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Credit Cards Hong Leong Bank Wise Credit Card V5, 10% Cashback , Up to RM100 per month

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chiahau
post Jun 5 2015, 02:11 PM

Fatthau StalKer
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From: Malaysia
QUOTE(victorywp @ Jun 5 2015, 11:44 AM)
yeah, i also faced few bhp stations post on the same day or 1 day after when i pumped on 30th using my uob (means not hlb problem).  hmm.gif
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Got once BHP nearby my place post 4 days later laugh.gif

Petrol stations usually +1 day to be safe.
chiahau
post Jun 24 2015, 01:54 PM

Fatthau StalKer
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From: Malaysia
Had a pretty nasty experience of applying Wise at the Brickfield branch.

Brought my employment letter and latest epf statement which reflects upon the amount of salary I am receiving but they were still asking for bank statement/payslip. Can't recall cimb or maybank ever asking me for bank statements when my epf is already updated to the latest date with the correct amount.

Kinda facepalm and walked away. Guess I won't be joining this club anytime soon.
chiahau
post Jun 27 2015, 11:02 AM

Fatthau StalKer
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14,082 posts

Joined: Aug 2009
From: Malaysia
QUOTE(hebe87 @ Jun 27 2015, 10:19 AM)
any idea what is the cooling off period for hlb card ya?
i got rejected for hlb wise card this february- perhaps due to too much outstanding in CCRIS, though payment history is clean (been doing many 0% BT)

will try to apply again with payslips, bank and existing credit cards statement, and asm asw2020 investment book
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6 months probably.

But if you can submit your latest information, should be no problem.

And side note : How does 0% BT can raise CCTRIS alert? I thought your credit card A settles the full sun for Credit Card B and you repay Credit Card A according to their payment schedule?

There should be no alert on CCTRIS if you pay everything by due date of the statement right?
chiahau
post Jul 16 2015, 03:50 PM

Fatthau StalKer
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If anyone here is frustrated for not being granted a WISE after few applications, the officer in HLB Damansara told me that a simple pledge of 3k would get you any HLB CC tongue.gif

Just in case anyone wants to WISE away but did not get approval.

Cheers.
chiahau
post Jul 16 2015, 05:25 PM

Fatthau StalKer
********
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14,082 posts

Joined: Aug 2009
From: Malaysia
QUOTE(liam_emmet @ Jul 16 2015, 05:22 PM)
hi,

anyone know where can apply this card with fast approval and free gift? i stay in pj damansara area
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HLB no such thing called fast one. Fastest is 2 weeks or so.

Even if you pledge FD, need 3 ~5 days according to them.

Other bank 1 working day already kaw tiam for you.

Even hand delivered to my office last time laugh.gif
chiahau
post Jul 20 2015, 01:50 PM

Fatthau StalKer
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14,082 posts

Joined: Aug 2009
From: Malaysia
QUOTE(RedShirt @ Jul 20 2015, 01:44 PM)
Went to a HLB branch to apply for the Wise card, they said the card will lose the 10% Cashback for Petrol because of some BNM  regulation. Also they stopped issuing this card. True?

I am at their MACH HL branch. They are trying to push for Mach card but the benefits are just so so.
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No ah.

You kena tipu d izzit? laugh.gif

Mach outlet for sure want to sell you Mach instead of Wise....
chiahau
post Jul 20 2015, 02:37 PM

Fatthau StalKer
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From: Malaysia
QUOTE(warningo0o @ Jul 20 2015, 02:12 PM)
any1 here know how much FD need to pledge for HLB wise platinum card??
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QUOTE(warningo0o @ Jul 20 2015, 02:18 PM)
ok ok....3k fd should be more than enough to get this card....
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I answered your question already few pages earlier.

3k more than enough.

But you need to wait 3~4 days.

Other bank instant dapat laugh.gif
chiahau
post Jul 20 2015, 09:41 PM

Fatthau StalKer
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From: Malaysia
QUOTE(tzxsean @ Jul 20 2015, 08:20 PM)
what? I just applied for HLB Wise Gold ... :S

and I chose petrol & utilities  doh.gif
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Told you to go Ikhwan for Petrol, you degil like lembu don't want listen.

Padan muka lu if kena potong tongue.gif
chiahau
post Jul 25 2015, 10:39 AM

Fatthau StalKer
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From: Malaysia
QUOTE(hebe87 @ Jul 25 2015, 10:27 AM)
recently got approved for PBB VS, but rejected for HLB wise gold
seems it is quite difficult to apply for hongleong bank card
-any idea what is the min amount to pledge fd for wise gold card? 5k or 10k?
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3k more than enough.

Confirmed by : HLB Damansara Utama staff.
chiahau
post Jul 25 2015, 01:42 PM

Fatthau StalKer
********
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14,082 posts

Joined: Aug 2009
From: Malaysia
QUOTE(yorae9 @ Jul 25 2015, 01:41 PM)
The success to get card, subject to debt ratio <65% ?
Anyway to confirm, success rate if debt ratio >65% ?
I also twice rejected previously due to high debt ratio >80%
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You put FD, Terus no need see all those one....
chiahau
post Jul 30 2015, 10:51 AM

Fatthau StalKer
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14,082 posts

Joined: Aug 2009
From: Malaysia
QUOTE(andyting @ Jul 30 2015, 10:49 AM)
can i know what are the methods to pay for the cc statement if dont have HLB current/savings account? I wanna pay online through Hong Leong Connect but it says I dont have current/savings account with them
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1. Cash deposit machine in any HLB branch.

2. Interbank Giro to your CC account.
chiahau
post Jul 30 2015, 11:12 AM

Fatthau StalKer
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From: Malaysia
QUOTE(victorywp @ Jul 30 2015, 11:06 AM)
it's based on calendar month all the while. nod.gif
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Boss, if got a mach card, can ask to share limit with this wise or not?

No need high limit, just wanna utilize the 1k for CB.
chiahau
post Jul 30 2015, 11:43 AM

Fatthau StalKer
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From: Malaysia
QUOTE(andyting @ Jul 30 2015, 11:41 AM)
thanks for the info! how can i check whether the payment is success?
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2 working days, go online and check your CC's account.

Should be a Credit XXX amount for the amount you banked in rclxms.gif
chiahau
post Jul 30 2015, 02:26 PM

Fatthau StalKer
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From: Malaysia
QUOTE(zcs @ Jul 30 2015, 02:23 PM)
Yes, I have Mach Card first and just got my Wise card approved with shared credit limit.
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Thanks for the confirmation.

thumbup.gif
chiahau
post Jul 31 2015, 02:47 PM

Fatthau StalKer
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14,082 posts

Joined: Aug 2009
From: Malaysia
QUOTE(stargate8 @ Jul 31 2015, 02:45 PM)
a little effort or hassle if you want to get a good benefit card, ain't so?

instead of some people just whining about branch slow in processing or slow in approving their card, come on people, it takes an effort to get something done fast instead of complaining this and that
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Rush the agent. Usually works better.

Branch sometimes very slow.
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