Things are looking bright this year, most of the equity funds are giving good YTD returns so far... and as usual when things are going well, a new fund is being launched by Public Mutual. 

Capitalise on Public e-Flexi Allocation Fund for higher potential growth:

  - Only RM100 to start the investment.
  - Up to 98% in equity or fixed income securities.
  - Up to 30% in foreign markets.
  - Up to 3.75% sales charge.
  - Initial Issue Price: RM0.25 per unit during Offer Period (14 July to 3 August 2017).
  - Invest via Public Mutual Online

Comments:
- This is a active allocation fund which can swings from totally from equity to fixed income securities... the other permanent 2% of the fund is in liquid assets.

- This is the only fund in Public Mutual that has redemption charges. If it is redeem within 2 years, there is a 2% charge.

- It is mainly a local fund investing into the local Bursa, and it is allowed to invest up to 30% into foreign equities.

- As stated above (in blue), it has a lower sales charge than usual as it is via its online service.

=================

Far East and China funds were going great last week, and they are still maintaining their tempo this week. Most of you UT investors would be having portfolios at all time high.

PB Asia Emerging Growth Fund yesterday's daily increase was 2.40%, which is quite unbelievable and it could maybe a typo or a mistake! Let's see whether the price will be re-adjusted tomorrow...

Cheers.

I want to remove my consultant. My consultant doesn't bother to update me. When i tried to call or even whatsapp, call was not answered, messages were not replied. I rather have no consultant or if I could manage to find a good consultant then i would take one.

Okay thank you guys for the info. Hehe yeah i still buy. The last i bought was back in March when the economy went downhill. I bought at a very low price. Most of the fund price right now has tremendously increased. I am planning to open a fresh fund which is still low in price and on recovery mode. So far i noticed public indonesia select fund as an example. My idea is to buy funds like this and went the price go up to redeem it.

Just buy the fund and choose none at the consultant field. Can do at PMO.

Yes, commission goes direct to PM.

You can choose none for the utc.
You still need to pay 5.25% sales charge.

other than select 'none"
can i key in the UTC number of someone else instead of predesignated one?
like the UTC of someone i just met?
will he (the new one) get the commission instead of the 'old' UTC if i do so?

3%
If you don't want sales charge, go to fundsupermart. But you can buy any company prs except Public mutual.

Hi, need some insight. I'm going to invest some money in public mutual and these 2 fund caught my attention:

-Public e-Islamic Sustainable Millennial Fund
-PB GLOBAL TECHNOLOGY & HEALTHCARE FUND

Any opinion regarding the future of these fund?
If i understand correctly the composition of these two fund are roughly the same which comprise of mainly technology and healthcare with the millenial do add in in consumer/lifestyle industries as well.

The millenial fund have lower fees but the global tech& healthcare seems to specialized in industries that people will need so possible slighly better returns.

An agent recommended me PIDF though. Seems like to focus on malaysia market. I prefer global market as epf already cover most local cover market needs.

Any thoughts?

I'm investing through a friend which is a public mutual agent.

I've checked using the benchmark vs actual performance data at public mutual website and morningstar website, yes both fund outperform the benchmark at roughly the same performance i would say.
Something like a 10%-13% annual return would be a pretty conversative estimate.

You have in mind other fund that you feel is outperforming by a large margin than this two fund?

you 2 were discussing about benchmark value of these 2 funds....i got interested and found this. hope it can manage to generate some food for though to you guys....

sourced from
https://www.publicmutual.com.my/Our-Product...rformance-Chart

A liquid n flexible benchmark also OK? 🧡

Public Mutual launches two income funds

KUALA LUMPUR: Public Mutual launched two new funds -- Public e-Income Fund (PeINCF) and Public e-Islamic Income Fund (PeISINCF) – on Wednesday which seek to provide annual income over the medium to long-term period.

https://www.thestar.com.my/business/busines...-funds#cxrecs_s

who here investing in the new fund the just offer?
Public e-income fund

https://www.publicmutual.com.my/Menu/Campai...c-e-Income-Fund

I think UT still need to monitor and take profit or enter at the right time. If want fix income buy fix income fund lo
Buy bond lo
I also not sure is it a right choice to buy into e income fund offer by public bank recently
Want to give it a try a dump some money inside for 3 to 5 years see how
Now FD really sucks

-----
just spoken to a PBM consultant ask him about both the new e-income fund what is the projection?
so his respond is not sure as it is new fund we cannot be sure <-- he is correct
i ask him possible to gain 4%?
so his respond is that is a little too high, maybe a 2% to 3% but nothing is confirm <-- he is again not wrong

I think he talk that way is because this is e-income meaning to buy through online and maybe he wont earn my commission since the sales charges for this is ZERO
but his attitude damn beh tahan lo, financial consultant - puih!!!

so i decided to invest some of my mature FD in this fund and give it a 5 year period and see how
will review this after 5 years

btw i am a very conservative investor, i only like FD, BOND and some UT as i am very old, half leg inside coffin

even redemption also zero. Do you think they will revise sales charges and redemption charges after 1 to 2 years?

Hi there everybody, is there someone I can talk to to understand public mutual cause when I called the public mutual people they are asking me if I have any question. I don't have any questions because I don't understand this at all but I want to learn more on this. I am really interested in this because my friend was talking about it but he is also unsure on it.

It is all depends on its allocation.

To achieve 5%, it needs to invest 50% (max) into fixed income instruments and ensure that this segment is able to outperform far better.

Given the current MMF ROI quoted at 2.4% pa (before July 2020 OPR cut), any insignificant allocation into fixed income instruments or under-performance of the fixed income instruments, may not able to enhance the ROI drastically.

then buy bond lo
i have P Bond

Why don't consider pure bond fund that invests in short term debt papers (less than 732 days)?