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Credit Cards Maybankard 2 Gold & Platinum Cards V13, Treats Fair on 11 till 14 Jun 15

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h11g
post May 19 2015, 09:17 AM

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QUOTE(noien @ May 19 2015, 07:56 AM)
erm, u can change all those date to a date u wan.
i got too many cards so i change mine to a date before my salary
*
you mean we can call and change the statement date?
spikey2506
post May 19 2015, 09:20 AM

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QUOTE(h11g @ May 19 2015, 09:17 AM)
you mean we can call and change the statement date?
*
Yes can. But usually u cannot change to the exact date u want. They will give a few dates for u to choose from. Just select the one closest to the one u want
fruitie
post May 19 2015, 09:21 AM

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I know can change statement date but I prefer as it is now, so that I can swap my cards. smile.gif
cybpsych
post May 19 2015, 09:35 AM

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QUOTE(cybpsych @ Aug 21 2014, 08:50 PM)
here are the list of bill dates: 3 6 8 12 14 18 21 24 26 28 End-of-Month

due date = bill date + 20 days (assuming you did full statement payment last month)
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QUOTE(h11g @ May 19 2015, 09:17 AM)
you mean we can call and change the statement date?
*
victorywp
post May 19 2015, 09:43 AM

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QUOTE(maskedchan @ May 18 2015, 09:57 PM)
if 10 of your cc are cashback features..
you are earning more than me in a year  cry.gif
*
no need to compare like that... you see, out of my 10+cc i don't have any cc which i can enter ppl for free. cry.gif
h11g
post May 19 2015, 09:45 AM

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QUOTE(cybpsych @ May 19 2015, 08:35 AM)

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thanks for your explanation, cause normally im quite paranoid kena charge interests, so i will always settle like every week once every 2 weeks.
victorywp
post May 19 2015, 09:50 AM

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QUOTE(h11g @ May 19 2015, 09:45 AM)
thanks for your explanation, cause normally im quite paranoid kena charge interests, so i will always settle like every week once every 2 weeks.
*
for me, once i receive the statement, i will put in schedule transaction for it.
guy3288
post May 19 2015, 09:51 AM

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QUOTE(noien @ May 19 2015, 08:56 AM)
erm, u can change all those date to a date u wan.
i got too many cards so i change mine to a date before my salary
*
i got many cards too but i specifically request for all different statement dates.

I have 2 MBB Amex and 2 HL Wise and i make sure they have different statement dates so that i can get full benefit of the 20 day interest free period when i swipe any day. And i dont pay them early, would only IBG the payment 2 days before due date.
Overall i still prefer to spread out all my cards statement dates, so that i dont have to pay 1 big lump sum on same day/week.


The return from prudent card usages can be substantial over long period of time,
AMex2 cards monthly -RM50x2 + Treat points cash vouchers
HL Wise cards monthly- RM100x 2
Watami quarterly RM300 + Aeon points cash back
Citibank, MBF - free money from 0% BT offer on and off.
other cards adhoc promotions - free money from Std Chartered , Canon printers, Sony , Sony iphone docker, Phillip air purifier, portable fridge, travelling bags + lots more...

Thanks to Lynn forumn for teaching me all that.
sj0217
post May 19 2015, 10:02 AM

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QUOTE(victorywp @ May 19 2015, 09:43 AM)
no need to compare like that... you see, out of my 10+cc i don't have any cc which i can enter ppl for free.  cry.gif
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I tot you holding Aeon gold card, no?
victorywp
post May 19 2015, 10:05 AM

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QUOTE(sj0217 @ May 19 2015, 10:02 AM)
I tot you holding Aeon gold card, no?
*
no, only watami for aeon.

oh ya, forgotten i have rhb plat, but only can enter 4 times per year.
fruitie
post May 19 2015, 10:22 AM

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I only pay my bills via IBG on the due date by 10.00 a.m. if it is a working day, else the earliest working day.

So far I have no issue and never imposed with late payment charges. Maybank IBG is pretty good. thumbup.gif


sj0217
post May 19 2015, 10:33 AM

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QUOTE(fruitie @ May 19 2015, 10:22 AM)
I only pay my bills via IBG on the due date by 10.00 a.m. if it is a working day, else the earliest working day.

So far I have no issue and never imposed with late payment charges. Maybank IBG is pretty good. thumbup.gif
*
Payment made on the due date before 10am during working day???

