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 Public Mutual Funds, version 0.0

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ironman16
post Jul 18 2020, 07:13 AM

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QUOTE(engyr @ Jul 18 2020, 07:11 AM)
If you want 0% sales charge, 0% platform fee, 0% redemption fee, Opus fulfill it. There is another topic for Opus.

https://forum.lowyat.net/topic/4886774/+1260

Points to consider: some funds at Public Mutual /fundsupermart have good return in 2018&2019 though charges incur.
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I oledi got it, 😁.
smallbug
post Jul 19 2020, 08:50 PM

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Some units I bought through UTC, some bought myself..

Would the UTC know about those that I bought myself if I didn't show him my PMO account?
ironman16
post Jul 19 2020, 08:52 PM

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QUOTE(smallbug @ Jul 19 2020, 08:50 PM)
Some units I bought through UTC, some bought myself..

Would the UTC know about those that I bought myself if I didn't show him my PMO account?
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should b no brows.gif
engyr
post Jul 19 2020, 09:22 PM

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QUOTE(smallbug @ Jul 19 2020, 08:50 PM)
Some units I bought through UTC, some bought myself..

Would the UTC know about those that I bought myself if I didn't show him my PMO account?
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user posted image

You are given option to choose your agent no or None. If you choose agent no, your agent will get comission and able to view it.
If you choose none, your agent will not get comission and will not be able to view it.


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majorarmstrong
post Jul 22 2020, 11:48 PM

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hi all - who here got e-income fund?
NAV 1 day can go up to 0.0001?
so fast the NAV can go up?
what more surprising is fund size is empty hahaha
i totally dont get it
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This post has been edited by majorarmstrong: Jul 22 2020, 11:49 PM
ironman16
post Jul 23 2020, 12:31 AM

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QUOTE(majorarmstrong @ Jul 22 2020, 11:48 PM)
hi all - who here got e-income fund?
NAV 1 day can go up to 0.0001?
so fast the NAV can go up?
what more surprising is fund size is empty hahaha
i totally dont get it
user posted image
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Sabar uncle, today u saw up, may b the next day will dip.
Bcoz most of the fund put in FD, sure up la, 0.0001 x sampai 1 sen pun.
GrumpyNooby
post Jul 23 2020, 07:50 AM

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QUOTE(ironman16 @ Jul 23 2020, 12:31 AM)
Sabar uncle, today u saw up, may b the next day will dip.
Bcoz most of the fund put in FD, sure up la, 0.0001 x sampai 1 sen pun.
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Up 0.01% for +0.0001

I think he's losing sleep now.

andrekua2
post Jul 23 2020, 10:07 AM

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This MCO really power.

I withdraw 35k to PB Growth Fund in 2018. Was losing consistently until 8-10k at the max but since MCO, everything has turn 180 degree. After 3 months of MCO, it rebounded to positive.


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SUSyklooi
post Jul 23 2020, 10:16 AM

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QUOTE(andrekua2 @ Jul 23 2020, 10:07 AM)
This MCO really power.

I withdraw 35k to PB Growth Fund in 2018. Was losing consistently until 8-10k at the max but since MCO, everything has turn 180 degree. After 3 months of MCO, it rebounded to positive.
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Wow from Yr 2018 till now you made 5% in total..
MUM
post Jul 23 2020, 10:22 AM

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QUOTE(yklooi @ Jul 23 2020, 10:16 AM)
Wow from Yr 2018 till now you made 5% in total..
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Would hv gotten 8% if not for the 3% sc?
Ever ponder if leaving it in epf would hv gotten more?
andrekua2
post Jul 23 2020, 11:28 AM

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QUOTE(yklooi @ Jul 23 2020, 10:16 AM)
Wow from Yr 2018 till now you made 5% in total..
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QUOTE(MUM @ Jul 23 2020, 10:22 AM)
Would hv gotten 8% if not for the 3% sc?
Ever ponder if leaving it in epf would hv gotten more?
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My friends who invested always recommend PB Mutual since she did earned. I thought just try and see. I was surprised to see I'm actually losing money for the best part of 1.5years. The lowest was almost -10K. With this I recoup everything plus some interest at the very least. Maybe I should have spent some time researching first.
ironman16
post Jul 23 2020, 12:42 PM

