QUOTE(wil-i-am @ Jul 10 2015, 06:38 AM)
Tis could b just the tip of the iceberg 
So, pull out from UT, FD etc etc ?? 
Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3
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 Jul 10 2015, 07:38 AM
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Senior Member
6,614 posts Joined: Mar 2011 
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Jul 10 2015, 07:56 AM
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1,598 posts Joined: Aug 2014
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Deleted
This post has been edited by kart: Jul 10 2015, 07:56 AM |
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Jul 10 2015, 10:06 AM
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Senior Member
2,280 posts Joined: Jan 2013
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QUOTE(cybpsych @ Jul 9 2015, 07:12 PM) OCBC e-SmartSavers can now be opened directly in Internet Banking portal for existing OCBC customers anybody managed to open esmartsaver successfully?  i applied online but got a sms a few days later saying my application cannot be processed and advising me to open at a branch. today, i went to main branch to open esmartsaver but they said esmartsaver cannot be opened at branch and has to be done online. ocbc malaysia is really f*cked up in their ebanking initiative. does anyone know if their customer service is on twitter? dont want to pay extra phone charges to call their 1300 number... |
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Jul 10 2015, 11:04 AM
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Junior Member
217 posts Joined: Jan 2014
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hi, want to ask
lets say 500k as required by UOB to have the PB status.. if the joined name fd have 500k+ in it, will the principal name get the PB status or both?? worst still both tak dapat and considered one person holding 250k? |
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Jul 10 2015, 12:47 PM
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Senior Member
2,337 posts Joined: Oct 2014 
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QUOTE(Icona Pop @ Jul 10 2015, 11:04 AM) hi, want to ask Why bother? Put 200k each at HSBC, 300k at OCBC, you have PB status in 2 foreign banks.lets say 500k as required by UOB to have the PB status.. if the joined name fd have 500k+ in it, will the principal name get the PB status or both?? worst still both tak dapat and considered one person holding 250k? |
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Jul 10 2015, 01:03 PM
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Senior Member
1,962 posts Joined: Nov 2011
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QUOTE(Icona Pop @ Jul 10 2015, 11:04 AM) hi, want to ask What's the privilege / benefits to get PB status ?lets say 500k as required by UOB to have the PB status.. if the joined name fd have 500k+ in it, will the principal name get the PB status or both?? worst still both tak dapat and considered one person holding 250k? |
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Jul 10 2015, 01:49 PM
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2,337 posts Joined: Oct 2014
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QUOTE(tonytyk @ Jul 10 2015, 01:03 PM) What's the privilege / benefits to get PB status ? free parking, free coffee, priority queuing, annoying relationship manager |
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Jul 10 2015, 02:19 PM
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Senior Member
5,867 posts Joined: Feb 2006
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QUOTE(cklimm @ Jul 10 2015, 01:49 PM) free parking, free coffee, priority queuing, annoying relationship manager I only want this privilege >>> Entitlement for Safe Deposit Box. The rest are all bonuses. |
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Jul 10 2015, 02:25 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(cklimm @ Jul 10 2015, 01:49 PM) free parking, free coffee, priority queuing, annoying relationship manager Well put: annoying relationship manager.    Actually one add'l bonus is the gift that comes with it. With CB, I once got an imported branded Swiss watch. UOB got a gold plated plaque. This post has been edited by bbgoat: Jul 10 2015, 02:35 PM |
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Jul 10 2015, 03:57 PM
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Junior Member
214 posts Joined: Dec 2008
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QUOTE(alvinkhorfire @ Jul 4 2015, 09:55 PM) Nice, the 4% interest rate for OCBC e-SmartSavers account is on par with that of fixed deposit account, without the need to hold the deposit for more than 6 months (a requirement for fixed deposit). Do anyone know the answers to the questions? Thanks for your help. 1) I have OCBC Easisave Saving Account and access to OCBC Internet Banking. If I have opened and activated OCBC e-SmartSavers account, can I access this account via Internet Banking, and can perform deposit and withdraw money to and from e-SmartSavers account; and transfer between my two OCBC saving account? 2) Is it possible that OCBC may revise 4% interest rate, should there be any change to OPR? 3) Is there an annual fee for this account?  |
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Jul 10 2015, 04:13 PM
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All Stars
