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Credit Cards Hong Leong Bank Wise Credit Card V5, 10% Cashback , Up to RM100 per month

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ChuanHong
post Sep 30 2015, 11:42 AM

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QUOTE(cybpsych @ Sep 29 2015, 10:42 PM)
orite.

ur petrol+tnb already can cover ngamngam 10x liao geh.

if not, slightly overpay ur mobile to rm50, If u don't mind.

the rest, amex is good too. just points but still something. biggrin.gif
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i will trying to observe my first month usage (October) on Hong Leong WISE.. Afraid that cant achieve with 10 transactions.. So throw all expenses into it..

My mobile was auto debit from Celcom.. Mostly around RM4x for me and my gf.. so hardly to take it to boost 10 transactions.

Petrol and TNB probably sufficient for my 10 transactions.. If not enough only use Streamyx/Weekend grocery to boost..

yeah amex still can earning point and 5% rebate in dining..

This post has been edited by ChuanHong: Sep 30 2015, 11:42 AM
SUSsupersound
post Sep 30 2015, 03:05 PM

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QUOTE(Pistacio @ Sep 30 2015, 09:52 AM)
that's true. 

But previously I have the wrong impression of the cashback period so I did not go and spend some the transactions.  sweat.gif

Now I know so I keep track pretty accurately and surprisingly the posting date is quite good and usually it is one day after the transaction date.
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Well, to be on the safe side, give them 2 days thumbup.gif
Huai Ren
post Sep 30 2015, 03:57 PM

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Interested on applying for this card.
Anyone seen any Hong Leong booth with freebies ard Klang Valley?
Seems no freebies for Hong Leong on ringgitplus.
Pistacio
post Sep 30 2015, 03:58 PM

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QUOTE(supersound @ Sep 30 2015, 03:05 PM)
Well, to be on the safe side, give them 2 days thumbup.gif
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definitely.. flex.gif
levin86
post Sep 30 2015, 05:37 PM

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Hong Leong Credit Card Booth where are u??
cybpsych
post Sep 30 2015, 05:54 PM

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QUOTE(levin86 @ Sep 30 2015, 05:37 PM)
Hong Leong Credit Card Booth where are u??
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check or ask here https://forum.lowyat.net/topic/1916038
saitong09
post Sep 30 2015, 08:07 PM

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QUOTE(kremlin @ Sep 29 2015, 11:56 PM)
Yes, I downgraded. Please do it like 2 months before the 1st Year anniversary since they are busy with new applicants.
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How about the annual fee for the Platinum card?
kremlin
post Sep 30 2015, 11:17 PM

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QUOTE(saitong09 @ Sep 30 2015, 08:07 PM)
How about the annual fee for the Platinum card?
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If you downgrade before the renewal date, you will only be charged rm160.
yorae9
post Oct 1 2015, 09:10 AM

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anyone know what is the GROUPON, 11street or Lazada mcc code?
Is these in any merchant category code?
fruitie
post Oct 1 2015, 09:20 AM

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QUOTE(yorae9 @ Oct 1 2015, 09:10 AM)
anyone know what is the GROUPON, 11street or Lazada mcc code?
Is these in any merchant category code?
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It's considered online transactions.
yorae9
post Oct 1 2015, 10:16 AM

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QUOTE(fruitie @ Oct 1 2015, 09:20 AM)
It's considered online transactions.
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Is this based on someone trial result?
fruitie
post Oct 1 2015, 10:19 AM

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QUOTE(yorae9 @ Oct 1 2015, 10:16 AM)
Is this based on someone trial result?
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At least for my own spending using cash rebate credit cards that give rebate for online spending. I got cash rebate when I spent on these sites.
cybpsych
post Oct 1 2015, 10:26 AM

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QUOTE(yorae9 @ Oct 1 2015, 10:16 AM)
Is this based on someone trial result?
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ditto above.

i spent on Groupon & Lazada using CIMB Cash Rebate (cashback is based on Online category transaction).
Duckies
post Oct 1 2015, 10:34 AM

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Eh how come I can't pay for TNB bills using Hong Leong connect? I can pay for UNIFI though
areankim
post Oct 1 2015, 11:30 AM

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QUOTE(Xrossfire @ Sep 29 2015, 10:47 PM)
Question: I'm currently holding the Platinum card. Is it possible to downgrade to Gold comes my 1st year anniversary?
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can downgrade and save on the annual fees?
aeiou228
post Oct 1 2015, 12:32 PM

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QUOTE(yorae9 @ Oct 1 2015, 09:10 AM)
anyone know what is the GROUPON, 11street or Lazada mcc code?
Is these in any merchant category code?
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Please try out and update this thread.
Some one reported in earlier thread that Taobao SEA is under grocery catogery.
onlinepaycheck
post Oct 1 2015, 10:55 PM

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QUOTE(ChuanHong @ Sep 30 2015, 11:42 AM)
i will trying to observe my first month usage (October) on Hong Leong WISE.. Afraid that cant achieve with 10 transactions.. So throw all expenses into it..

My mobile was auto debit from Celcom.. Mostly around RM4x for me and my gf.. so hardly to take it to boost 10 transactions.

Petrol and TNB probably sufficient for my 10 transactions.. If not enough only use Streamyx/Weekend grocery to boost..

yeah amex still can earning point and 5% rebate in dining..
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Celcom you can utilize to RM50 by using www.payonline.com.my. And it's qualified for 10% rebate.

your bill is RM4X, but you can make extra payment in order to get transaction count. Do it before bill date.

red_scorpion
post Oct 2 2015, 12:06 AM

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QUOTE(Duckies @ Oct 1 2015, 10:34 AM)
Eh how come I can't pay for TNB bills using Hong Leong connect? I can pay for UNIFI though
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i think you can pay tnb bills via hong leong connect, but only with saving/current account and not credit card.
The reason is clear, they are not accepting credit card lor.


please use uob payonline instead
Duckies
post Oct 2 2015, 07:39 AM

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QUOTE(red_scorpion @ Oct 2 2015, 12:06 AM)
i think you can pay tnb bills via hong leong connect, but only with saving/current account and not credit card.
The reason is clear, they are not accepting credit card lor.
please use uob payonline instead
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Oh...ya lo they say "Please activate your saving/current account" but I don't have any HongLeong saving/current account. UOB payonline is a website? I don't have UOB card. Can I pay with HongLeong credit card via that portal?
cybpsych
post Oct 2 2015, 07:41 AM

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QUOTE(Duckies @ Oct 2 2015, 07:39 AM)
Oh...ya lo they say "Please activate your saving/current account" but I don't have any HongLeong saving/current account. UOB payonline is a website? I don't have UOB card. Can I pay with HongLeong credit card via that portal?
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http://www.payonline.com.my/

use any card.
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