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QUOTE(andrekua2 @ Jul 23 2020, 11:28 AM)
My friends who invested always recommend PB Mutual since she did earned. I thought just try and see. I was surprised to see I'm actually losing money for the best part of 1.5years. The lowest was almost -10K. With this I recoup everything plus some interest at the very least. Maybe I should have spent some time researching first.
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U rebound from - 3.5%, if no lagi profit u
Try compared with others fund that in same geographical.
majorarmstrong
post Jul 23 2020, 10:57 PM

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fund size kosong lagi
ada orang invest ka?
maybe less than 1 million that is why kosong
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GrumpyNooby
post Jul 23 2020, 11:05 PM

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QUOTE(majorarmstrong @ Jul 23 2020, 10:57 PM)
fund  size kosong lagi
ada orang invest ka?
maybe less than 1 million that is why kosong
user posted image
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New investors have 6 business days to exercise its cooling off right from 21/7/2020
It'll need some time for the fund to have some real movement and figure; probably 2 to 3 weeks.

This post has been edited by GrumpyNooby: Jul 23 2020, 11:05 PM
ironman16
post Jul 24 2020, 08:37 AM

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QUOTE(majorarmstrong @ Jul 23 2020, 10:57 PM)
fund  size kosong lagi
ada orang invest ka?
maybe less than 1 million that is why kosong
user posted image
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Sabar boss, need time to update ma
I seldom see PB punya fund tutup bcoz many uncle/auntie support
majorarmstrong
post Jul 24 2020, 08:58 AM

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QUOTE(ironman16 @ Jul 24 2020, 08:37 AM)
Sabar boss, need time to update ma
I seldom see PB punya fund tutup bcoz many uncle/auntie support
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I never before bought into a newly launch fund
This is a first time
TSj.passing.by
post Jul 24 2020, 03:30 PM

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QUOTE(majorarmstrong @ Jul 24 2020, 08:58 AM)
I never before bought into a newly launch fund
This is a first time
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You meant yet to be launched. The new funds just started trading on 21st. Gained 0.01% on 22nd and 0.00% yesterday.

If not mistaken, fixed income funds have about 50% in money market. Money market funds will have poor returns with the recent reduction in the OPR rates. There could be another reduction in September. MM funds have similar returns to FD. FD board rates is now about 2.40% (annual interest).

Or about 0.20% in a month. So its daily increments would be a series of 0.00% and 0.01% every business day.

Should maybe have paid the 2.5% commission and bought into bond funds this month... could have gotten back the commission since bond funds are on a rally this month... still ongoing... Public Islamic Infrastructure bond fund up 0.21% yesterday.

If still have excess money in EPF, maybe buy funds using EPF money to lessen the commission.


TSj.passing.by
post Jul 24 2020, 03:41 PM

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QUOTE(andrekua2 @ Jul 23 2020, 11:28 AM)
My friends who invested always recommend PB Mutual since she did earned. I thought just try and see. I was surprised to see I'm actually losing money for the best part of 1.5years. The lowest was almost -10K. With this I recoup everything plus some interest at the very least. Maybe I should have spent some time researching first.
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You were using "lump sum" investment strategy. Lump sum strategy is all about market timing. It is either buying at the right time or the wrong time.

Hit it at the right time, like buying in March or April this year.... can gain 30% or more in just 3 months.


majorarmstrong
post Jul 24 2020, 04:04 PM

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i no longer believe in equity be it by Public Bank or CIMB Principal
so i just invest in Bond / FI
i do have Samy, Wahed and Raiz which has some elements of equity but the amount is small
at least this 3 is at my hand that i can see on a daily basis

This post has been edited by majorarmstrong: Jul 24 2020, 04:05 PM
majorarmstrong
post Jul 24 2020, 10:22 PM

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selamat malam semua
i check my income fund still not much movement
still all empty
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