davinz18=nexona88?

The 3.35 is one year tenure i think, it is compounded annually, you will get 335 interest this year, and the next year will be 346, if your leave it to compound there, subject to OPR changes

Yes

Oh, I see. I thought want to elevate to higher "authority".

SCB interest crediting no longer an issue. Today got another interest credited for 23/1 placement. 15 mths 4.5%. Good !

BR still no issue for me. Harvested today.

This post has been edited by bbgoat: Jul 23 2015, 09:00 AM

eh bro, you know Affin best here,
can i place the 4.33% fd without taking the RM21.20 debit card? it will pull my effective return down effectively

Can no problem. Just open account with them. Tell them you don't want the card. Isn't debit card standard rm8?

RM21.20 they told me, and I walked out from the bank hearing it

I don't even have any card. Mine was bank book. Told me put in rm100. After opening, can remove RM80.

I already have acct with Affin. Then placed the 4.33% FD last month. No need to get any debit card. Even when I opened the SA, no card issued. For internet banking no need debit card to verify acct also (on ATM).

Affin promo until 31 dec15? I asked the customer service they said the opr will change if bnm increase or decrease. If increase then our interest higher?

U try to time the interest rate?

What try to time?

Just went to OcBc Kepong. Officer say no more Hugo boss pen available for 40k FD . All redeemed

Tat means u try to find the best timing to place FD @ highest interest rate

Have to be fast on this type of promo. But could have timing problem on funds. Early bird gets the worm.

Placed mine 2 weeks ago. Hopefully will receive the pen later.

This post has been edited by bbgoat: Jul 23 2015, 02:29 PM

Luckily I placed earlier. Hoperfully will get the pen.

Ramjade bbgoat thanks for infomation, now i got my 4.33 FD, plus internet banking

And check this out guys, BSN 4.5%pa FD, 60 months
BSN



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No point complaining to the BM. In fact, the counter staff confirmed with her superior and told me it must be 2 names. This bank really lousy 1. They won't even allow other people to bring your bank book to the bank to update it on your behalf. You need to be physically present at the counter and do some verification just to update your bank book.



You can consider opening a basic savings account with no annual fee. You can get the ATM card without any annual fee.