Based on market rate they pay. So u might need to own self bear losses

Polis report need within 24 hours, after that invalid

Please update me jenayah i don’t know at all. Jenayah think insurance is claim not from the criminal’s premium that’s for sure, same as your thief do not have insurance policy to claim from when u are robbed

Can

But insurance will penalize you for RM300 (go back to your policy wording to confirm the amount) before approving the repair

minor one - just take picture and the number plate if any
major one - pray to the god you survived. and report police within 24hrs

thanks

Last time my sis car kena bang, there is a tow truck guy approach to help, luckily I reached and rejected him then his attitude like shit. I called the insurance tow service, when the insurance tow guy come, I saw he pay RM50-100 to that guy. And then go to balai police report, I saw he pay RM20 to the officer who take the photo of car.
This world too dark, a lot unspoken rules.

This post has been edited by hendry91: May 18 2021, 10:19 PM

loui i made a report, guy from left come into my right lane on hiway , couldnt stop im time and hit him

I made report, give only his first name and phone no, police check not his car and call him likely he will get saman,

Forgot to include his identification card in report, just worry if they make report they change driver to owner, should i ammend or just leave it to claime 3rd party insurance

This post has been edited by supermoto: Jun 11 2021, 08:37 AM

As long as the driver has valid license, just leave it

It won't affect your third party claim

Hi guys, my wife's car kena bang from behind by fdpanda rider, the rider then slide and bang another car (C2) that park illegally on the side of the road (park atas line kuning). Since C2 ask fp rider to pay him 1.5k for the damage, even though he is clearly at fault too, the rider decided to lodge a police report.

At balai, the sergeant told my wife she cant claim atas fp insurance since its a motorcycle insurance. Now who's gonna bare the cost to fix my wife's car? Sorry a bit noob about this things

Can we claim from Food Panda’s insurance?

This was unpinned?

thanks

Police is giving you wrong information

Still can do third party claim but make sure the biker kena saman

Pass the siasatan polis to your insurance company and ask whether can claim under OD no fault claim

The investigation result I got says that the vehicle that rear ended me was at fault, in addition to citing the vehicle in front of me that drove off after my car was rammed into theirs for failing to file a report. However, I was not able to obtain the details of the driver that hit me other than their license plate number. I'm presuming that security camera footage was able to identify the car in front of me, since I wasn't able to get the details of it outside its make, model and color. The report does not say whether any compounds were issued, and according to the sergeant neither of the two other drivers ever filed a report.

The owner of the workshop my vehicle was sent to for the insurance repair says that without a summons being issued to the driver that hit me, I will not be able to retain my no claims discount. I'll likely be calling my insurance company (MPI Generali) tomorrow to see if they agree. Any recommendations?

This post has been edited by Krieger22: Jun 23 2021, 09:45 PM

Park

You are contradicting your self

If police investigation conclude that the car behind at fault, IO will compound the said car

If summon not yet issue means IO is proposing to compound the car but yet to make a conclusion

You just need to push the IO to conclude his investigation and get him to compound the other car

Hi all I would like to have an idea how long od claim approve and I can get my car back.
Te car in front of me as he emergency brake , hit the first car and he stopped , I hit his rear bumper.
First car is gov car and he didn't want to report and just left.
2nd car wanted to claim me . He claimed honda quote the rear bumper repair etc minimum rm6000 . My car's front grill broken and went in a bit. Both of us made report same day.
I got saman , not sure about him.
I sent in panel workshop same day , been in workshop 20 days now. My car was repaired, adjuster went to check last Monday and submitted last Friday. I called etiqa today, they want to have third party police report and one more document ( no idea )
I can see from etiqa claim status website, the guy submitted his claim to etiqa as well .

Do I have to wait etiqa gather all documents including third party repair only I can get back my car?
How long will that be?

In this case, can I claim cart ? Can the guy claim?

For the saman, can pay only when there is discount?
Thank you all for the helps

Etiqa has a general complaint email

Just drop your enquiry to them as to the reason of delaying

A lot if factor might result in delaying, for example incomplete doc, lack of spare parts, something suspicious.... Etc

Only the claim handler can answer this

As to cART, depend whether you bought additional coverage

Saman is up to you, usually police summon no discount

Q1. Regarding the post you replied too, if my car is illegally parked and is hit by another vehicle, will I be able to claim the other party's insurance?

Q2. Will IO automatically assume I am guilty because of illegal parking, and issue me RM300 compound for the accident?