Yup, in banker's cheque. OCBC by the way.

Most Banks need yo original I/C during withdrawal

Not possible. You need signature and fingerprint. The least you can do is ask them to transfer to your account. I am not sure if they can allow you to transfer into another person's account.

hi,

1.let's say if i bankin 100k to other bank, after mature, it still consider fresh fund and re continue with the promo rate?

2.let's say we put in 100k to FD, income tax will mail u?

1. no

2. possible, unlikely

FD income is not taxable.

FD int income is taxable from biz ntity perspective

IRB will ask for where's the 100k source though

if they ask, juz tell lor.. why worry..

if from "black market @ underground" then need to worry

mafan loh, need to drive all the way to jalan duta, search for parking like budak sesat, and repeat back and forth as the documents are always "insufficient"

Hi sifus. Can I ask if open an esmartsaver OCBC, we need to have an existing OCBC savings account first? If not, how are we going to put the $ in since its opened online? Through IBG from other banks? Thanks.

they already ask u the 100k source?

It should be much more than 100k before they will ask you. The bank will be the first one to ask for proof of fund.

nope, but some senior citizens in my home kena, i was the driver

Yes, no need account, IBG from another bank, follow the steps:
http://www.ocbc.com.my/personal-banking/ac...vers/index.html

Even for around 100k sum of money ?

EPF withdrawal, satu kali

Aka KYC

from EPF to FD already got "paper trail".

why need to check again the source

catch no ball KYC ??