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Credit Cards CIMB Bank Credit Cards v3
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wjleong15
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 Aug 26 2015, 10:58 AM
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QUOTE(don^don @ Aug 26 2015, 12:46 AM) Guys I wanna ask, if my salary basic is Rm1900 but I have allowance here and there (stingy cinapek company wanna cut down on epf) and my gross is over Rm2400 after deducting epf and socso can I still apply for cc? Company doesn't give payslip too, only bank in slip. I Wanna apply for cimb cc since got cash back can save up abit in petrol and bills. Your salary bank in to which bank? You apply that bank chances to get approved higher. petrol can consider uob one or maybank ikhwan, 5% is higher than cimb. |
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wjleong15
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Aug 26 2015, 11:22 AM
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QUOTE(chiahau @ Aug 26 2015, 11:05 AM) 2,4k won't get approved for Ikhwan. UOB One is 24k PA. Ikhwan is 30k ops... missed that. ikhwan quite difficult to get approve, 50+k also get rejected... btw, are you the cookies and roti at cari forum?  |
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wjleong15
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Aug 26 2015, 04:02 PM
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QUOTE(don^don @ Aug 26 2015, 04:00 PM) ikhwan needs rm30,000 per annum but mine didn't hit, near miss, only rm299xx lol... just send to application form, who know get approve? |
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wjleong15
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Sep 15 2015, 05:19 PM
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QUOTE(Renee @ Sep 15 2015, 05:04 PM) Oh, my cimb cash back credit card application got rejected  How come ahh ? My income is far more than their requirement Mine also, almost double than their requirement, but got rejected twice.  not high risk job though.  |
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wjleong15
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Sep 17 2015, 02:03 PM
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QUOTE(vin_ann @ Sep 17 2015, 12:10 PM) WTA: this morning only noticed my CIMB CC due today. i immediately do instant transfer from MBB to CIMB CC... my MBB Acc show 0.53 being charged... will my transfer able to catch the bus before being splash late payment penalty??? definitely. instant transfer is the money you instantly bank in to account. tomorrow or the day after tomorrow it will post on your online unbilled transaction. to be safe, you can call cs to check and provide the necessary information. |
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wjleong15
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Oct 27 2015, 08:33 PM
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QUOTE(fruitie @ Oct 27 2015, 03:35 PM) Nope, only specific credit cards. I know CIMB is one of them, the rest I cannot recall. Last year I used my Maybank cards and no cross borders chargers. I used AMEX for Airbnb got cross border charges plus 2.5% on top of it, not worth to use AMEX for online.  |
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wjleong15
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Oct 27 2015, 08:35 PM
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QUOTE(Jeffreynsx @ Oct 27 2015, 04:05 PM) Hi all, may I know anyone had done ordering via installment plan offer by DELL? How is the process? Twice with Dell and twice with HP. Both are the same, eligible card - Dell is citi and maybank is no change. Then they will submit to bank for approval, once it's approve only they will proceed with your order and send you the notification that they will start assemble or deliver your product. |
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wjleong15
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Oct 27 2015, 11:41 PM
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QUOTE(fruitie @ Oct 27 2015, 09:21 PM) Since when AmEx has?  Not that I'm aware of. That's not cross borders charge. Read here: https://forum.lowyat.net/index.php?showtopic=2519936but then why I kene kau kau the charges? today EUR rate is between 4.6-4.8, I kene 4.99 cc rate must be lower than currency note rate. mine higher, i was shock when i saw the bill, i swipe almost 1k eur. |
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wjleong15
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Oct 28 2015, 08:49 AM
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QUOTE(fruitie @ Oct 28 2015, 12:04 AM) Read this: https://forum.lowyat.net/topic/1845691 All cards have this for overseas charges. OMG, then I should use my HLB essential for that, 1k EUR cost a lots for AMEX |
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wjleong15
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Oct 28 2015, 12:06 PM
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QUOTE(laymank @ Oct 28 2015, 09:55 AM) consider it lesson learned lor.... This lesson is costly and painful. Lost almost RM 450...  |
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wjleong15
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Oct 29 2015, 01:33 PM
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QUOTE(alexanderclz @ Oct 29 2015, 12:58 PM) crap. kena finance charge because i 'used' the cash rebate to 'pay off' some of the balance. shall give them a call. edit: confirmed with the CS already. cash rebate cannot be used to offset the previous month's statement  Such a crap bank... MBB, HLB, UOB, AMB all can offset the balance... |
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wjleong15
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Oct 29 2015, 05:01 PM
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QUOTE(fruitie @ Oct 29 2015, 01:44 PM) I tried once but luckily didn't get charged by CIMB.  seem you have cc from all banks |
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wjleong15
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Oct 29 2015, 05:14 PM
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QUOTE(fruitie @ Oct 29 2015, 05:11 PM) Almost but not all.  must be gaji besar. i start reducing cc now, aim for charge |
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