But normally money transfer is used to 2 working days oh


cybpsych
post May 19 2015, 10:39 AM

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QUOTE(sj0217 @ May 19 2015, 10:33 AM)
Payment made on the due date before 10am during working day???

But normally money transfer is used to 2 working days oh
*
IBG schedule on the same day already standardized for some time liao

http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts
kelvinlzy
post May 19 2015, 11:09 AM

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QUOTE(sj0217 @ May 19 2015, 10:33 AM)
Payment made on the due date before 10am during working day???

But normally money transfer is used to 2 working days oh
*
QUOTE(cybpsych @ May 19 2015, 10:39 AM)
IBG schedule on the same day already standardized for some time liao

http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts
*
Last time I transferred from PBB to RHB at around 10.30am on Monday, within 5 minutes I already can see it in RHB account.
noien
post May 19 2015, 11:15 AM

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QUOTE(h11g @ May 19 2015, 09:17 AM)
you mean we can call and change the statement date?
*
yup

QUOTE(victorywp @ May 19 2015, 09:50 AM)
for me, once i receive the statement, i will put in schedule transaction for it.
*
QUOTE(guy3288 @ May 19 2015, 09:51 AM)
i got many cards too but i specifically request for all different statement dates.

I have 2 MBB Amex and 2 HL Wise and i make sure they have different statement dates so that i can get full benefit of the 20 day interest free period when i swipe any day. And i dont pay them early, would only IBG the payment 2 days before due date.
Overall i still prefer to spread out all my cards  statement dates, so that i dont have to pay 1 big lump sum on same day/week.
The return from prudent card usages can be substantial over long period of time,
AMex2 cards monthly -RM50x2 + Treat points cash vouchers
HL Wise cards monthly- RM100x 2
Watami quarterly RM300 + Aeon points cash back
Citibank, MBF - free money from 0% BT offer on and off.
other cards adhoc promotions - free money from Std Chartered , Canon printers, Sony  , Sony iphone docker, Phillip air purifier, portable fridge, travelling bags + lots more...

Thanks to Lynn forumn for teaching me all that.
*
erm, how u even get 2 MBB. from ur wife as well?
my gf got herself another M2C but i need a watami and essential
until now also no news sad.gif
maskedchan
post May 19 2015, 12:43 PM

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QUOTE(victorywp @ May 19 2015, 09:43 AM)
no need to compare like that... you see, out of my 10+cc i don't have any cc which i can enter ppl for free.  cry.gif
*
I think the most important is cashback.
PPL free entries more important if u always travel

QUOTE(fruitie @ May 19 2015, 10:22 AM)
I only pay my bills via IBG on the due date by 10.00 a.m. if it is a working day, else the earliest working day.

So far I have no issue and never imposed with late payment charges. Maybank IBG is pretty good. thumbup.gif
*
One time I had a bounce back payment due to the outstanding balance lesser than the schedule payment. I only realize two days later. No late charge for that. So I guess still have grace period for late charge smile.gif
wan7075
post May 19 2015, 12:47 PM

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QUOTE(maskedchan @ May 19 2015, 12:43 PM)
I think the most important is cashback.
PPL free entries more important if u always travel
One time I had a bounce back payment due to the outstanding balance lesser than the schedule payment. I only realize two days later. No late charge for that. So I guess still have grace period for late charge smile.gif
*
my case even wore... i schdule maybank saving account pay more than my Amex statement balance also was rejected..

1 weeks later saw kena finance charge and call cs to waive it..

the reason they gave me is i must only can pay the exact amount... rclxub.gif
red_scorpion
post May 19 2015, 01:24 PM

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QUOTE(h11g @ May 19 2015, 08:49 AM)
we have to pay within 2 weeks after the statement date to avoid those interests charges right?
*
20 days after the statement date..
red_scorpion
post May 19 2015, 01:27 PM

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QUOTE(cybpsych @ May 19 2015, 09:35 AM)
here are the list of bill dates: 3 6 8 12 14 18 21 24 26 28 End-of-Month

due date = bill date + 20 days (assuming you did full statement payment last month)
*
is it the list of bill dates for all bank cc or only mbb?

My OCBC bill date is 11 btw. hmm.gif
cybpsych
post May 19 2015, 01:37 PM

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QUOTE(red_scorpion @ May 19 2015, 01:27 PM)
is it the list of bill dates for all bank cc or only mbb?

My OCBC bill date is 11 btw.  hmm.gif
*
guess what topic you're in now.

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