65,278 posts Joined: Jan 2003
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QUOTE(alvinkhorfire @ Jul 4 2015, 09:55 PM) Nice, the 4% interest rate for OCBC e-SmartSavers account is on par with that of fixed deposit account, without the need to hold the deposit for more than 6 months (a requirement for fixed deposit). 1) should be able to transfer between own accounts using Internet Banking.1) I have OCBC Easisave Saving Account and access to OCBC Internet Banking. If I have opened and activated OCBC e-SmartSavers account, can I access this account via Internet Banking, and can perform deposit and withdraw money to and from e-SmartSavers account; and transfer between my two OCBC saving account? 2) Is it possible that OCBC may revise 4% interest rate, should there be any change to OPR? 3) Is there an annual fee for this account? Screenshot from Internet Banking > Transfer Fund. Note from screenshot: I only have SmartSavers.  » Click to show Spoiler - click again to hide... « 2) OPR change, up to bank's discretion to revise the interest rate. 3) Dont think so. It's an e-account anyway |
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Jul 10 2015, 10:26 PM
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All Stars
11,954 posts Joined: May 2007  
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mach better
4.00% p.a. fixed rate for 9 months. |
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Jul 10 2015, 10:59 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(MNet @ Jul 10 2015, 10:26 PM) mach better Have opened Mach acct but no FD placed. Completed their survey and was given RM40 e-voucher. 4.00% p.a. fixed rate for 9 months. |
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Jul 10 2015, 11:14 PM
Show posts by this member only | IPv6 | Post
#614
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Senior Member
10,001 posts Joined: May 2013
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QUOTE(bbgoat @ Jul 10 2015, 10:59 PM) Have opened Mach acct but no FD placed. Completed their survey and was given RM40 e-voucher. e-voucher buy wat item? |
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Jul 10 2015, 11:20 PM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(wil-i-am @ Jul 10 2015, 11:14 PM) e-voucher buy wat item? It's a Zalora RM40 e-voucher. |
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Jul 10 2015, 11:26 PM
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All Stars
14,990 posts Joined: Jan 2003
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QUOTE(cklimm @ Jul 10 2015, 01:49 PM) free parking, free coffee, priority queuing, annoying relationship manager Compared to ebanking :(1) free parking at your own house (2) Almost-free coffee (3) No queuing at all (4) No annoying relationship manager |
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Jul 11 2015, 03:09 AM
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Senior Member
1,624 posts Joined: Apr 2011
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QUOTE(wodenus @ Jul 10 2015, 11:26 PM) Compared to ebanking : Bbgoat said no eyetertainment...(1) free parking at your own house (2) Almost-free coffee (3) No queuing at all (4) No annoying relationship manager |
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Jul 11 2015, 08:49 AM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(wodenus @ Jul 10 2015, 11:26 PM) Compared to ebanking : Except seldom has high FD rate except for few banks like Mach, Alliance etc. But compared to other bank's promo, still slightly lower FD rate. If amount is huge, can be quite substantial different interest returns. (1) free parking at your own house (2) Almost-free coffee (3) No queuing at all (4) No annoying relationship manager Also limited banks with high eFD rate to spread the eggs. Good for those HNWI people who don't care about the interest.  Only good, if no time (lazy ) or want to get items 1 to 4 listed above. I do place eFD but only for short term needs where I don't care about the interest rate. QUOTE(gsc @ Jul 11 2015, 03:09 AM) Bbgoat said no eyetertainment... Ha ha, you become my spokesman ? This post has been edited by bbgoat: Jul 11 2015, 09:02 AM |
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Jul 11 2015, 10:43 AM
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Senior Member
5,867 posts Joined: Feb 2006
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QUOTE(bbgoat @ Jul 11 2015, 08:49 AM) Except seldom has high FD rate except for few banks like Mach, Alliance etc. But compared to other bank's promo, still slightly lower FD rate. If amount is huge, can be quite substantial different interest returns. eFD is definitely a temporary parking place for small ticket deposit. Also limited banks with high eFD rate to spread the eggs. Good for those HNWI people who don't care about the interest. Only good, if no time (lazy ) or want to get items 1 to 4 listed above. I do place eFD but only for short term needs where I don't care about the interest rate. Ha ha, you become my spokesman ? |
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Jul 11 2015, 10:58 AM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(aeiou228 @ Jul 11 2015, 10:43 AM) eFD is definitely a temporary parking place for small ticket deposit. Can be for normal sum and 1 year period if the rate is good, like the MACH promo about 2 years ago (or last year ??). |
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