Thanks a lot for all reply here.
Learn something new for me as never discover that before.
Means any purchase through apple store Malaysia with any kind credit card will occur cross border fee?

Oh? No rebate for the balance?

I mean the balance after minus RM600 (RM30 rebate) from RM4232.59 ??

likewise Agoda could end up in Hongkong payment gateway, too.

Nope, only specific credit cards. I know CIMB is one of them, the rest I cannot recall.
Last year I used my Maybank cards and no cross borders chargers.

there is a dedicated discussion for 'Cross Border Fee' at
https://forum.lowyat.net/index.php?showtopi...hl=cross+border

Hi all, may I know anyone had done ordering via installment plan offer by DELL? How is the process?

Of course no since it's a single transaction with one amount.

Even though, if it breaks into several transactions, they're not qualified for "Others" category.

The maximum rebate will still cap at RM 30 since they should be categorized as "E-commerce".

Correct me if I'm wrong.

oops, sorry for mix up with UOB VOX card

I used AMEX for Airbnb got cross border charges plus 2.5% on top of it, not worth to use AMEX for online.

Twice with Dell and twice with HP.

Both are the same, eligible card - Dell is citi and maybank is no change.

Then they will submit to bank for approval, once it's approve only they will proceed with your order and send you the notification that they will start assemble or deliver your product.

Since when AmEx has? Not that I'm aware of. That's not cross borders charge.
Read here: https://forum.lowyat.net/index.php?showtopic=2519936

This post has been edited by fruitie: Oct 27 2015, 09:24 PM

but then why I kene kau kau the charges?
today EUR rate is between 4.6-4.8, I kene 4.99
cc rate must be lower than currency note rate.
mine higher, i was shock when i saw the bill, i swipe almost 1k eur.

Read this: https://forum.lowyat.net/topic/1845691 All cards have this for overseas charges.

i think you need to understand the cross border fee we say here (or like citibank calls it dynamic currency conversion, i think it's the same thing) is only incurred if you pay in RM.

cross border fee and the overseas exchange rate is mutually exclusive... if one is charged, the other is not...

OMG, then I should use my HLB essential for that, 1k EUR cost a lots for AMEX

consider it lesson learned lor....

This lesson is costly and painful.

Lost almost RM 450...

I hear you...
I've just learned my lesson, too, but not as 'big' as yours.

Just to confirm Petronas Card Statement below RM3000 rebate is 3% or 5%?
I see some LYM stated 5% @@.

Below RM 3000 statement balance is 3%:

URL: http://www.cimbbank.com.my/en/personal/pro...d.1-44-825.html