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Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3
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HJebat
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Sep 29 2015, 01:48 PM
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QUOTE(wil-i-am @ Sep 29 2015, 11:05 AM) Did you make a FD placement with MBSB for the 4.50%? QUOTE(wjchay @ Sep 29 2015, 11:26 AM) I can't find 3.25% IFD via eFD. Anyway, I setup a i-Yippie account, so can park (maybank2U transfer) up to 50k to get 3.25%, calculated daily i think. Question: How many i-Yippies can i create with the same branch or other branches? I thought Yippie account offers 3.17% effective rate, not 3.25%
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wjchay
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Sep 29 2015, 01:52 PM
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QUOTE(HJebat @ Sep 29 2015, 02:48 PM) Did you make a FD placement with MBSB for the 4.50%? I thought Yippie account offers 3.17% effective rate, not 3.25%  Yippie-i Savings Account (not Yippie)
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HJebat
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Sep 29 2015, 02:04 PM
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QUOTE(Ramjade @ Sep 29 2015, 01:03 PM) eFD can. Tried last month, interest is 3.25% min rm5k. Yes, they won't tell you the interest before putting. You can check Maybank's Islamic fd before putting. I got 3.25% last month. Always refer to their Islamic FD page before putting as they might change quietly. How do you apply via eFD? I logged in to Maybank2u site, clicked into the "Apply online" section & there are only 4 online accounts that I can choose from: Maybank2u Premier, 2 x M2U Savers & Unit Trust. None showing Islamic eFD at 3.25% for 1 month. Where can I find the option to apply for it yea?
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Ramjade
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Sep 29 2015, 02:11 PM
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QUOTE(HJebat @ Sep 29 2015, 02:04 PM) How do you apply via eFD? I logged in to Maybank2u site, clicked into the "Apply online" section & there are only 4 online accounts that I can choose from: Maybank2u Premier, 2 x M2U Savers & Unit Trust. None showing Islamic eFD at 3.25% for 1 month. Where can I find the option to apply for it yea? Log in. Don't click anyway. I think there's something call FD. DO not apply for other FD. The only maybank FD giving 3.25% is Islamic FD. The rest will give 3.15%
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bbgoat
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Sep 29 2015, 02:12 PM
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Called MBB funding executive. The MBB 5+5 mth with 4.15% FD promo extended till next week. Have FD maturing on 1/10 which was the one with interest paid upfront 4% promo last year. Nego with the funding exec for 4.2%. She need to get approval and will get back to me. If cannot get 4.2%, will pull out the FD.
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bbgoat
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Sep 29 2015, 02:18 PM
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QUOTE(Human Nature @ Sep 29 2015, 09:44 AM) @bbgoat, my SCB FD interest is also in  Thanks. I think those getting the interest will have no more issues from now on. Touch wood ! QUOTE(zenquix @ Sep 29 2015, 12:10 PM) lucky you. went to my local mbb and was told promo had already ended. The Penang branch told me extended to next week for the 5+5 mth FD.
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HJebat
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Sep 29 2015, 02:19 PM
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QUOTE(wjchay @ Sep 29 2015, 01:52 PM) Yippie-i Savings Account (not Yippie)  Can't find the rate for Yippie-i (M2U-i too) from Maybank's website, so it was not in my radar screen
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Ramjade
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Sep 29 2015, 02:27 PM
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QUOTE(HJebat @ Sep 29 2015, 02:19 PM) Can't find the rate for Yippie-i (M2U-i too) from Maybank's website, so it was not in my radar screen  Here you go. http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal
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HJebat
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Sep 29 2015, 02:51 PM
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QUOTE(Ramjade @ Sep 29 2015, 02:11 PM) Log in. Don't click anyway. I think there's something call FD. DO not apply for other FD. The only maybank FD giving 3.25% is Islamic FD. The rest will give 3.15% OK, will give it a try tomorrow. Let's see how it turns out. QUOTE(Ramjade @ Sep 29 2015, 02:27 PM) Thanks
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wil-i-am
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Sep 29 2015, 05:04 PM
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QUOTE(HJebat @ Sep 29 2015, 01:48 PM) Did you make a FD placement with MBSB for the 4.50%? Not yet as awaiting FD mature in Nov 2015
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wil-i-am
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Sep 29 2015, 05:16 PM
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QUOTE(bbgoat @ Sep 29 2015, 02:12 PM) Called MBB funding executive. The MBB 5+5 mth with 4.15% FD promo extended till next week. Have FD maturing on 1/10 which was the one with interest paid upfront 4% promo last year. Nego with the funding exec for 4.2%. She need to get approval and will get back to me. If cannot get 4.2%, will pull out the FD.  I tot rate is non negotiable Perhaps u r their VVVIP client
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Human Nature
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Sep 29 2015, 06:03 PM
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Any new FD promo for 12months OCBC apart from 4.2% UOB and Ambank? The casa requirement for ambank is a turn off
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bbgoat
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Sep 29 2015, 06:04 PM
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QUOTE(wil-i-am @ Sep 29 2015, 05:16 PM) I tot rate is non negotiable Perhaps u r their VVVIP client No la. Not just BR, UOB, AmBank etc can ask for higher rate. Depends on amount and duration.  To get on top of promo rate is more difficult. This post has been edited by bbgoat: Sep 29 2015, 06:28 PM
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kelvin_rp88
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Sep 29 2015, 06:14 PM
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New Member
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hi everyone,
went to cimb branch today ask for special FD rate. that person say because i'm not preferred customer and not payroll account, she can only provide me following choice:
1) 1 year with min RM10k for 3.8% 2) convert to payroll account, with min RM10k FD for 3.8% for 6 months.
any advise from the above 2 choices? is this worth? *newbie here*
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frostfrench
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Sep 29 2015, 06:23 PM
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my RHB FD will mature this week?
Should I put UOB 4.1%? or clear my car loan? or put in my house loan?
THanks guys
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Ramjade
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Sep 29 2015, 06:26 PM
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QUOTE(kelvin_rp88 @ Sep 29 2015, 06:14 PM) hi everyone, went to cimb branch today ask for special FD rate. that person say because i'm not preferred customer and not payroll account, she can only provide me following choice: 1) 1 year with min RM10k for 3.8% 2) convert to payroll account, with min RM10k FD for 3.8% for 6 months. any advise from the above 2 choices? is this worth? *newbie here* Tell her, you keep your rates, I keep my money. Other banks are offering 4.2% for 1 year. Why want to give the bank free 0.4% of the interest you are suppose to earn? Better give it to me.
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pkyong
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Sep 29 2015, 06:28 PM
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New Member
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Waiting for BNM to increase interest rate so bank can give better fixed deposit rate.
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kelvin_rp88
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Sep 29 2015, 06:30 PM
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New Member
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QUOTE(Ramjade @ Sep 29 2015, 06:26 PM) Tell her, you keep your rates, I keep my money. Other banks are offering 4.2% for 1 year. Why want to give the bank free 0.4% of the interest you are suppose to earn? Better give it to me.  which bank offer 4.2% for 1 year?
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Ramjade
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Sep 29 2015, 06:32 PM
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QUOTE(kelvin_rp88 @ Sep 29 2015, 06:30 PM) which bank offer 4.2% for 1 year? If I am not mistaken hlb, ambank and uob. You need to check last 10 pages.
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aeiou228
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Sep 29 2015, 07:10 PM
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HLB 15 mths 4.26% step up.
Uplift at 9 mths 4.10% Uplift at 12 mths 4.15% Uplfit at 15 mths 4.26%
Suitable for those who do not wish to tie up fund for a fixed tenure of 15 mths.
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