U can try to get CCTV footage from management if indeed she playing phone then u may have a chance at court to claim TPPD from her.
For examples above you need to solid proof that the other party is either driving recklessly or intention to do damage.

Alot of things are very technical and depending which area your car is hit, being if your car was hit at the rear passenger door or later, that might gives a different outcome.

Btw accidents at private properties (carparks) and public roads are very much different ya.

This post has been edited by WaCKy-Angel: May 23 2022, 11:12 AM

CCTV footage couldnt see the heavily tinted windscreen.

But she was indeed faster than usual in a parking lot and cctv footage shows no signs of braking for the other party also. Maybe due to panic? and again no horn from the other party also. Which i think sounding the horn should be a natural reflex if you are about to get into an accident? On why there was no horn, it is arguable. haha

For my case, i believe that there is no intention to cause harm but just careless on both sides.

This post has been edited by BacktoBasics: May 23 2022, 11:21 AM

Injury claim apply similar concept

If you can convince judge that 95% lies on the biker and judge agreed

Biker will get 5% of the compensation

If the injury worth 10k, he will take back RM500

And of course, any cost incurred, insurance company will forfeit your NCD

That is why it is very important to have dash cam

And make sure you mention it in your report that you have dash cam recorded the whole incident

If indeed other party was speeding, onus is on you to prove it. But lets say they were, then they are at fault for speeding and will be fined for speeding.

However you're at fault for causing the accident as you turned out into the path of the oncoming vehicle when it wasn't safe to do so. Therefore causing the accident, and fined for causing the accident.
IIRC there is a law where if you fail to prevent accident, you're at fault for the accident.

It is not about who was there first, but who has right of way. You felt it is unfair because you're applying "first come, first serve" rules instead of right of way.

My car was hit from the rear. The driver and myself have made police report and the police mentioned that he has issued summon to the driver at fault. My question is, my car was towed to a non-panel workshop and the runner/agent requires full documentation - ic, drivers lesen, insurance policy and car registration card to proceed to claim from the driver at fault’s TP insurance provider.

Thought if claim the other driver’s TP insurance I don’t have to provide these documents? I’m just afraid that the non-panel workshop will con me or curi-curi claim against my insurance and cause me to loose my NCD. Then by that time too late oledi

Sifus pls advise.

This post has been edited by PowderBug: May 23 2022, 08:55 PM

Before I answer anything

1. is your car comprehensive policy?
2. Is the car a taxi or e hailing ?

1. My car is comprehensive
2. The other car is a normal car - checked online and his insurance is TP under Liberty. Not cab or ehailing or ambulance etc

Understand where you are coming from. Thank you for sharing

You better call your own insurance company and find out whether they are able to fix under OD KFK (NCD will not be forfeited)

It will be much faster then you making a TPPD claim

If can, you might need to pay some money to the current workshop to get your car tow to a panel workshop

Thank you for the advise. Can the current workshop start work on my car without any documentations given to them? What if they already start the repair?

This post has been edited by PowderBug: May 23 2022, 10:47 PM

May your day be brighter... Lol... that's good. 👍

He must have been doing it evertime he goes out of the condo's car park... cutting into other cars' path.

See oncoming car in the curved mirror... exit out immediately. Always depending on the other car to slow down and give way.

Not this time.

---+---+---

After accident, then do CSI and said the other car was speeding... that's why can suddenly reach and hit him.

Not the other way round, see another car in mirror, observe a few more seconds how fast the car was driving, whether it's safe or not to cut across and into his path.

Lol.

Most likely no

They will only repair when they have confirmation that the insurance company will foot the bill

They have started work even though I have not given green light. Sigh..

If I am to claim the other party’s insurance, what are the documents to provide to the workshop? Ic, driver’s license should be enough kan?

This post has been edited by PowderBug: May 24 2022, 07:55 PM

Ask for photo of the car being fix first

Usually the standard documents required

1. Police documents
2. License

Better refer back to workshop. If they are used to deal with insurance company, they would arrange everything for you

last month at residential area small road (the road do not have middle line) my car hit by a lorry. both of us also have report polis, but after one week the Sarjan say both of us also not wrong(Sarjan say because happen at small road so he cannot decide who hit who) so he cannot summon either one.

so in this case i only can claims my own insurance?

I would advise you to claim own insurance

Hi. Minor accident happened today, a preve stopped in one way road. I, a motorcycle, want to pass on the right and suddenly she opened door and i hit the door and fell to side. Her car door looked scratchless because i literally hit it at the edge/side of the door but my motorcycle coverset and radiator is damaged.

Wanted to settle tepi but makcik said she is not at fault and after few minute hearing me babling, she just drove away. I made police report with all the evidence i had, want to claim insurance. but reading through some of the issues/post here, it is not possible to claim insurance unless the preve also went on report. Any advice?

I think have to wait investigation report first. Be in contact with the officer handling the investigation. After that only you can proceed with insurance claim.

loui, I'm thinking about adding riot coverage.

1) In a minor accident, if the other party or bystanders get agitated and go on to damage my car (break windscreen, dent doors with helmets, etc) will I be able to claim if I don't have riot coverage? It's obvious the damage is not from the accident itself.

If windscreen is damaged as a result of the "riot" above,
2a) do I claim under riot (if I have riot coverage), or under windscreen coverage?

2b) if I have only windscreen coverage but don't have riot coverage, will I be able to claim windscreen under windscreen coverage, or they will reject since damage is caused by riot?

3) is vandalism covered by riot coverage? Say I park my car and it's damaged by unknown people but there's no report of riots or demonstration in that area.

Edit:
4) will i lose ncd if I claim under riot?

This post has been edited by mushigen: Jul 27 2022, 10:59 AM